Add cards to start comparing.

Capital One® Spark® Cash for Business

Apply Now

on Capital One's secure site

Capital One® Spark® Cash for Business

 

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!

Apply Now

on Capital One's secure site


  • Regular Purchase APR

    17.99% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0 intro for first year; $59 after that

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Plus, a one-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $59 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Card Fees

  • Late Payment Fees

    Up to $39

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10

  • Penalty APR

    30.4% (Variable)

  • Minimum Interest Charge

    See Terms*


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the CompareCards.com Editorial Team

The Capital One® Spark® Cash for Business Card comes with their award-winning, small business customer service so you can always expect your questions to be answered. Their great rewards program earns you 2% cash back on every purchase, every day and there's no limit to how much you can earn because Rewards won't expire for the life of the account. Rewards can also be redeemed at any time for any amount with the option for automatic redemption.

There's the ability to earn a One-time $500 cash bonus once you spend $4,500 on purchases within 3 months from account opening and the APR is 17.99% (Variable).

The Bottom Line

Capital One® Spark® Cash for Business Card is perfect for businesses looking to make high-end purchases they intend to pay off each month, while earning rewards for those purchases.

The Good

Earning 2% cash back on every purchase, every day is a great rewards program. On top of that, there's no annual fee for the first year and rewards can be redeemed at any time, for any amount, and Rewards won't expire for the life of the account.

The Not So Good

Users pay an annual fee of $0 intro for first year; $59 after that.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® Spark® Cash for Business

  • Regular APR

    4.0

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 0 Reviews

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+0 users submitted a rating without a full review

Be the first one to write an in-depth review!


gif loader

Back to top