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Chase Sapphire Preferred® Card
BEST FOR: Our pick for best welcome offer
Chase Sapphire Preferred® Card Review
The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
This site is compensated by companies whose listings appear on this site. This compensation may impact how and where listings appear (such as the order or which listings are featured). This site does not include all companies or products available.
Chase Sapphire Preferred® Card
SIGN-UP BONUS
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
REWARDS RATE
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Purchase APR
20.49% - 27.49% Variable
Foreign Transaction Fee
$0
Bonus Perks
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠.
Annual Fee
$95
Card Brand
Visa®
Recommended Credit Score
ExcellentHighlights
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Travel℠. For example, 60,000 points are worth $750 toward travel.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get complimentary access to DashPass which unlocks $0 delivery fees and lower service fees for a minimum of one year when you activate by December 31, 2027.
- Member FDIC
Additional Info
Foreign Transaction Fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for best welcome offer
From the LendingTree editorial team, updated on Mar 28, 2025
Chase Sapphire Preferred® Cardholders can enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. You can also earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. These points are all redeemable in travel through Chase Travel℠.
Rewards can be used on a wide range of airlines, and points don't expire as long as your account remains open.
Meanwhile, there are no foreign transaction fees and you can take advantage of a pretty appealing welcome offer — earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
The annual fee is $95.
The Good
- Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.
The Not So Good
- The annual fee is $95. Also, you need credit to qualify for this card.
The Bottom Line
The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
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Sign-Up Bonus
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Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Rewards Rate
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Sign-Up Bonus
75,000 Miles once you spend $4,000 on purchases within the first 3 months of account opening, plus receive a one-time $250 Capital One Travel credit to use in your first cardholder year – that’s equal to $1,000 in travel
Rewards Rate
2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
APR
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