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3.9/5.0 from 21 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
16.74% - 25.74% (Variable)
Intro Purchase APR
Intro BT APR
Typical Credit Needed
$0 intro for first year; $95 after that
Foreign Transaction Fee
Balance Transfer Fee
Cash Advance Fee
3% of the amount of the cash advance, but not less than $10
In 2015, US consumer spending on dining out surpassed consumer spending on groceries for the first time in history and experts expect the trend to continue. For those who love to eat out at restaurants and bars, it pays to use a credit card that earns bonus cash back on those purchases. The Capital One® Savor® Cash Rewards Credit Card is an excellent choice if you're looking for a credit card to maximize all your restaurant spending.
The card comes with an excellent rewards rate focused on dining and groceries: unlimited 4% Cash Back on dining; 4% Cash Back on entertainment; 2% Cash Back at grocery stores; 1% Cash Back on all other purchases. In addition to the great ongoing rewards, you can kickstart your cash back earnings with a earn a one-time $500 cash bonus after you spend $3000 on purchases within the first 3 months from account opening.
With a $0 intro for first year; $95 after that annual fee, you earn rewards without paying to carry the card. The Capital One® Savor® Cash Rewards Credit Card also has no foreign transaction fees making it a great card to use while traveling overseas.
If your main goal is to earn extra cash back on dining and groceries, look no further than the Capital One® Savor® Cash Rewards Credit Card. With generous rewards and no annual fee this card is a excellent choice for anyone.
Most cash back cards have a monthly or annual cap on the bonus cash back you can earn, but this card offers unlimited rewards. The Capital One® Savor® Cash Rewards Credit Card also makes it easy with no rotating categories or sign-ups needed to earn cash rewards.
The sign up bonus is a little lower than some other cash back cards. Outside of dining and groceries, the rewards rate isn't very competitive.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
3.9 out of 5.0