Rated 4/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
Chase Sapphire Preferred® Card
BEST FOR: Our pick for best welcome offer
Chase Sapphire Preferred® Card Review
The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Chase Sapphire Preferred® Card
SIGN-UP BONUS
Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
REWARDS RATE
Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
Purchase APR
19.99% - 28.24% Variable
Foreign Transaction Fee
$0
Bonus Perks
Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
Annual Fee
$95
Card Brand
Visa®
Recommended Credit Score
ExcellentHighlights
- Earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
- Enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more.
- Earn up to $50 in statement credits each account anniversary year for hotel stays through Chase Travel℠
- 10% anniversary points boost - each account anniversary you'll earn bonus points equal to 10% of your total purchases made the previous year.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Complimentary DashPass which unlocks $0 delivery fees & lower service fees for a min. of one year when you activate by 12/31/27. Plus, a $10 promo each month on non-restaurant orders.
- Member FDIC
Additional Info
Foreign Transaction Fee
$0
Balance Transfer Fee
Either $5 or 5% of the amount of each transfer, whichever is greater.
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Features
Our pick for best welcome offer
From the LendingTree editorial team, updated on May 22, 2025
Chase Sapphire Preferred® Cardholders can enjoy benefits such as 5x on travel purchased through Chase Travel℠, 3x on dining, select streaming services and online groceries, 2x on all other travel purchases, 1x on all other purchases, $50 Annual Chase Travel Hotel Credit, plus more. You can also earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. These points are all redeemable in travel through Chase Travel℠.
Rewards can be used on a wide range of airlines, and points don't expire as long as your account remains open.
Meanwhile, there are no foreign transaction fees and you can take advantage of a pretty appealing welcome offer — earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening.
The annual fee is $95.
The Good
- Reward accumulation is practically endless with this card. You can earn 60,000 bonus points after you spend $5,000 on purchases in the first 3 months from account opening. This card lets you earn points on all purchases, with additional bonus points rewarded for travel, dining, streaming and online grocery purchases.
The Not So Good
- The annual fee is $95. Also, you generally need excellent credit to qualify for this card.
The Bottom Line
The Chase Sapphire Preferred® Card offers those who have credit a generous rewards program, plus a high level of customer service with additional perks and privileges.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Related Card Offers
Apply Now
on Bank of America's secure site
Sign-Up Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Rewards Rate
1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
See Our Review
Apply Now
on Capital One's secure site
Sign-Up Bonus
75,000 Miles once you spend $4,000 on purchases within 3 months from account opening
Rewards Rate
2 Miles per dollar on every purchase, every day; 5 Miles per dollar on hotels, vacation rentals and rental cars booked through Capital One Travel
APR
19.99% - 29.24% (Variable) for purchases and balance transfers
See Our Review
Apply Now
on Capital One's secure site
Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Sign-Up Bonus
Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
Intro APR
0% intro on purchases for 15 months, then 19.24% - 29.24% (Variable). 0% intro on balance transfers for 15 months (Balance transfer fee applies), then 19.24% - 29.24% (Variable). Balance transfer fee applies
See Our Review