Rated 5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!
Sign-Up Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn unlimited 1.5% cash back on every purchase made for your business
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 17.74% - 23.74% Variable.
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Ink Business Unlimited® Credit Card
Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 17.74% - 23.74% Variable
Sign-Up Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening
Cash Back Rewards
Earn 5% cash back in select business categories
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Ink Business Cash® Credit Card
Sign-Up Bonus
60,000 Bonus Points after you spend $5,000 on purchases in your first 3 months from account opening.
Purchase APR
20.49% - 27.49% Variable
Extra Perks
Automatic Discoverist status in World of Hyatt (typically requires 10 Tier-Qualifying Nights or 25,000 Base Points)
Typical Credit Needed
Annual Fee
$199
Card Brand
Visa®
See additional details for World of Hyatt Business Credit Card
Sign-Up Bonus
Earn $500 cash back after you spend $5,000 in eligible purchases on the Card within your first 3 months of Card Membership and 3% cash back on every card swipe with no category restrictions.
Rewards Rate
Earn 3% cash back on every single card purchase. All categories apply.
No Fees
No application, annual or draw fees
Typical Credit Needed
Annual Fee
N/A
Card Brand
Visa®
See additional details for Revenued Business Card
Sign-Up Bonus
Earn $1,000 bonus cash back after you spend $10,000 on purchases in the first 3 months from account opening.
Travel Benefits
Unlimited 5% total cash back on travel purchased through Chase Ultimate Rewards, No Foreign Transaction Fees and Trip Cancellation/Trip Interruption Insurance.
Foreign Transaction Fee
$0
Typical Credit Needed
Annual Fee
$195
Card Brand
Visa®
See additional details for New Business Card! Ink Business Premier℠ Credit Card
Rewards Rate
1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
Sign-Up Bonus
$500 Cash Back once you spend $4,500 on purchases within the first 3 months from account opening
Annual fee
$0
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Spark Cash Select - $500 Cash Bonus
Sign-up Bonus
$200 cashback if you spend $15K in the first 3 months
Rewards Rate
1.5% unlimited cashback
APR
9.99% to 34.99% variable
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Capital on Tap Business Credit Card
Rewards Rate
Unlimited 2x miles per dollar
Sign-Up Bonus
Earn a one-time bonus of 50,000 miles – equal to $500 in travel – once you spend $4,500 on purchases within the first 3 months from account opening.
Rewards Redemption
Redeem your miles instantly for any travel-related purchases, from flights and hotels to ride-sharing services
Typical Credit Needed
Annual Fee
$0 intro for first year; $95 after that
Card Brand
Mastercard®
See additional details for Capital One Spark Miles for Business
Sign-Up Bonus
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Rewards Rate
Earn unlimited 1.5% cash back on all purchases everywhere, every time
APR
16.74% - 26.74% Variable APR on purchases and balance transfers
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Bank of America® Business Advantage Unlimited Cash Rewards Mastercard® credit card
Welcome Offer
Earn 70,000 Membership Rewards® points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Rewards Rate
Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month*
Extra Perks
No foreign transaction fees & many helpful business tools*
Typical Credit Needed
Annual Fee
$295
Card Brand
American Express
See additional details for American Express® Business Gold Card
Annual Fee
$0
Rewards Rate
1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
Intro APR
0% on purchases for 12 months, then 20.24% - 28.24% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Spark Cash Select - 0% Intro APR for 12 Months
Intro and Regular APR
0% on purchases for 12 months from date of account opening, then 17.74% - 25.74% Variable
Rewards Rate
Earn 2X Membership Rewards® points on everyday business purchases such as office supplies or client dinners. 2X applies to the first $50,000 in purchases per year, 1 point per dollar thereafter.
Flexible Spending
Enjoy the flexibility to put more purchases on the Card
Typical Credit Needed
Annual Fee
No annual fee
Card Brand
American Express
See additional details for The Blue Business® Plus Credit Card from American Express
Sign-Up Bonus
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
Rewards Rate
Earn 4 points per $1 spent on Southwest® purchases. Earn 3 points per $1 spent on Rapid Rewards® hotel and car rental partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 1 point per $1 spent on all other purchases.
Bonus Perks
9,000 bonus points after your Cardmember anniversary
Typical Credit Needed
Annual Fee
$199
Card Brand
Visa®
See additional details for Southwest® Rapid Rewards® Performance Business Credit Card
Welcome Offer
Earn 120,000 Membership Rewards® points after you spend $15,000 on eligible purchases with your Card within the first 3 months of Card Membership.
Travel Benefits
Complimentary access to over 1000+ airport lounges*
Extra Perks
Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more*
Typical Credit Needed
Annual Fee
$695
Card Brand
American Express
See additional details for The Business Platinum Card® from American Express
Sign-Up Bonus
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
Bonus Miles
6,000 bonus points after your Cardmember anniversary
Rewards Rate
Earn 3 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on Rapid Rewards® hotel and car partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 1 point per $1 spent on all other purchases.
Typical Credit Needed
Annual Fee
$99
Card Brand
Visa®
See additional details for Southwest® Rapid Rewards® Premier Business Credit Card
Rewards Rate
Earn 3% cash back in the category of your choice (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter), 2% cash back on dining purchases (for the first $50,000 in combined choice category/dining purchases each calendar year, 1% thereafter) and 1% cash back on all other purchases
Sign-Up Bonus
Get a $300 online statement credit after you make at least $3,000 in purchases in the first 90 days of your account opening.
Rewards Redemption
Redeem your cash back as a deposit into your Bank of America® checking or savings account, as a card statement credit or as a check mailed to you.
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card
Intro Purchase APR
0% Introductory APR on purchases for the first 7 billing cycles
Ongoing APR
14.74% - 25.74% Variable APR
Extra Perks
$0 annual fee & employee cards at no additional cost
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Bank of America® Platinum Plus® Mastercard® Business card
Rewards Rate
3 points per every dollar spent on travel purchases (car, hotel, airline) booked through the Bank of America® Travel Center. Earn unlimited 1.5 points for every $1 spent on all purchases everywhere, every time-no matter how much you spend. Points don't expire.
Sign-Up Bonus
30,000 online bonus points after you make at least $3,000 in purchases in the first 90 days of your account opening which can be redeemed for a $300 statement credit towards travel or dining purchases.
Travel Perks
No international transaction fees or annual fee
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Bank of America® Business Advantage Travel Rewards World Mastercard® credit card
Intro Purchase APR
0% on purchases for 12 months from date of account opening
Rewards Rate
Earn 2% cash back on all eligible purchases on up to $50,000 per calendar year, then 1%
Regular Purchase APR
17.74% - 25.74% Variable
Typical Credit Needed
Annual Fee
No annual fee
Card Brand
American Express
See additional details for American Express Blue Business Cash™ Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Business credit cards are tailored toward those who own small businesses, operate or manage a small or large business, and those who use credit cards to make business purchases. You can essentially charge any kind of business expense: buying inventory, paying for travel, gas, entertaining of clients, or office supplies.
The best business credit cards will be those with the most perks and benefits that you’ll actually take advantage of on a regular basis, so study those carefully to make sure that they are a good match for your spending habits and routine card usage. When reviewing offers, always weigh the perks and features against the interest rate and any annual fee or other charges that the card carries. Sometimes owning a card for your business can be useless from a benefit standpoint if they aren’t used on a routine basis.
Business credit cards also offer many features and tools to help you run your business, manage your budget, track your expenses, stay on top of your taxes and tax deductible expenses, and save time and extra labor when dealing with card related finances. Make sure to inquire about these business credit card tools and online account features that are often provided for free by some of the best card issuers.
Visa, MasterCard, Amex (American Express), Discover, and many other credit card companies offer credit cards for small businesses. The key to selecting one is to think about where you do most of your shopping. Visa small business credit cards are fairly universal, but they are not accepted at Sam's Club. If you have to go there to do a lot of your supply shopping, you may prefer a MasterCard small business credit card. Assess the interest rates and rewards that each credit card company has to offer before settling on the right one for you.