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Get a Secured Credit Card – Secured Credit Cards for People with Bad Credit Secured Cards for Bad Credit

  • Compare the best secured credit cards from our partners offering various deposit options and no fee terms
  • Secured credit card expert and Independent ratings & consumer reviews
  • Secure and immediate online application process

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on Capital One's secure site

Capital One® Secured Mastercard®

 

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Over the Past 60 Days!

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  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Minimum Deposit

    $49, $99, or $200

  • Regular Purchase APR

    24.99% (Variable)


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

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on Discover's secure site

Discover it® Secured Card - No Annual Fee

 

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  • Cash Back Rewards

    Up to 2% cash back at gas stations & restaurants, 1% on everything else*

  • Credit Limit

    Credit line will equal your security deposit of $200 or more*

  • Rates and Fees

    No annual fee, no late fee on your first late payment. No penalty APR*


Highlights

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Citi® Secured Mastercard®

 

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Your Rating:

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Build Your Credit

    Monthly reporting to the three major credit bureaus

  • Perks and Features

    Auto Pay can help you stay on top of your bill

  • Worldwide Acceptance

    Use your card anywhere that accepts Mastercard®


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
  • A security deposit is required for this product (minimum $200)
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts. 
  • Use the card anywhere Mastercard® is accepted — worldwide

See additional details for Citi® Secured Mastercard®

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on Applied Bank's secure site

Applied Bank® Secured Visa® Gold Preferred® Credit Card

 

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Regular APR

    9.99% Low Fixed APR

  • No Penalty Rate

    Your Rate Won’t Go Up Even if You Are Late


Highlights

  • Click "APPLY NOW" to apply online
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime
Apply Now

on Green Dot Bank's secure site

primor® Secured Visa Gold Card

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Monthly Credit Reporting

    Reports to the Three Major Credit Bureaus

  • Rates & Fees

    No Penalty Rate or Application Fees*

  • Low On-going Interest

    9.99% APR*


Highlights

  • Click "APPLY NOW" to apply online
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

See additional details for primor® Secured Visa Gold Card

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on First Progress's secure site

First Progress Platinum Elite MasterCard® Secured Credit Card

 

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Improve Your Credit Score

    Free Credit Bureau Reporting

  • Credit Line

    $200 - $2,000 Credit Line*

  • Regular Purchase APR

    19.99%


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $29

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum MasterCard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Find a Secured Credit Card

If you’re new to credit or just starting your financial journey, you may be asking yourself what is a secured credit card? Or, how does a secured credit card work? Secured credit cards are perfect for consumers who have little credit history, no credit history, or bad credit history.

Secured credit cards work the same way as traditional credit cards in that your account activity will be reported to the three major credit bureaus. Secured cards also work like prepaid debit cards because you have to put down, known as a security deposit, in order to use the card. Your security deposit will also act as your line of credit. You should work hard to manage your account responsibly so positive account activity is reflected on your credit report instead of negative account activity.

Compare our secured card options to find the best secured credit card to fit your needs. Once you get approved, you can start to build or rebuild your credit by managing your account responsibly. 

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