Southwest Rapid Rewards® Plus Credit Card

Southwest Rapid Rewards® Plus Credit Card

Apply Now

on Chase's secure site

Southwest Rapid Rewards® Plus Credit Card

Apply Now

on Chase's secure site

Southwest Rapid Rewards® Plus Credit Card Review

The Southwest Rapid Rewards® Plus Credit Card is a great card for travelers who love flying Southwest or consumers simply looking for a solid travel rewards card. This card will help you rack up Southwest points very quickly and there are many extra perks that make traveling easy.

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Rated 4/5.0 stars by our editorial team

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

Southwest Rapid Rewards® Plus Credit Card

  Apply Now
Southwest Rapid Rewards<sup>®</sup> Plus Credit Card
Apply Now

on Chase's secure site

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Southwest Rapid Rewards® Plus Credit Card

SIGN-UP BONUS

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

REWARDS RATE

Receive 3,000 anniversary points each year. Enjoy benefits including 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 2 EarlyBird Check-In® each year, 10,000 Companion Pass® qualifying points boost each year, and more.

Sign-Up Bonus

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Rewards Rate

Receive 3,000 anniversary points each year. Enjoy benefits including 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 2 EarlyBird Check-In® each year, 10,000 Companion Pass® qualifying points boost each year, and more.

APRs

21.49% - 28.49% Variable on purchases and balance transfers

Annual Fee

$69

Card Brand

Visa®

Recommended Credit Score

Good/Excellent

Highlights

  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 3,000 anniversary points each year.
  • Earn 2X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • 2 EarlyBird Check-In® each year.
  • Earn 1 point for every $1 spent on all other purchases.
  • Member FDIC

Additional Info

Foreign Transaction Fee

3% of each transaction in U.S. dollars

Balance Transfer Fee

Either $5 or 5% of the amount of each transfer, whichever is greater.

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

Yes

Lost Luggage Reimbursement

No

Concierge Service

Yes

See your approval odds before you apply
There's no impact to your credit

Expert Review

Editor's Overall Rating

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

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From the LendingTree editorial team, updated on Apr 02, 2024

Southwest is one of the most popular airlines in the country and one of the few remaining carriers that still offers perks like free baggage and low fares. Now Southwest has teamed up with Chase to offer its customers a great rewards card. The Southwest Rapid Rewards® Plus Credit Card will earn you robust rewards points that can be redeemed for domestic and international flights, cruises, hotel stays, car rentals, gift cards, and more. 

With the Southwest Rapid Rewards® Plus Credit Card, you can take advantage of a earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.. There is an annual fee of $69, but that's largely offset by the fact that you earn 3,000 bonus points after your Cardmember anniversary.

For earning rewards on purchases, cardholders will receive 3,000 anniversary points each year. Enjoy benefits including 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 2 EarlyBird Check-In® each year, 10,000 Companion Pass® qualifying points boost each year, and more. The points you earn with the Southwest Rapid Rewards® Plus Credit Card will never expire and there is no limit to the amount of points you can earn.

The Good

  • The 3,000 bonus points after your Cardmember anniversary helps offset the cost of the annual fee. When you add that to the big sign up bonus and great rewards rate, this credit card earns a ton of points

The Not So Good

  • The $69 annual fee is not waived the first year.

The Bottom Line

The Southwest Rapid Rewards® Plus Credit Card is a great card for travelers who love flying Southwest or consumers simply looking for a solid travel rewards card. This card will help you rack up Southwest points very quickly and there are many extra perks that make traveling easy.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

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