LendingTree for Business | Compare The Best Business Credit Cards
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Business Credit Cards

Looking for a new credit card for your business expenses? See expert reviews and star ratings for the best business credit cards from our partners—you could get approved in minutes using our secure online application process.

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Ink Business Unlimited® Credit Card
 

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  • Annual Fee $0
  • APR 17.74% - 23.74% Variable
  • Rewards Rate
    1.5% cash back
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $125
  • Est. First Year Rewards
    $2,250

The Bottom Line

This credit card has all the perks a business owner could want. A long intro APR, great rewards, and the $0 annual fee make this a great choice for anyone.

Our Take

The Good

The sign-up bonus is among the biggest we've seen for a business credit cards, and it's especially generous considering this card also comes with a $0 annual fee and a lengthy intro APR on purchases.

The Not So Good

There is a foreign transaction fee of 3% of each transaction in U.S. dollars, which means you might want to refrain from using this card overseas.


Card Details

  • Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase made for your business
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control.
  • Round-the-clock monitoring for unusual credit card purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Ink Business Cash® Credit Card
 

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  • Annual Fee $0
  • APR 17.74% - 25.74% Variable
  • Rewards Rate
    • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year.
    • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year.
    • Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
    1% - 5% cash back
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $187
  • Est. First Year Rewards
    $2,993

The Bottom Line

This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for a great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash® Credit Card.

Our Take

The Good

This business credit card has it all. You get an awesome rewards program, a big sign up bonus, a lengthy intro APR, and $0 annual fee.

The Not So Good

Like most rewards cards, if you don't make a lot of purchases on the card, you won't get a lot of rewards.


Card Details

  • Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
  • Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
  • Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
  • With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
  • No Annual Fee
  • Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
  • 0% introductory APR for 12 months on purchases
  • Member FDIC

Capital One Spark Cash Plus
 

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  • Annual Fee $150
  • APR N/A
  • Rewards Rate
    • Earn 2% Cash Back on every purchase
    • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel
    2% - 5% Cash Back
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $1,850
  • Est. Monthly Rewards
    $193
  • Est. First Year Rewards
    $4,165

The Bottom Line

The Capital One Spark Cash Plus card is an easy recommend in the small business space for its incredible ongoing rewards, best-in-class welcome offers and ease-of-use.

Our Take

The Good

The Capital One Spark Cash Plus card has an outstanding suite of welcome offers and easy-to-use cash back rewards that easily cover its relatively low annual fee.

The Not So Good

Because this card focuses on flexible cash rewards, it misses out on the more powerful single-category rewards offered by some of its competitors.


Card Details

  • Earn a one-time cash bonus of $2,000 once you spend $30,000 in the first 3 months
  • Earn an additional $2,000 cash bonus for every $500K spent during the first year. You can earn this bonus multiple times over the course of year 1!
  • Earn unlimited 2% cash back on every purchase, everywhere—with no limits or category restrictions
  • Enjoy purchasing power that adapts to your business. The Spark Cash Plus card has no preset spending limit, so it can adapt to your needs based on your spending behavior, payment history, credit profile and other factors
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Empower your teams to make business purchases while you earn rewards from their transactions with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • $150 annual fee - Spend $150,000 annually and Capital One will refund this fee every year
  • Spark Cash Plus has no APR because your balance is due in full every month
  • For Capital One products listed on this page, some of the above benefits are provided by third parties such as Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as certain terms, conditions, and exclusions apply
  • For businesses that need large spending capacity and want to maximize cash back


The Blue Business® Plus Credit Card from American Express
 

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Rates & Fees

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  • Annual Fee No annual fee
  • APR 17.49% - 25.49% Variable
  • Rewards Rate
    • Earn 2X points on everyday business purchases such as office supplies or client dinners.
    • Earn 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
    • Terms and limitations apply.
    1X - 2X points
  • Credit Needed Good / Excellent

The Bottom Line

With the The Blue Business® Plus Credit Card from American Express, you can get bonus points for the purchases you make without worrying about an annual fee. If you're looking for a credit card with a nice intro APR to help you pay for business expenses, this could be a great option. To see rates & fees for The Blue Business® Plus Credit Card from American Express, please click here.

Our Take

The Good

Enjoy the benefits of earning points and having intro APR all while paying no annual fee. You can add other card holders to the account for free and you can get great spending bonuses from any one of them. There is no limit to the amount of points you can earn.

The Not So Good

There is a foreign transaction fee of 2.7% of each transaction after conversion to US dollars.


Card Details

  • Earn 15,000 Membership Rewards® points after you spend $3,000 in eligible purchases on the Card within your first 3 months of Card Membership.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% - 25.49%, based on your creditworthiness and other factors at account opening. APR will not exceed 29.99%
  • Earn 2X points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter. Terms and limitations apply.
  • You’ve got the power to spend beyond your credit limit* with Expanded Buying Power. *The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply.

Ink Business Premier® Credit Card
 

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  • Annual Fee $195
  • APR Flex for Business Variable APR: 18.74% - 26.74%
  • Rewards Rate
    • Earn unlimited 2.5% total cash back on purchases of $5,000 or more
    • Earn unlimited 2% cash back on all other business purchases.
    2% - 2.5% cash back
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $805
  • Est. Monthly Rewards
    $167
  • Est. First Year Rewards
    $2,805

The Bottom Line

The Ink Business Premier® Credit Card is an excellent choice for businesses poised to make the most of its generous rewards and high spending limits, particularly when the cash back can offset the heft of its annual fee.

Our Take

The Good

The Ink Business Premier® Credit Card stands out for its high credit limit and flexible cash back rewards program, which can be highly beneficial for growing businesses that have substantial operational expenses. Additionally, the card offers valuable perks such as travel benefits and purchase protection, enhancing its utility for business owners.

The Not So Good

However, the Ink Business Premier® Credit Card comes with a relatively steep annual fee, which may not be justifiable for small businesses or those just starting out. Also, its benefits are most advantageous to businesses with high spending, potentially making it less attractive for companies with lower operational costs.


Card Details

  • Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
  • Earn unlimited 2.5% total cash back on purchases of $5,000 or more and unlimited 2% cash back on all other business purchases.
  • Travel Benefits: Unlimited 5% total cash back on travel purchased through Chase Travel℠, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
  • The only business credit card with 2.5% cash back on every purchase of $5,000 or more.
  • Get the buying power you need to make large purchases, cover monthly expenses and help your business grow. While you must pay your Pay In Full balance each month, this card has built-in flexibility. The Flex for Business feature allows for qualifying purchases to be paid over time with interest.
  • Purchase with confidence with built-in protections like Fraud Protection, Zero Liability Protection, Purchase Protection, Cell Phone Protection, and Extended Warranty Protection.
  • There's no additional cost for employee cards. Monitor spend with digital tools like purchase alerts, set spending limits, reporting, and more.
  • Member FDIC

The American Express Blue Business Cash™ Card
 

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Rates & Fees

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  • Annual Fee No annual fee
  • APR 17.49% - 25.49% Variable
  • Rewards Rate
    1% - 2% cash back
  • Credit Needed Good / Excellent

The Bottom Line

The American Express Blue Business Cash™ Card has no annual fee and lots of cash back opportunities, so this card has one of the most profitable cash back programs on the market. This card is a nice option for business owners who already have established credit. To see rates & fees for The American Express Blue Business Cash™ Card, please click here.

Our Take

The Good

Cash back opportunities are vast and you can earn cash back on all other purchases.

The Not So Good

You'll need to have excellent-good credit to get approved.


Card Details

  • Earn a $250 statement credit after you make $3,000 in purchases on your Card in your first 3 months.
  • 0.0% intro APR on purchases for 12 months from the date of account opening, then a variable rate, 17.49% – 25.49%, based on your creditworthiness and other factors as determined at the time of account opening. APRs will not exceed 29.99%
  • Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%. Cash back earned is automatically credited to your statement.
  • From workflow to inventory to floor plans, your business is constantly changing. That’s why you’ve got the power to spend beyond your credit limit with Expanded Buying Power.
  • The amount you can spend above your credit limit is flexible, so it adapts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors. Just remember, the amount you can spend with Expanded Buying Power is not unlimited.
  • No Annual Fee
  • Terms Apply

American Express® Business Gold Card
 

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Rates & Fees

 | Terms Apply


  • Annual Fee $375
  • APR 18.49% - 27.49% Variable
  • Rewards Rate
    • Get 4X Membership Rewards® points on the 2 eligible categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter).
    • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.
    • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
    • Terms apply.
    1X - 4X points
  • Credit Needed Good / Excellent

The Bottom Line

American Express® Business Gold Card is a great business card with a generous rewards program. You can earn a large amount of points that you can easily redeem, while also enjoying a whole menu of other handy, business-friendly features. To see rates & fees for American Express® Business Gold Card, please click here.

Our Take

The Good

As a cardholder, you can earn extra points in the two eligible categories where your business spends the most each month, maximizing your rewards (on the first $150,000 in combined purchases in these categories). Plus, as a new cardholder, you can earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*

The Not So Good

American Express® Business Gold Card is a business card, so it's not designed for individual use or for someone intending to carry a balance. The annual fee is also higher than most.


Card Details

  • Welcome Offer: Earn 100,000 Membership Rewards® points after you spend $15,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
  • 0% Intro APR ¤ for 6 months from the date of account opening on purchases eligible for Pay Over Time, then a 18.49% to 27.49% variable APR.*
  • Earn 4X Membership Rewards® points on the top two eligible categories where your business spends the most each month from 6 eligible categories. While your top 2 categories may change, you will earn 4X points on the first $150,000 in combined purchases from these categories each calendar year (then 1X thereafter). Only the top 2 categories each billing cycle will count towards the $150,000 cap.*
  • Earn 3X Membership Rewards® points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card.*
  • Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
  • Get up to a $12.95** statement credit back each month after you pay for a monthly Walmart+ membership (subject to auto-renewal) with your Business Gold Card. **Up to $12.95 plus applicable taxes on one membership fee.*
  • The Business Gold Card now comes in three metal designs: Gold, Rose Gold and Limited Edition White Gold. White Gold design is only available while supplies last. Make your selection when you apply on Americanexpress.com.
  • *Terms Apply

Capital One Spark Cash Select
 

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  • Annual Fee $0
  • APR 17.99% - 23.99% (Variable)
  • Rewards Rate
    • Earn 1.5% Cash Back on every purchase
    • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel
    1.5% - 5% Cash Back
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $156
  • Est. First Year Rewards
    $2,618

The Bottom Line

The rewards program for the Capital One Spark Cash Select Card is user-friendly so you don’t have to worry about limitations on how many dollars in cash back you can earn. There are also some nice features for those running a business, like tools to set spending limits on additional cards and helpful expense reports.

Our Take

The Good

The card comes with no annual fee and you earn cash back on all purchases, all the time. and come with the option of automatic redemption.

The Not So Good

The card is designed for those who want cash back rewards, so if that’s not your priority then you might want to choose a different card.


Card Details

  • Earn a $500 bonus when you spend $4,500 in the first 3 months of account opening
  • Earn unlimited 1.5% cash back for your business on every purchase, everywhere — with no limits or category restrictions
  • No annual fee
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel
  • Rewards won't expire for the life of the account
  • Redeem your cash back rewards for any amount
  • Free employee cards, which also earn unlimited 1.5% cash back on all purchases
  • $0 Fraud Liability for unauthorized charges
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Capital One Spark Cash
 

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  • Annual Fee $0 intro for first year; $95 after that
  • APR 25.74% (Variable)
  • Rewards Rate
    • Earn 2% Cash Back on every purchase
    • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel
    2% - 5% cash back
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $750
  • Est. Monthly Rewards
    $167
  • Est. First Year Rewards
    $2,750

The Bottom Line

Capital One Spark Cash Card is perfect for businesses looking to make high-end purchases they intend to pay off each month, while earning rewards for those purchases.

Our Take

The Good

Earning 2% cash back on every purchase; 5% cash back on hotels and rental cars booked through capital one travel is a great rewards program. On top of that, there's an annual fee of $0 intro for first year; $95 after that. Plus, rewards can be redeemed at any time, for any amount, and .

The Not So Good

Users pay an annual fee of $0 intro for first year; $95 after that.


Card Details

  • For businesses that want to earn 2% cash back on all purchases with the stability that comes with a traditional credit line
  • Earn a one-time $750 cash bonus once you spend $7,500 on purchases within 3 months from account opening
  • Earn unlimited 2% cash back for your business on every purchase, everywhere, no limits or category restrictions
  • Free employee cards, which also earn unlimited 2% cash back on all purchases
  • Rewards won’t expire for the life of the account, and you can redeem your cash back for any amount
  • No foreign transaction fees
  • $0 annual fee for the first year; $95 after that

Capital One Spark Miles for Business
 

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  • Annual Fee $0 intro for first year; $95 after that
  • APR 25.74% (Variable)
  • Rewards Rate
    • Earn 2 Miles per dollar on every purchase, everywhere
    • Earn 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
    2X - 5X Miles
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $505
  • Est. Monthly Rewards
    $193
  • Est. First Year Rewards
    $2,820

The Bottom Line

With a solid mile-earnings program, the Capital One Spark Miles for Business is a great card for business travelers and their employees. Plus the annual fee is $0 intro for first year; $95 after that.

Our Take

The Good

Customers earn 2 miles per $1 on every purchase, everywhere; 5 miles per dollar on hotels, vacation rentals and rental cars booked through capital one travel. You can also earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.

The Not So Good

You must have excellent-good credit to get approved and there is an annual fee of $0 intro for first year; $95 after that.


Card Details

  • Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening
  • Earn unlimited 2X miles per dollar on every purchase, everywhere, no limits or category restrictions, and miles won't expire for the life of the account
  • Unlimited 5X miles on hotels, vacation rentals and rental cars booked through Capital One Travel
  • Transfer your miles to 15+ travel loyalty programs
  • Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®
  • $0 intro annual fee for the first year; $95 after that
  • Free employee cards which also earn unlimited 2X miles from their purchases
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

The Business Platinum Card® from American Express
 

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Rates & Fees

 | Terms Apply


  • Annual Fee $695
  • APR 18.49% - 27.49% Variable
  • Rewards Rate
    • Earn 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com
    • Earn 1X points for each dollar you spend on eligible purchases
    • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
    1X - 5X points
  • Credit Needed Good / Excellent

The Bottom Line

The Business Platinum Card® from American Express is loaded with exclusive rewards and benefits simply for being a card member. If business travel is commonplace for you, the rewards and perks of this card should outweigh the $695 annual fee, depending on how you plan to use this card. To see rates & fees for The Business Platinum Card® from American Express, please click here.

Our Take

The Good

Card members receive great travel perks like airport lounge access and a generous airline fee credits.

The Not So Good

This card isn’t for the non-traveler or the businessperson who’s strictly looking for working capital. Again, the annual fee is $695, but if your credit is good enough to get approved, the perks could really be worth it.


Card Details

  • Welcome Offer: Earn 150,000 Membership Rewards® points after you spend $20,000 in eligible purchases on the Card within the first 3 months of Card Membership.
  • 5X Membership Rewards® points on flights and prepaid hotels on AmexTravel.com, and 1X points for each dollar you spend on eligible purchases.
  • Earn 1.5X points (that’s an extra half point per dollar) on each eligible purchase at US construction material, hardware suppliers, electronic goods retailers, and software & cloud system providers, and shipping providers, as well as on purchases of $5,000 or more, on up to $2 million per Card Account per calendar year. Purchases eligible for multiple additional point bonuses will only receive the highest eligible bonus.
  • Unlock over $1,000 in statement credits on select purchases, including tech, recruiting and wireless in the first year of membership with the Business Platinum Card®. Enrollment required. See how you can unlock over $1,000 annually in credits on select purchases with the Business Platinum Card®, here.
  • $200 Airline Fee Credit: Select one qualifying airline and then receive up to $200 in statement credits per calendar year when incidental fees are charged by the airline to the Card.
  • $199 CLEAR® Plus Credit: Use your card and get up to $199 in statement credits per calendar year on your CLEAR® Plus Membership (subject to auto-renewal) when you use the Business Platinum Card®.
  • The American Express Global Lounge Collection® can provide an escape at the airport. With complimentary access to more than 1,400 airport lounges across 140 countries and counting, you have more airport lounge options than any other credit card issuer on the market as of 03/2023.
  • $695 Annual Fee.
  • Terms Apply.

Revenued Business Card
 

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OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $0
  • Est. Monthly Rewards
    $0
  • Est. First Year Rewards
    $0

The Bottom Line

This card is a great option for business owners who are expecting growth and need access to funding. It’s especially helpful if you have imperfect credit. Just make sure you review your repayment terms carefully and know your factor rate.

Our Take

The Good

We like that the spending limit for this business card grows as your revenue grows, and you can get your funds deposited straight into your bank account.

The Not So Good

This card does not earn rewards, and it also presents some risks since you can sell a portion of your future earnings to get funds now.


Card Details

  • No annual fee and no draw fee
  • Includes flex line, similar to a line of credit and only pay for what you use
  • Access cash on demand with funds deposited straight into your bank account
  • Fast and easy application process - apply online and receive a funding decision in as little as an hour
  • Approvals based on your business revenue and not personal credit
  • As your revenue increases, spending limits also increase
  • Access to business credit tools - Revenued reports to D&B to help build your business credit
  • Access to a dedicated U.S-based account manager to help you make the most of being a Revenued card holder
  • Rated Excellent on Trustpilot with 800+ reviews

Capital One Venture X Business
 

Rated 4.5/5.0 stars by our editorial team

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  • Annual Fee $395
  • APR N/A
  • Rewards Rate
    • Earn 2X Miles on every purchase
    • Earn 5X Miles on flights and vacation rentals booked through Capital One Travel
    • Earn 10X Miles on hotels and rental cars booked through Capital One Travel
    2X - 10X Miles
  • Credit Needed Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $1,105
  • Est. Monthly Rewards
    $280
  • Est. First Year Rewards
    $4,465

The Bottom Line

We don't have a review for this card yet, but sit tight! There's one coming soon.

Our Take

The Good

We don't have a review for this card yet, but sit tight! There's one coming soon.

The Not So Good

We don't have a review for this card yet, but sit tight! There's one coming soon.


Card Details

  • Earn 150,000 bonus miles once you spend $30,000 in the first 3 months from account opening
  • Earn unlimited 2X miles on every purchase, everywhere—with no limits or category restrictions
  • Earn unlimited 10X miles on hotels and rental cars and 5X miles on flights and vacation rentals booked through Capital One Travel, where you'll get the best prices on thousands of options
  • With no preset spending limit, enjoy big purchasing power that adapts so you can spend more and earn more rewards
  • Empower your teams to make business purchases while earning rewards on their transactions, with free employee and virtual cards. Plus, automatically sync your transaction data with your accounting software and pay your vendors with ease
  • Redeem your miles on flights, hotels and more. Plus, transfer your miles to any of the 15+ travel loyalty programs
  • Every year, you'll get 10,000 bonus miles after your account anniversary date. Plus, receive an annual $300 credit for bookings through Capital One Travel
  • Receive up to a $120 credit for Global Entry or TSA PreCheck®. Enjoy complimentary access to 1,300+ airport lounges worldwide, including Capital One Lounge locations and membership to Priority Pass through the Partner Lounge Network
  • Enjoy a $100 experience credit and other premium benefits with every hotel and vacation rental booked from the Premier Collection
  • This is a pay-in-full card, so your balance is due in full every month
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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