Best Citibank Credit Card Offers | LendingTree
Publications featuring LendingTree experts this month
abc
ny-times
cnn
entrepreneur
usa-today
forbes

Citibank Credit Card Offers

  • Compare Citibank credit card offers, a LendingTree.com partner
  • Independent ratings and reviews for Citi credit cards

While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.

Citi Strata Premier Card
 

Rated 4.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

4.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Citibank's secure site


  • Annual Fee $95
  • 60,000 points
  • Rewards Rate
    • Earn 10x on Hotels, Car Rentals, and Attractions booked through CitiTravel.com. Earn 3 Points per $1 spent on Air Travel and Other Hotel Purchases.
    • Earn 3 Points per $1 spent on Restaurants.
    • Earn 3 Points per $1 spent on Supermarkets.
    • Earn 3 Points per $1 spent on Gas and EV Charging Stations.
    • Earn 1 Point per $1 spent on All Other Purchases
    • Earn a $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
    • Travel insurance protection: Trip Cancellation and Trip Interruption (Common Carrier), Trip Delay, Lost or Damaged Luggage, MasterRental Coverage (Car Rental).
    1X - 10X points
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $600
  • Est. Monthly Rewards
    $133
  • Est. First Year Rewards
    $2,195

The Bottom Line

The Citi Strata Premier Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.

Our Take

The Good

The Citi Strata Premier Card has one of the most generous ongoing rewards programs available.

The Not So Good

The spending threshold to earn the sign up bonus is a bit high.


Card Details

  • Earn 60,000 bonus ThankYou® Points after spending $4,000 in the first 3 months of account opening, redeemable for $600 in gift cards or travel rewards at thankyou.com.
  • Earn 10 Points per $1 spent on Hotels, Car Rentals, and Attractions booked on CitiTravel.com.
  • Earn 3 Points per $1 on Air Travel and Other Hotel Purchases, at Restaurants, Supermarkets, Gas and EV Charging Stations.
  • Earn 1 Point per $1 spent on all other purchases.
  • $100 Annual Hotel Benefit: Once per calendar year, enjoy $100 off a single hotel stay of $500 or more (excluding taxes and fees) when booked through CitiTravel.com. Benefit applied instantly at time of booking.
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

American Airlines AAdvantage® MileUp® Card
 

Rated 3.5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

3.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Citibank's secure site


  • Annual Fee $0
  • 15,000 miles
  • Rewards Rate
    • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services.
    • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases.
    2X miles
  • Credit Needed Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $255
  • Est. Monthly Rewards
    $108
  • Est. First Year Rewards
    $1,553

The Bottom Line

If you're a frequent traveler with American Airlines, this card can help you boost your mileage account with every purchase and you won't have to pay an annual fee.

Our Take

The Good

The bonus miles on groceries can be a nice way to earn rewards faster. Plus, the 25% savings on inflight food and beverage purchases can go a long way if you're a frequent flyer.

The Not So Good

The sign up bonus is relatively small compared to other airlines credit cards, but that's not unusual considering there is no annual fee.


Card Details

  • Earn 15,000 American Airlines AAdvantage® bonus miles after making $1,000 in purchases within the first 3 months of account opening.
  • 0% Intro APR for 15 months from date of account opening for balance transfers only. After that the variable APR will be 20.24% - 29.24%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • Balance transfer fee of either $5 or 5% of the amount of each credit card balance transfer, whichever is greater. Balance Transfers must be completed within 4 months of account opening.
  • No Annual Fee
  • Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services
  • Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases
  • Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights

Citi Double Cash® Card
 

Rated 5/5.0 stars by our editorial team

Click the stars to submit your rating.

Rating already submitted!

Thanks for rating!

Change my rating to: Average

5/5.0 from 0 Offer Ratings
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Citibank's secure site


  • Annual Fee $0
  • $200 cash back
  • Rewards Rate
    • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time.
    • Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
    2% - 5% cash back
  • Credit Needed Fair / Good / Excellent

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $200
  • Est. Monthly Rewards
    $127
  • Est. First Year Rewards
    $1,723

The Bottom Line

The Citi Double Cash® Card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

Our Take

The Good

To start, Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not So Good

While the lengthy 0% intro APR period for balance transfers is appealing, there’s no intro APR period for purchases, which many other cards in this category offer.


Card Details

  • Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 18.24% - 28.24%, based on your creditworthiness.
  • Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

Back to top ↑