Capital One VentureOne Rewards Credit Card
BEST FOR: Our pick for travel rewards with no annual fee
Capital One VentureOne Rewards Credit Card Review
The Capital One VentureOne Rewards Credit Card is a flexible travel rewards card with a $0 annual fee and a solid rewards rate. There is also a nice intro APR and a generous sign up bonus
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Capital One VentureOne Rewards Credit Card
Apply Now
on Capital One's secure site
Capital One VentureOne Rewards Credit Card
SIGN-UP BONUS
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
REWARDS RATE
1.25 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels and rental cars booked through Capital One Travel
Sign-Up Bonus
Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
Foreign Transaction Fee
None
APRs
0% intro on purchases for 15 months, then 19.99% - 29.99% (Variable). 0% intro on balance transfers for 15 months, then 19.99% - 29.99% (Variable).
Annual Fee
$0
Card Brand
Mastercard®
Recommended Credit Score
Good/ExcellentHighlights
- $0 annual fee and no foreign transaction fees
- Earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel
- Earn unlimited 1.25X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Earn 5X miles on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options
- Use your miles to get reimbursed for any travel purchase—or redeem by booking a trip through Capital One Travel
- Transfer your miles to your choice of 15+ travel loyalty programs
- Enjoy 0% intro APR on purchases and balance transfers for 15 months; 19.99% - 29.99% variable APR after that; balance transfer fee applies
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Additional Info
None
Balance transfer fee applies
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for travel rewards with no annual fee
From the LendingTree editorial team, updated on Apr 16, 2024
People who want a wonderfully flexible travel card with a $0 annual fee will love the benefits of the Capital One VentureOne Rewards Credit Card. For starters, you earn 1.25 miles per dollar on every purchase, every day; 5 miles per dollar on hotels and rental cars booked through capital one travel, and then redeem rewards for a variety of travel products such as hotel reservations, airline flights, and car rentals. When redeeming your miles, you don’t have to worry about blackout dates award availability; simply pick the flight or hotel you want and use your miles to redeem for a statement credit towards that purchase.
This card also comes with a nice APR of 0% intro on purchases for 15 months, and an ongoing APR for purchases and balance transfers is a reasonable 19.99% - 29.99% (Variable) depending on your creditworthiness. It's important to note that a Balance transfer fee applies, but there is no foreign transaction fee.
To top it off, you can receive a earn a bonus of 20,000 miles once you spend $500 on purchases within 3 months from account opening, equal to $200 in travel.
The Good
- This card offers a solid rewards rate and sign up bonus for a travel rewards card with a $0 annual fee. The rewards are very easy to use and you don't have to worry about airline blackout dates.
The Not So Good
- This card does feature some solid benefits, but they're not as strong as you might find on other travel cards.
The Bottom Line
The Capital One VentureOne Rewards Credit Card is a flexible travel rewards card with a $0 annual fee and a solid rewards rate. There is also a nice intro APR and a generous sign up bonus
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
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0% Intro APR for 15 months on purchases and balance transfers, then 17.24% - 28.24% Variable APR.
Rewards Rate
Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically. Redeem your rewards for cash at any time.
Sign-Up Bonus
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Welcome Offer
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Rewards Rate
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Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open.
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Sign-Up Bonus
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Rewards Rate
1.5 Miles per dollar on all purchases.
0% Intro APR for Purchases
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