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on Capital One's secure site

Capital One Quicksilver Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 103 Offer Ratings
Over the Past 60 Days!

(103) Over the Past 60 Days!
Apply Now

on Capital One's secure site

  • Rewards Rate

    Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

  • Intro APR

    0% intro on purchases for 15 months, then 15.24% - 25.24% (Variable). 0% intro on balance transfers for 15 months, then 15.24% - 25.24% (Variable)

  • Cash Back Details

    No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 15.24%-25.24% variable APR after that
Apply Now

on Wells Fargo's secure site

Rates & Fees

Wells Fargo Active Cash® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 75 Offer Ratings
Over the Past 60 Days!

(75) Over the Past 60 Days!
Apply Now

on Wells Fargo's secure site

Rates & Fees

Terms Apply

  • Sign Up Bonus

    Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

  • Rewards Rate

    Earn unlimited 2% cash rewards on purchases

  • Extra Perks

    No categories to track or remember and cash rewards don't expire as long as your account remains open


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 15.74%, 20.74%, or 25.74% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Active Cash® Card

Citi® Diamond Preferred® Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.6/5.0 from 138 Offer Ratings
Over the Past 60 Days!

(138) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 12 months on Purchases

  • Intro Balance Transfer APR

    0% for 21 months on Balance Transfers

  • Regular Purchase & BT APR

    14.49% - 24.49% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 14.49% - 24.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • Get free access to your FICO® Score online.
  • With Citi Entertainment®, get special access to purchase tickets to thousands of events, including concerts, sporting events, dining experiences and more.
  • The standard variable APR for Citi Flex Plan is 14.49% - 24.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • See additional Citi® Diamond Preferred® Card details

See additional details for Citi® Diamond Preferred® Card

Citi® Double Cash Card – 18 month BT offer

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 44 Offer Ratings
Over the Past 60 Days!

(44) Over the Past 60 Days!
  • Rewards Rate

    Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

  • Intro Balance Transfer APR

    0% for 18 months on Balance Transfers

  • Regular Purchase APR

    14.74% - 24.74% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness. Balance Transfers do not earn cash back. Intro APR does not apply to purchases.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 14.74% - 24.74%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • See additional Citi® Double Cash Card – 18 month BT offer details
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on Discover's secure site

Rates & Fees

Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 38 Offer Ratings
Over the Past 60 Days!

(38) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • 0% Intro APR

    0% Intro APR for 15 months on purchases and Balance Transfers, then 12.24% - 23.24% Variable APR.

  • Rewards

    5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically

  • Cashback Match™

    Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.


Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • NEW Intro APR: Get a 0% intro APR‡ for 15 months on purchases. Then 12.24% to 23.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
  • See Rates & Fees

See additional details for Discover it® Cash Back

Apply Now

on Bank of America's secure site

BankAmericard® credit card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 75 Offer Ratings
Over the Past 60 Days!

(75) Over the Past 60 Days!
Apply Now

on Bank of America's secure site

  • Intro APRs

    0% Intro APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.24% - 23.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.

  • No Penalty APR

    Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.

  • Build Credit

    Access your FICO® Score for free within Online Banking or your Mobile Banking app


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • $100 statement credit online bonus after making at least $1,000 in purchases in the first 90 days of account opening.
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days.  After the intro APR offer ends, 13.24% - 23.24% Variable APR will apply.  A 3% fee (min $10) applies to all balance transfers. 
  • No annual fee. 
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

See additional details for BankAmericard® credit card

Citi Simplicity® Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 54 Offer Ratings
Over the Past 60 Days!

(54) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 12 months on Purchases

  • Intro BT APR

    0% for 21 months on Balance Transfers

  • Regular Purchase & BT APR

    15.49% - 25.49% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • No Late Fees, No Penalty Rate, and No Annual Fee... Ever
  • 0% Intro APR for 21 months on balance transfers from date of first transfer and 0% Intro APR for 12 months on purchases from date of account opening. After that the variable APR will be 15.49% - 25.49%, based on your creditworthiness. Balance transfers must be completed within 4 months of account opening.
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater.
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • Stay protected with Citi® Quick Lock and $0 liability on unauthorized charges
  • See additional Citi Simplicity® Card details

See additional details for Citi Simplicity® Card

Apply Now

on Bank of America's secure site

Bank of America® Customized Cash Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 59 Offer Ratings
Over the Past 60 Days!

(59) Over the Past 60 Days!
Apply Now

on Bank of America's secure site

  • Intro APRs

    0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.

  • Sign Up Bonus

    $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • Rewards Rate

    3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category. 
  • No annual fee and no expiration on rewards. 
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days.  After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply.  A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.

Citi Custom Cash℠ Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 54 Offer Ratings
Over the Past 60 Days!

(54) Over the Past 60 Days!
  • Sign-up Bonus

    Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

  • Rewards Rate

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers, then 14.74% - 24.74% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 14.74% - 24.74%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
  • See additional Citi Custom Cash℠ Card details

See additional details for Citi Custom Cash℠ Card

Citi Rewards+® Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.5/5.0 from 17 Offer Ratings
Over the Past 60 Days!

(17) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 15 months

  • Sign Up Bonus

    Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com

  • Regular Purchase APR

    14.24% - 24.24% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
  • For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1 ThankYou® Points per $1 spent thereafter.
  • 0% Intro APR on balance transfers for 15 months from date of first transfer and on purchases from date of account opening. After that, the variable APR will be 14.24% - 24.24%, based on your creditworthiness. There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The Citi Rewards+® Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
  • The standard variable APR for Citi Flex Plan is 14.24% - 24.24%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • See additional Citi Rewards+® Card details

See additional details for Citi Rewards+® Card

Apply Now

on SoFi's secure site

SoFi Credit Card

 

Rated /5 stars by our editorial team

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Your Rating:

1.3/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
Apply Now

on SoFi's secure site

  • Rewards Rate

    Earn 3% cash back rewards for a year when you set up direct deposit with SoFi. After that, earn 2%* unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi. Plus, redeem points toward crypto

  • Sign-up Bonus

    Earn up to $200 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card

  • Rates and Fees

    No annual fee and no foreign transaction fees


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn up to $200 when you fund an Invest account as well as a Checking and Savings account after getting approved for the SoFi Credit Card
  • Earn 3% cash back rewards for a year when you set up direct deposit with SoFi. After that, earn 2%* unlimited cash back on purchases when redeemed toward investing, saving, or paying down an eligible loan with SoFi. Plus, redeem points toward crypto
  • Earn $100 when you fund an Invest account as well as a Checking and Savings account.
  • When you make 12 on-time payments, we’ll lower your APR by 1%. (See Terms)
  • No annual fee. (See Terms)
  • No foreign transaction fees
  • Cell phone protection (insurance coverage up to $1,000)1
  • Mastercard ID Theft Protection™ 1
  • $10 Lyft credit when you take 5 rides per month1
  • See terms and conditions: www.sofi.com/card/terms

    * See offer details: www.sofi.com/card/rewards

    1Cell Phone Insurance Protection, Mastercard ID Theft Protection™‎, Lyft and Other Partner Rewards have additional terms and conditions, which can all be accessed through the World Elite Mastercard® Benefits portal. Please see the guide to benefits for details or call 1-800-MASTERCARD.

See additional details for SoFi Credit Card

Apply Now

on Aspiration's secure site

Aspiration Zero credit card

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
Apply Now

on Aspiration's secure site

  • Sign-up Bonus

    Earn $300 by spending $3000 within your first 3 months

  • Rewards Rate

    Every month you get to carbon neutral, we’ll reward you with up to 1% cash back on all of your purchases. We plant a tree every time you make a purchase—and let you round up to plant one too. All rewards can be redeemed as a statement credit or additional planted trees.

  • Go Carbon Neutral

    Using this card just once a day can plant enough trees that, once grown, will counteract your daily negative carbon footprint (unless you’re a real gas-guzzler).* Track your progress in our app. *See site for details.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $60

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Meet your credit card to fight climate change and neutralize your carbon footprint
  • Earn $300 by spending $3000 within your first 3 months. *Terms and Conditions Apply
  • We plant a tree every time you make a purchase—and let you round up to plant one too.
  • Track your progress in our app
  • Every month you get to carbon neutral, we’ll reward you with up to 1% cash back on all of your purchases
  • All rewards can be redeemed as a statement credit or additional planted trees
  • Card made from corn-based PLA, with a smaller carbon footprint than traditional credit card plastic
  • Card issued by Beneficial State Bank, member FDIC
  • See additional Aspiration Zero credit card details

See additional details for Aspiration Zero credit card

Apply Now

on Capital One's secure site

Capital One Venture X Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 32 Offer Ratings
Over the Past 60 Days!

(32) Over the Past 60 Days!
Apply Now

on Capital One's secure site

  • Limited-Time Offer

    Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options

  • Sign-up Bonus

    Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel

  • Rewards Rate

    2 Miles per dollar on every purchase, every day; 10 Miles on hotels and rental cars booked through Capital One Travel; 10 Miles per dollar when you book on Turo, the world’s largest car sharing marketplace, through May 16, 2023; 5 Miles on flights booked through Capital One Travel


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $395

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
  • Receive up to $300 back annually as statement credits for bookings through Capital One Travel, where you'll get Capital One's best prices on thousands of options
  • Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary
  • Earn unlimited 10X miles on hotels and rental cars booked through Capital One Travel and 5X miles on flights booked through Capital One Travel
  • Earn unlimited 2X miles on all other purchases
  • Escape the airport crowd and recharge before your flight with unlimited access to all-inclusive amenities at the Capital One Lounge and at 1,300+ Priority Pass lounges worldwide
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Apply Now

on Discover's secure site

Rates & Fees

Discover it® Balance Transfer

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 25 Offer Ratings
Over the Past 60 Days!

(25) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • Balance Transfer Intro APR

    0% Intro APR for 18 months on balance transfers, then 12.24% - 23.24% Variable APR

  • Rewards Rate

    5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically

  • Cashback Match™

    Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.


Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • No annual fee.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
  • See Rates & Fees

See additional details for Discover it® Balance Transfer

Apply Now

on U.S. Bank's secure site

Rates & Fees

U.S. Bank Altitude® Connect Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 18 Offer Ratings
Over the Past 60 Days!

(18) Over the Past 60 Days!
Apply Now

on U.S. Bank's secure site

Rates & Fees

Terms Apply

  • Sign-Up Bonus

    Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.

  • Rewards Rate

    Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points at grocery stores, grocery delivery, dining and on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!

  • Extra Perks

    Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck ® or Global Entry® application fee once every four years.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0 introductory annual fee for the first 12 months, after that $95.

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Intro Offer: Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
  • 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center.
  • 4X points on travel, gas stations, and EV charging stations.
  • 2X points on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
  • 2X points at grocery stores, grocery delivery, and dining.
  • Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck® or Global Entry® application fee once every four years.
  • 1X point on all other eligible purchases.
  • Points never expire.
  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
  • Terms and conditions apply.
  • See Rates & Fees
Apply Now

on U.S. Bank's secure site

Rates & Fees

U.S. Bank Altitude® Go Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
Apply Now

on U.S. Bank's secure site

Rates & Fees

Terms Apply

  • Sign Up Bonus

    Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.

  • Rewards

    Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.

  • Intro APR

    0% for 12 billing cycles on purchases, then 15.74% - 24.74% (Variable) and 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening, then 15.74% - 24.74% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
  • 4X points on dining, takeout, and restaurant delivery.
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
  • 1X point on all other eligible purchases.
  • 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 15.74% - 24.74%.
  • No Annual Fee
  • Points never expire
  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
  • Terms and conditions apply.
  • See Rates & Fees
Apply Now

on Capital One's secure site

Capital One SavorOne Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 10 Offer Ratings
Over the Past 60 Days!

(10) Over the Past 60 Days!
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on Capital One's secure site

  • Rewards Rate

    3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats

  • Sign Up Bonus

    Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Cash Back Details

    No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 15.24% - 25.24% variable APR after that
  • No foreign transaction fee
  • No annual fee
Apply Now

on Bank of America's secure site

Bank of America® Unlimited Cash Rewards credit card

 

Rated /5 stars by our editorial team

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Your Rating:

3.2/5.0 from 10 Offer Ratings
Over the Past 60 Days!

(10) Over the Past 60 Days!
Apply Now

on Bank of America's secure site

  • Sign Up Bonus

    $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • Intro APRs

    0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.

  • Earn Rewards

    1.5% cash back on all purchases


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening. 
  • Earn unlimited 1.5% cash back on all purchases. 
  • If you're a Preferred Rewards member, you can earn 25%-75% more cash back on every purchase. That means you could earn up to 2.62% cash back on every purchase. 
  • No annual fee. 
  • No limit to the amount of cash back you can earn and cash rewards don’t expire. 
  • 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days.  After the intro APR offer ends, 14.24% - 24.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Apply Now

on Discover's secure site

Rates & Fees

Discover it® chrome

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 7 Offer Ratings
Over the Past 60 Days!

(7) Over the Past 60 Days!
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on Discover's secure site

Rates & Fees

  • Intro APR

    0% Intro APR for 15 months on purchases and balance transfers, then 12.24% - 23.24% Variable APR

  • Rewards Rate

    2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

  • Ongoing APR

    12.24% - 23.24% Variable APR*


Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • NEW Intro APR: Get a 0% intro APR‡ for 15 months on purchases. Then 12.24% to 23.24% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "APPLY NOW" to see rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
  • See Rates & Fees

See additional details for Discover it® chrome

Citi Premier® Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 13 Offer Ratings
Over the Past 60 Days!

(13) Over the Past 60 Days!
  • Rewards Rate

    Earn 3 Points per $1 spent at Restaurants and Supermarkets. Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels. Earn 1 Point on All Other Purchases. Annual Hotel Savings Benefit.

  • Sign Up Bonus

    Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening

  • Extra Perks

    No Foreign Transaction Fees


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Mastercard®

Highlights

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • Earn 3 Points per $1 spent at Restaurants and Supermarkets
  • Earn 3 Points per $1 spent at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • Annual Hotel Savings Benefit
  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases
  • See additional Citi Premier® Card details

See additional details for Citi Premier® Card

Apply Now

on Bank of America's secure site

Bank of America® Premium Rewards® credit card

 

Rated 4/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
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on Bank of America's secure site

  • Sign Up Bonus

    50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.

  • Rewards Rate

    2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases.

  • Extra Perks

    Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Receive 50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
  • Earn unlimited 2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points for every $1 spent on all other purchases.
  • If you're a Bank of America Preferred Rewards member, you can earn 25%-75% more points on every purchase. That means you could earn up to 3.5 points for every $1 spent on travel and dining purchases.
  • No limit to the points you can earn and your points don't expire.
  • Redeem for cash back as a statement credit, deposit into eligible Bank of America® accounts, credit to eligible Merrill® accounts, or gift cards or purchases at the Bank of America Travel Center.
  • Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years. 
  • No foreign transaction fees.
  • Low $95 annual fee.
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Apply Now

on Capital One's secure site

Capital One VentureOne Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 8 Offer Ratings
Over the Past 60 Days!

(8) Over the Past 60 Days!
Apply Now

on Capital One's secure site

  • Rewards Rate

    1.25 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel

  • Intro Purchase APR

    0% intro on purchases for 15 months, then 15.24% - 25.24% (Variable)

  • Intro BT APR

    0% intro on balance transfers for 15 months, then 15.24% - 25.24% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 annual fee and no foreign transaction fees
  • Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25X miles on every purchase, every day
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
  • Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
  • Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
  • Transfer your miles to your choice of 15+ travel loyalty programs
  • Enjoy 0% intro APR on purchases and balance transfers for 15 months; 15.24% - 25.24% variable APR after that
Apply Now

on Wells Fargo's secure site

Rates & Fees

Wells Fargo Reflect℠ Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 22 Offer Ratings
Over the Past 60 Days!

(22) Over the Past 60 Days!
Apply Now

on Wells Fargo's secure site

Rates & Fees

Terms Apply

  • Regular Purchase APR

    13.74%-25.74% Variable APR

  • Intro Purchase APR

    0% intro APR up to 21 months from account opening

  • Intro BT APR

    0% intro APR up to 21 months from account opening on qualifying balance transfers


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • 0% intro APR for 18 months from account opening on purchases and qualifying balance transfers. Intro APR extension of up to 3 months with on-time minimum payments during the intro and extension periods. 13.74% to 25.74% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min $5
  • $0 Annual Fee
  • Get up to $600 of cell phone protection when you pay your monthly cell phone bill with your eligible Wells Fargo card (subject to a $25 deductible).
  • Through My Wells Fargo Deals, you can earn cash back in the form of a statement credit while you shop, dine, or enjoy an experience simply by using your eligible Wells Fargo Credit Card
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Reflect℠ Card

Apply Now

on Chase's secure site

Chase Slate Edge℠

 

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
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on Chase's secure site

  • Welcome Offer

    N/A

  • Intro Purchase APR

    0% Intro APR on Purchases for 18 months. Then, a 15.24% - 23.99% Variable APR applies.

  • Intro Balance Transfer APR

    0% Intro APR on Balance Transfers for 18 months. Then, a 15.24% - 23.99% Variable APR applies.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Start off strong with 0% Intro APR for 18 months from account opening on purchases and balance transfers. A variable APR of 15.24% - 23.99% on balance transfers and purchases after the introductory period ends.
  • Lower your interest rate by 2% each year. Automatically be considered for an APR reduction when you pay on time, and spend at least $1000 on your card by your next account anniversary.
  • Raise your credit limit. Get an automatic, one-time review for a higher credit limit when you pay on time, and spend $500 in your first six months.
  • All for no annual fee - You won't have to pay an annual fee for all the great features that come with your Slate EdgeSM card
  • Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more

See additional details for Chase Slate Edge℠

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Best Credit Card for Excellent Credit Holders

Those who have exceptionally good credit may want to apply for the best credit cards that especially cater to people with above average credit scores and stellar credit histories. Credit card companies will usually offer special perks, features, interest rates, and other preferential service to those who qualify for top credit cards.

By federal law you are allowed to access your credit reporting files free of charge once a year. For a small fee you can see them more than once per year and can also gain access to your FICO score – which is commonly referred to as your credit score. Credit scores for excellent credit range from 700 to 850 and are determined by using a proprietary algorithm which factors in several components of credit worthiness. If your score is above 700 that’s quite good and for most issuers is considered excellent.

To maintain your high rating follow the tips on how to preserve your credit. If you need help to improve your credit score to qualify for an excellent credit credit card, then take advantage of the many free, user-friendly financial management resources, articles, and tools that we offer. Once you have earned excellent credit you have a wide range of reward card options as well as promotional 0 percent introductory APRs which come with very attractive ongoing interest rates – typically around 12%.

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