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Chase Sapphire Preferred® Card

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Chase Sapphire Preferred® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 33 Offer Ratings
Over the Past 60 Days!

(33) Over the Past 60 Days!

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on Chase's secure site


  • Regular Purchase APR

    15.99% - 22.99% Variable

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • 2X points on travel and dining at restaurants worldwide, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases.
  • Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
  • Get unlimited deliveries with a $0 delivery fee and reduced service fees on orders over $12 for a minimum of one year on qualifying food purchases with DashPass, DoorDash's subscription service. Activate by 12/31/21.
  • Earn 2x total points on up to $1,000 in grocery store purchases per month from November 1, 2020 to April 30, 2021. Includes eligible pick-up and delivery services.

Card Fees

  • Foreign Transaction Fee

    $0

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each transfer, whichever is greater.

  • Cash Advance Fee

    Either $10 or 5% of the amount of each transaction, whichever is greater.

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

  • Regular APR

    3.5

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    4.5

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

Chase Sapphire Preferred® Cardholders earn 2X points on travel and dining at restaurants, eligible delivery services, takeout and dining out & 1 point per dollar spent on all other purchases worldwide. worldwide. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. that's $750 toward travel when you redeem through chase ultimate rewards®. These points are all redeemable in travel through Chase Ultimate Rewards®. Cardholders can even earn additional points when you add an authorized user and they make a purchase within the first 3 months.

Rewards can be used on virtually any airline, and points never expire. 

Meanwhile, there are no foreign transaction fees and you receive dedicated customer service, which means that when you have a question you’ll always get to speak with a real expert in person, not a voice recorded service. The annual fee is $95.

The Bottom Line

The Chase Sapphire Preferred® Card offers those who have excellent credit a generous rewards program, plus a high level of customer service with additional perks and privileges.

The Good

Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. that's $750 toward travel when you redeem through chase ultimate rewards®. Additionally, you can earn extra points for adding an authorized user on the card in the first 3 months of card membership. This card also comes with bonus points on all purchases, with additional bonus points rewarded for travel and dining.

The Not So Good

The annual fee is $95. Also, you need excellent credit to qualify for this card.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Expert Reviews of the Chase Sapphire Preferred® Card

  • Regular APR

    3.5

  • Intro APR

    2.5

  • Fees

    4.0

  • Benefits

    4.5

  • Overall Rating

    4.0 /5


Consumer Reviews 33 Reviews

Offer Rating

3.8 out of 5.0

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Your Rating

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+32 users submitted a rating without a full review

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By: | Aug 8, 2017

Useful card when traveling and dining-out a lot! 50,000 bonus points came in handy too.


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