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Capital One® Spark® Cash for Business

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Capital One® Spark® Cash for Business

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 11 Offer Ratings
Over the Past 60 Days!

(11) Over the Past 60 Days!

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on Capital One's secure site


  • Regular Purchase APR

    18.74% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0 intro for first year; $95 after that

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earning unlimited 2% cash back could mean thousands of dollars each year going back into your business
  • Earn up to $2,000. Earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account
  • Plus, earn $1,500 when you spend $50,000 in the first 6 months. Limited Time Offer
  • Use Spark Cash across all your business spend, with no categories to limit your purchasing
  • $0 intro annual fee for the first year; $95 after that
  • Rewards won't expire for the life of the account, and you can redeem your cash back for any amount
  • Get employee cards at no additional cost, and earn rewards from their business spend

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

The Capital One® Spark® Cash for Business Card comes with their award-winning, small business customer service so you can always expect your questions to be answered. Their great rewards program earns you 2% cash back on every purchase, every day and there's no limit to how much you can earn because Rewards won't expire for the life of the account. Rewards can also be redeemed at any time for any amount with the option for automatic redemption.

There's the ability to earn up to $2,000. earn a $500 cash bonus when you spend $5,000 in the first 3 months of opening your account. plus, earn $1,500 when you spend $50,000 in the first 6 months. limited time offer and the APR is 18.74% (Variable).

The Bottom Line

Capital One® Spark® Cash for Business Card is perfect for businesses looking to make high-end purchases they intend to pay off each month, while earning rewards for those purchases.

The Good

Earning 2% cash back on every purchase, every day is a great rewards program. On top of that, there's no annual fee for the first year and rewards can be redeemed at any time, for any amount, and Rewards won't expire for the life of the account.

The Not So Good

Users pay an annual fee of $0 intro for first year; $95 after that.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® Spark® Cash for Business

  • Regular APR

    4.0

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 11 Reviews

Offer Rating

3.9 out of 5.0

5 Star
 
 
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4 Star
 
 
(6)
3 Star
 
 
(3)
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(0)
1 Star
 
 
(0)

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