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Wells Fargo Autograph® Card
BEST FOR: Our pick for best streaming rewards
Wells Fargo Autograph® Card Review
This card stands out for offering a valuable rewards rate without charging an annual fee. Many cards with rewards rates this high charge annual fees close to $100 or higher. And when you consider this card’s welcome offer for new cardholders, the value only increases.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Wells Fargo Autograph® Card
WELCOME OFFER
Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
REWARDS RATE
Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
Travel Perks
Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge.
Redemption Options
Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
Intro Purchase APR
0% intro APR for 12 months from account opening on purchases, then 19.24%, 24.24%, or 29.24% Variable APR
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good / ExcellentHighlights
- Apply Now to take advantage of this offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 19.24%, 24.24%, or 29.24% Variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
3% for 120 days from account opening, then up to 5%, min: $5
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for best streaming rewards
From the LendingTree editorial team, updated on Mar 26, 2025
If you want to turn more of your everyday purchases into rewards points, then the Wells Fargo Autograph® Card might be your card. You can earn major points in a wide range of purchase categories like gas, transit, popular streaming services, travel, and restaurants. And the best part? This card won’t charge you to own it.
The Good
- Finding a $0-annual-fee card with a rewards rate this high is a rarity. We love how easy it is to earn rewards at restaurants and gas stations, along with travel and popular streaming purchases. Plus, the welcome offer is packed with value and pretty easy to achieve.
The Not So Good
- While the rewards rate is stellar, many other popular cards at this level have longer 0% intro APR periods.
The Bottom Line
This card stands out for offering a valuable rewards rate without charging an annual fee. Many cards with rewards rates this high charge annual fees close to $100 or higher. And when you consider this card’s welcome offer for new cardholders, the value only increases.
Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.
Related Card Offers
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on Bank of America's secure site
Sign-Up Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Rewards Rate
1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
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on Discover's secure site
0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 18.24% - 27.24% Variable APR
Rewards Rate
5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
Welcome Offer
Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Apply Now
on Wells Fargo's secure site
Regular APR
17.24%, 23.74%, or 28.99% Variable APR
Intro Purchase APR
0% intro APR for 21 months from account opening
Intro BT APR
0% intro APR for 21 months from account opening on qualifying balance transfers
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