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3.9/5.0 from 39 Offer Ratings
Over the Past 60 Days!
0% Intro APR
0% Intro APR for 15 months on purchases and Balance Transfers, then 13.49% - 24.49% Variable APR.
Rewards
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically
Cashback Match™
Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Cash Back
Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Bonus Cash
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
0% Intro APR
0% intro on purchases for 15 months, then 16.49% - 26.49% (Variable). 0% intro on balance transfers for 15 months, then 16.49% - 26.49% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Quicksilver Cash Rewards Credit Card
Sign Up Bonus
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Wells Fargo Active Cash® Card
Sign-up Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Rewards Rate
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Intro APR
0% intro APR for 15 months on purchases and balance transfers, then 15.49% - 25.49% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi Custom Cash℠ Card
Rewards Rate
3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
Rewards Terms
You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same.
Cash Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Bank of America® Customized Cash Rewards credit card
Sign-Up Bonus
Earn 50,000 bonus points when you spend $2,000 in eligible purchases within the first 120 days of account opening. That's a $500 value redeemable towards travel, gift cards, cash back, merchandise and more.
Rewards Rate
Earn 5X points on prepaid hotels and car rentals booked directly in the Altitude Rewards Center. Earn 4X points on travel, gas stations, and EV charging stations. Earn 2X points at grocery stores, grocery delivery, dining and on streaming services. Plus, a $30 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
Extra Perks
Receive up to $100 in statement credits for reimbursement toward your TSA PreCheck ® or Global Entry® application fee once every four years.
Typical Credit Needed
Annual Fee
$0 introductory annual fee for the first 12 months, after that $95.
Card Brand
Visa®
See additional details for U.S. Bank Altitude® Connect Visa Signature® Card
Rewards Rate
For a limited time, earn 5 ThankYou® Points per $1 spent on air travel and hotels up to $6,000 in the first 12 months and then 1X Points per $1 spent. Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X ThankYou® Points on All Other Purchases.
Points Round Up
Rewards automatically round up to the nearest 10 points on every purchase - with no cap
Sign Up Bonus
Earn 20,000 bonus points after you spend $1,500 in purchases with your card within 3 months of account opening; redeemable for $200 in gift cards at thankyou.com
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi Rewards+® Card
Sign Up Bonus
Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
Rewards
Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.
Intro APR
0% for 12 billing cycles on purchases, then 16.49% - 25.49% (Variable) and 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening, then 16.49% - 25.49% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for U.S. Bank Altitude® Go Visa Signature® Card
Rewards Rate
Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases
Sign Up Bonus
For a limited time, earn 80,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Extra Perks
No Foreign Transaction Fees
Typical Credit Needed
Annual Fee
$95
Card Brand
Mastercard®
See additional details for Citi Premier® Card
Bonus Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Rewards Rate
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
Bonus Perks
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Chase Sapphire Preferred® Card
Sign-up Bonus
Earn $300 by spending $3000 within your first 3 months
Rewards Rate
Every month you get to carbon neutral, we’ll reward you with up to 1% cash back on all of your purchases. We plant a tree every time you make a purchase—and let you round up to plant one too. All rewards can be redeemed as a statement credit or additional planted trees.
Go Carbon Neutral
Using this card just once a day can plant enough trees that, once grown, will counteract your daily negative carbon footprint (unless you’re a real gas-guzzler).* Track your progress in our app. *See site for details.
Typical Credit Needed
Annual Fee
$60
Card Brand
Mastercard®
See additional details for Aspiration Zero credit card
Rewards Rate
Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
Bonus Points
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Bank of America® Travel Rewards credit card
Sign Up Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Intro APRs
See Terms
Earn Rewards
1.5% cash back on all purchases
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Bank of America® Unlimited Cash Rewards credit card
Bonus Miles
Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Rewards Rate
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
0% Intro APR
0% Intro APR for 15 months on purchases, then 13.49% - 24.49% Variable APR
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Miles
Bonus Miles
20,000 miles with minimum spending requirement
Rewards Rate
1.25 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel
Rates & Fees
3% Balance Transfer Fee, $0 annual fee, and no foreign transaction fee
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One VentureOne Rewards Credit Card
Regular Purchase APR
8.99% - 29.99%
Annual Fee
$0
Rewards
Unlimited cash back on payments - 3% on Home, Auto and Health categories and 1% on everything else
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Upgrade Triple Cash Rewards Visa®
Buy Now, Pay Later Intro Offer
Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 12 months after account opening. Plans created after that will have a fixed monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Bonus Rewards
6% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases (then 1%), 6% Cash Back on select U.S. streaming subscriptions, 3% Cash Back at U.S. gas stations and on transit (including taxis/rideshare, parking, tolls, trains, buses and more), 1% Cash Back on other purchases. Terms apply.
Intro APR
0% on purchases for 12 months from the date of account opening, then 15.49%-25.49% Variable
Typical Credit Needed
Annual Fee
$95
Card Brand
American Express
See additional details for Blue Cash Preferred® Card from American Express
Rewards Rate
3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
Sign Up Bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Cash Back Details
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One SavorOne Cash Rewards Credit Card
Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 13.49% - 24.49% Variable APR
Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
Ongoing APR
13.49% - 24.49% Variable APR*
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® chrome
Buy Now, Pay Later Intro Offer
Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
Bonus Cash Back
3% at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
Rewards Rates
2% cash back at U.S. gas stations and 1% back on other purchases.
Typical Credit Needed
Annual Fee
$0
Card Brand
American Express
See additional details for Blue Cash Everyday® Card from American Express
Rewards Rate
5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center. 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. 1% cash back on all other eligible purchases.
Sign Up Bonus
$200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening
Intro APR
0% Intro APR on balance transfers for the first 15 billing cycles, then 15.99% - 25.99% (Variable) on purchases and balance transfers
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for U.S. Bank Cash+® Visa Signature® Card
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
Cash Back Details
No rotating categories and no caps on cash back
Redeem Cash Back
Receive a Check, Statement Credit, or Direct Deposit
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi® Double Cash Card – 18 month BT offer
Rewards
Earn 1.5% rewards in bitcoin when you make payments
Fees
No annual fees, no foreign transactions fees
Fraud Protection
Enjoy peace of mind with $0 Fraud liability
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Upgrade Bitcoin Rewards Visa®
Rewards
Earn 1.5% back in bitcoin on every single purchase.
Credit Score
Know if you’re approved without affecting your credit score.
Fees
No annual fee, No foreign transaction fees.
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for BlockFi Rewards Visa® Signature Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Rewards credit cards offer the cardholder the chance to earn special incentives or to accumulate points that can later be redeemed for rewards, perks, products, or services. You can find the best reward credit card programs for virtually any category that you can think of these days, including travel rewards, airline frequent flier or mileage awards, hotel rewards, rental car rewards, rewards for buying gas or groceries, and cash back rewards.
Credit card rewards and rebates typically range from 1% to 5%, and many credit cards with rewards give you bigger or higher rewards for shopping or making purchases in specific categories like travel, dining, or gasoline. Or you get more points – including double or bonus points – in those kinds of categories. As with most rewards credit card programs, those connected to your credit card may have terms and conditions that you need to be aware of before picking the best rewards credit card for you.
Some credit card companies can place caps on how many points you can earn within a particular timeframe. Others limit how long you can accumulate points before you cash them in for rewards – or they might nullify points if your card remains inactive for a long time. So check the expiration dates and any limits like blackout dates for redeeming travel awards. If you get a great promotional reward bonus that too will likely expire within a set period of time – so be sure you take advantage of it while it lasts and are prepared in the event that something like your reward percentage or credit card interest rate changes with little notice.
To help you find the rewards credit card that’s best for you and your particular spending habits and lifestyle, Compare Cards has cataloged by reward redemption type. You’ll also find expert current reviews of the best – and worst – rewards credit cards, plus helpful side-by-side comparison tools that identify exactly what the pros and cons of each specific card are.