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Capital One® Savor® Cash Rewards Credit Card

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Capital One® Savor® Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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4.0/5.0 from 10 Offer Ratings
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(10) Over the Past 60 Days!

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  • Regular Purchase APR

    16.74% - 25.74% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0 intro for first year; $95 after that

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening
  • Earn unlimited 4% cash back on dining and entertainment, 2% at grocery stores and 1% on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.
  • Receive a monthly statement credit for a Postmates Unlimited monthly membership through Dec. 2019 with the Capital One Savor Card
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • No foreign transaction fees
  • Capital One cardholders get access to premium experiences in dining, entertainment and more
  • $0 intro annual fee for the first year, $95 after that

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    $0

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    0.0

  • Fees

    5.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

In 2015, US consumer spending on dining out surpassed consumer spending on groceries for the first time in history and experts expect the trend to continue. For those who love to eat out at restaurants and bars, it pays to use a credit card that earns bonus cash back on those purchases. The Capital One® Savor® Cash Rewards Credit Card is an excellent choice if you're looking for a credit card to maximize all your restaurant spending.

The card comes with an excellent rewards rate focused on dining and groceries: unlimited 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. Plus, earn 8% cash back on tickets at Vivid Seats through May 2020.. In addition to the great ongoing rewards, you can kickstart your cash back earnings with a earn a one-time $300 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.

With a $0 intro for first year; $95 after that annual fee, you earn rewards without paying to carry the card. The Capital One® Savor® Cash Rewards Credit Card also has no foreign transaction fees making it a great card to use while traveling overseas.

The Bottom Line

If your main goal is to earn extra cash back on dining and groceries, look no further than the Capital One® Savor® Cash Rewards Credit Card. With generous rewards and no annual fee this card is a excellent choice for anyone.

The Good

Most cash back cards have a monthly or annual cap on the bonus cash back you can earn, but this card offers unlimited rewards. The Capital One® Savor® Cash Rewards Credit Card also makes it easy with no rotating categories or sign-ups needed to earn cash rewards.

The Not So Good

The sign up bonus is a little lower than some other cash back cards. Outside of dining and groceries, the rewards rate isn't very competitive.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® Savor® Cash Rewards Credit Card

  • Regular APR

    3.0

  • Intro APR

    0.0

  • Fees

    5.0

  • Benefits

    5.0

  • Overall Rating

    4.0 /5


Consumer Reviews 10 Reviews

Offer Rating

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