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3.8/5.0 from 44 Offer Ratings
Over the Past 60 Days!
0% Intro APR
0% Intro APR for 15 months on purchases and Balance Transfers, then 16.49% - 27.49% Variable APR.
Rewards Rate
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Sign-Up Bonus
Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Cash Back
Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Bonus Cash
One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Rates and Fees
No annual fee and no foreign transaction fees
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Quicksilver Cash Rewards Credit Card
Rates & Fees
No Foreign Transaction Fees & No Blackout Dates
Sign-Up Bonus
Enjoy a one-time bonus of 75,000 miles once you spend $4,000 on purchases within 3 months from account opening, equal to $750 in travel
Rewards Rate
2 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Capital One Venture Rewards Credit Card
Rates & Fees
No Foreign Fees, No Annual Fee, & No Rewards Cap
Rewards Rate
unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
Sign-Up Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Bank of America® Travel Rewards credit card
Rates & Fees
No Foreign Transaction Fees & No Blackout Dates
Sign-Up Bonus
Earn a bonus of 40,000 miles once you spend $1000 on purchases within 3 months from account opening, equal to $400 in travel
Rewards Rate
1.25 Miles per dollar on every purchase, every day; 5 Miles on hotels and rental cars booked through Capital One Travel
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One VentureOne Rewards Credit Card
Rewards Rate
3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Earn 8% cash back on Capital One Entertainment purchases
Sign-Up Bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
Cash Back Details
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One SavorOne Cash Rewards Credit Card
Rewards Rate
Earn 3X points per $1 spent at restaurants, supermarkets, gas stations, air travel and hotels and 1X per $1 spent on all other purchases
Sign-Up Bonus
Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
Extra Perks
No Foreign Transaction Fees
Typical Credit Needed
Annual Fee
$95
Card Brand
Mastercard®
See additional details for Citi Premier® Card
Sign-Up Bonus
Only Discover gives you an unlimited match of all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles. There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
Rewards Rate
Automatically earn unlimited 1.5x Miles on every dollar of every purchase - with no annual fee.
0% Intro APR
0% Intro APR for 15 months, then 16.49% - 27.49% Variable APR
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Miles
Rates and Fees
3X points on dining & no foreign transaction fees
Sign-Up Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
Bonus Perks
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Chase Sapphire Preferred® Card
Sign-Up Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
Rewards Rate
5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards®
Extra Perks
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
Typical Credit Needed
Annual Fee
$550
Card Brand
Visa®
See additional details for Chase Sapphire Reserve®
Sign-Up Bonus
50,000 online bonus points - a $500 value - after you make at least $3,000 in purchases in the first 90 days of account opening.
Rewards Rate
2 points for every $1 spent on travel and dining purchases and unlimited 1.5 points per $1 spent on all other purchases.
Extra Perks
Get up to $100 in Airline Incidental Statement Credits annually and TSA PreCheck®/Global Entry Statement Credits of up to $100, every four years
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Bank of America® Premium Rewards® credit card
Rewards Rate
2X points on every purchase regardless of category, 3X points every time you spend $1,000 in a month, 4X, 5X and even 10X points for every friend who gets a card. Up to 10X points at leading online stores such as Apple, Nike and Sephora when you shop in the X1 App
Virtual Cards
Transform how you spend with disposable virtual cards. Cancel subscription payments in one click, end free trials automatically, and shop anonymously without disclosing your personal information
Reward Redemption
Points are awarded the minute you spend
Typical Credit Needed
Annual Fee
None
Card Brand
Visa®
Welcome Offer
Earn 100,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Card in the first 6 months of Card Membership. Offer ends 04/05/2023.
Rewards Rate
Up to 7X Hilton Bonus Points for each dollar of eligible purchases
Rates & Fees
No Foreign Transaction Fees. Enjoy international travel without additional fees on purchases made abroad
Typical Credit Needed
Annual Fee
$0
Card Brand
American Express
See additional details for Hilton Honors American Express Card
Sign-Up Bonus
Earn 75,000 bonus miles when you spend $4,000 on purchases in the first 3 months from account opening, equal to $750 in travel
Rewards Rate
2 Miles per dollar on every purchase, every day; 10 Miles on hotels and rental cars booked through Capital One Travel; 5 Miles on flights booked through Capital One Travel
Extra Perks
Use your Venture X miles to easily cover travel expenses, including flights, hotels, rental cars and more—you can even transfer your miles to your choice of 15+ travel loyalty programs
Typical Credit Needed
Annual Fee
$395
Card Brand
Visa®
See additional details for Capital One Venture X Rewards Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Nearly all of the major United States based credit card companies, except for a handful of issuers, charge an average of 2-3% foreign transaction fee on every purchase when customers are travelling outside the country. These foreign transaction fees can quickly add up, especially if you are buying expensive items on a credit card and having them sent back to the states. Recently, Bank of America and American Express raised their international transaction fees. Even if you purchase your hotel reservations while in the US, companies are now adding the foreign transaction fees in addition to hospitality taxes.
One tip that many people don't consider is to actually call your credit card company ahead of time and inform them that you are traveling overseas. This way, you don't risk having charges declined due to the credit card company seeing suspicious activity on your account based on the location of the purchase. Additionally, you can have peace of mind to use your card in an emergency. If you expect to do a lot of travel, it might be wise to acquire credit cards with no foreign transaction fee so you’re sure to be fee free.