Rated 5/5 stars by our editorial team
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4.5/5.0 from 19 Offer Ratings
Over the Past 60 Days!
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Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
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Intro BT APR
0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days
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Regular APR
16.24% - 26.24% Variable APR on purchases and balance transfers
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-791-5562
- No annual fee
- $200 online cash rewards bonus after you make at least $1000 in purchases in the first 90 days of account opening
- NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
- Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
- You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same
- No expiration on rewards
- 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
See additional details for Bank of America® Cash Rewards credit card
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Rewards Rate
Earn 1.5 points per $1 spent on all purchases
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Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
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Regular APR
17.24% - 25.24% Variable APR on purchases and balance transfers
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online or call 800-821-8749
- Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
- 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
- Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
- Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
- Comes with chip technology for enhanced security and protection at chip-enabled terminals
- 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
- If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
See additional details for Bank of America® Travel Rewards credit card
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Intro Balance Transfer APR
0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days
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Intro Purchase APR
0% Introductory APR on purchases for 18 billing cycles
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Regular APR
15.24% - 25.24% Variable APR
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Typical Credit Needed
-
Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online or call 800-821-8754
- 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No annual fee
- No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
- Access your FICO® Score for free within Online Banking or your Mobile Banking app
See additional details for BankAmericard® credit card
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Sign Up Bonus
50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening.
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Rewards Rate
2 points for every $1 spent on travel and dining purchases, 1.5 points per $1 spent on all other purchases
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Extra Perks
Get up to $200 in combined airline incidental and airport expedited screening statement credits
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Receive 50,000 bonus points – a $500 value – after you make at least $3,000 in purchases in the first 90 days of account opening
- Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases
- If you’re a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase
- No limit to the points you can earn and your points don’t expire
- Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill Edge® and Merrill Lynch® accounts, or gift cards or purchases at the Bank of America Travel Center
- Get up to $200 in combined airline incidental and airport expedited screening statement credits + valuable travel insurance protections
- No Foreign Transaction Fees
- Low $95 annual fee
See additional details for Bank of America® Premium Rewards® credit card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Bank of America Credit Cards
Bank of America actually started as the Bank of Italy in San Francisco, which opened their doors in California in the early 1900's by Amadeo Giannini. Shortly after the business launched, California was hit with an earthquake that caused mass destruction and casualties. Bank of Italy, however, was able to save all their bank deposits, allowing Giannini to re-open their doors soon after. The Bank of Italy merged with several banks in the 1920's, renaming the bank to what it's now called today, Bank of America.
Due to the Bank Holding Company Act of 1956, Bank of America formed Bank of America Corporation in order to own Bank of America and its subsidiaries. It wasn’t until the 1980’s that Bank of America was able to expand their business east. After a series of expansions, mergers, acquisitions, and losses, Bank of America became the largest U.S. bank holding company in terms of deposits by the 1990’s.
Today, Bank of America is the second largest bank in the U.S. and now offers a variety of credit cards such as reward credit cards, travel credit cards, and business credit cards. You can expect to see credit cards by Visa and Mastercard from Bank of America that come with no annual fee, cash back, air miles, competitive interest rates, and chip and signature technology. Explore Bank of America credit card options by reading the reviews from other consumers and add your own voice to the conversation.
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