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Wells Fargo Autograph Journey℠ Card
Wells Fargo Autograph Journey℠ Card Review
This is a powerful travel rewards card that makes it easy to rack up points on flights, hotel stays, restaurant purchases, and a range of other travel expenses.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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Wells Fargo Autograph Journey℠ Card
WELCOME OFFER
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
REWARDS RATE
Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
Welcome Offer
Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
Rewards Rate
Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
Travel Perks
Earn a $50 annual statement credit with $50 minimum airline purchase.
Annual Fee
$95
Card Brand
Visa®
Recommended Credit Score
Good / ExcellentHighlights
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
- Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
- $95 annual fee.
- Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
- Earn a $50 annual statement credit with $50 minimum airline purchase.
- Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%, min: $5
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Nov 14, 2024
If you travel often and want to turn more of your purchases into points, this card packs in a lot of value. You earn a super-high rewards rate on airline and hotel purchases, and a strong rate on other travel purchases and at restaurants too. There is an annual fee, but it’s pretty moderate and easy to justify thanks to the generous rewards.
The Good
- This card offers a valuable welcome offer for new cardholders: Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
The Not So Good
- While the welcome offer and rewards rate are strong, this card does not offer a statement credit to pay for TSA PreCheck®, which some other cards at this level provide.
The Bottom Line
This is a powerful travel rewards card that makes it easy to rack up points on flights, hotel stays, restaurant purchases, and a range of other travel expenses.
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
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How LendingTree Gets Paid
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all credit cards available in the marketplace.
Apply Now
on Bank of America's secure site
Sign-Up Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Rewards Rate
1.5 points per $1 spent on all purchases.
See Our Review
Apply Now
on Citibank's secure site
Intro Purchase APR
0% intro APR for 12 months on Purchases
Intro BT APR
0% intro APR for 21 months on Balance Transfers
Regular Purchase & BT APR
18.49% - 29.24% (Variable)
See Our Review
Apply Now
on Citibank's secure site
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Intro Balance Transfer APR
0% intro APR for 18 months on Balance Transfers
Regular Purchase & BT APR
18.49% - 28.49% (Variable)
See Our Review