Southwest Rapid Rewards® Priority Credit Card

Southwest Rapid Rewards® Priority Credit Card

Apply Now

on Chase's secure site

Southwest Rapid Rewards® Priority Credit Card

Apply Now

on Chase's secure site

Southwest Rapid Rewards® Priority Credit Card Review

If you're already an existing customer for Southwest Airlines and don't mind an annual fee, this is absolutely a great card to carry to boost your Rapid Rewards bottom line.

4

 

Rated 4/5.0 stars by our editorial team

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

Southwest Rapid Rewards® Priority Credit Card

  Apply Now
Southwest Rapid Rewards<sup>®</sup> Priority Credit Card
Apply Now

on Chase's secure site

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Southwest Rapid Rewards® Priority Credit Card

SIGN-UP BONUS

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

REWARDS RATE

Receive 7,500 anniversary points, 4 upgraded boardings per year when available, and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 10,000 Companion Pass® qualifying points boost each year, and more.

Sign-Up Bonus

Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Rewards Rate

Receive 7,500 anniversary points, 4 upgraded boardings per year when available, and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 10,000 Companion Pass® qualifying points boost each year, and more.

APRs

21.49% - 28.49% Variable for purchases and balance transfers

Annual Fee

$149

Card Brand

Visa®

Recommended Credit Score

Excellent

Highlights

  • Earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.
  • 7,500 anniversary points each year.
  • Earn 3X points on Southwest® purchases.
  • Earn 2X points on local transit and commuting, including rideshare.
  • Earn 2X points on internet, cable, and phone services; select streaming.
  • $75 Southwest® travel credit each year.
  • No foreign transaction fees.
  • Member FDIC

Additional Info

Foreign Transaction Fee

$0

Balance Transfer Fee

Either $5 or 5% of the amount of each balance transfer, whichever is greater.

$0 Fraud Liability

Yes

Auto Rental Insurance

No

Extended Warranty Program

Yes

Roadside Assistance

Yes

Purchase Protection

Yes

Travel Assistance

Yes

Flight Accident Insurance

Yes

Lost Luggage Reimbursement

No

Concierge Service

Yes

See your approval odds before you apply
There's no impact to your credit

Expert Review

Editor's Overall Rating

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

4

         

From the LendingTree editorial team, updated on Mar 25, 2024

The new Southwest Rapid Rewards® Priority Credit Card is a fantastic card for the frequent flyer on Southwest Airlines, as well as a great card all around for consumers looking for competitive travel rewards. The value in this card can be seen right away — cardholders can earn 50,000 bonus points after spending $1,000 on purchases in the first 3 months from account opening.

Not only is this sign up bonus excellent, but the ongoing rewards rate is pretty impressive too: Receive 7,500 anniversary points, 4 upgraded boardings per year when available, and a $75 Southwest® travel credit each year. Enjoy benefits including 3X points on Southwest purchases, 2X points on local transit and commuting, including rideshare, 2X points on internet, cable, and phone services; select streaming, 10,000 Companion Pass® qualifying points boost each year, and more. This card also offers several other benefits, including extra rewards on your sign-up anniversary and extra back on purchases made in-flight, like on drinks or movies. This card has a lot to offer, especially for frequent Southwest customers!

This card is also practical — it comes with a $0 foreign transaction fee,  which allows you to swipe your card overseas without getting hit with an extra charge. The annual fee is $149, but the perks and rewards you earn can easily help offset that cost.

The Good

  • The annual fee for this card is nearly offset by the annual $75 travel credit and the 7,500 bonus points after the first year, which means this is a fairly low-cost card that offers a competitive rewards rate, and an exceptionally beneficial sign-up bonus.

The Not So Good

  • The annual fee is higher than some of the competition, and it isn't waived the first year. Also, you'll need excellent credit to get approved.

The Bottom Line

If you're already an existing customer for Southwest Airlines and don't mind an annual fee, this is absolutely a great card to carry to boost your Rapid Rewards bottom line.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

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