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Discover it® Miles

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Discover it® Miles

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 26 Offer Ratings
Over the Past 60 Days!

(26) Over the Past 60 Days!

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  • Regular Purchase APR

    11.99% - 22.99% Variable

  • Intro Purchase APR

    0% intro for 14 months

  • Intro BT APR

    10.99% for 14 months

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • UNLIMITED BONUS: Only Discover will automatically match all the Miles you’ve earned at the end of your first year. For example, if you earn 35,000 Miles, you get 70,000 Miles.  There’s no signing up, no minimum spending or maximum rewards. Just a Miles-for-Miles match.
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases - with no annual fee.
  • Turn Miles into cash in any amount, any time. Or redeem as a statement credit for travel purchases like airfare, hotels, rideshares, gas stations, restaurants and more with no blackout dates. However you redeem, Miles keep the same value. And Miles never expire.
  • No Blackout Dates. Simply pay for travel purchases like airlines, hotels, rental cars, and more with your Discover it® Miles card.
  • Discover is accepted nationwide by 99% of the places that take credit cards.
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Get an alert if we find your Social Security number on any of thousands of Dark Web sites.* Activate for free.
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    5.0

  • Intro APR

    4.0

  • Fees

    5.0

  • Benefits

    4.5

  • Overall Rating

    4.5 /5

From the LendingTree.com Editorial Team

The Discover it® Miles card is a little different from the other Discover it® cards because it was created with the frequent traveler in mind. Discover it® Miles cardholders can earn Unlimited 1.5 Miles for every dollar spent on all purchases - with no annual fee.

Travelers will love that they can earn unlimited Miles that won’t expire, have no purchasing limitations and no blackout dates. As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. Miles can be redeemed for any amount of credit to use towards travel purchases from your statement, or get cash at any time.

Another bonus to this card is that it comes with an intro APR of 0% intro for 14 months on purchases and an intro APR of 10.99% for 14 months on balance transfers. After that, the APR is 11.99% - 22.99% Variable on purchases and 11.99% - 22.99% Variable on balance transfers.

The Discover it® Miles credit card also comes with no annual fee and free FICO® Credit Score on monthly statements.

The Bottom Line

The Discover it® Miles credit card gives its cardholders more in terms of travel benefits that are coupled with an attractive introductory purchase APR and no annual fee. For those who are shopping for a good Miles rewards program, then this card is worth looking into.

The Good

There is no annual fee, a nice intro purchase APR, and cardholders will earn unlimited Miles on all purchases.

The Not So Good

This card was created with the frequent traveler in mind so if you aren’t trying to earn Miles on your purchases, this isn’t the right card for you. This card also requires good credit to qualify.


Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Expert Reviews of the Discover it® Miles

  • Regular APR

    5.0

  • Intro APR

    4.0

  • Fees

    5.0

  • Benefits

    4.5

  • Overall Rating

    4.5 /5


Consumer Reviews 26 Reviews

Offer Rating

3.8 out of 5.0

5 Star
 
 
(5)
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Your Rating

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+24 users submitted a rating without a full review

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By: | Jun 19, 2018

The Discover card is easy to use - not in the sense of being tempted to use it too much - but when I do use my Discover card, there's no hassle.

By: | Apr 5, 2016

The Discover card is easy to use - not in the sense of being tempted to use it too much - but when I do use my Discover card, there's no hassle. The website is well-designed, loads quickly, the offers are clear, easy to take advantage of, I can apply cash-back rewards to a payment if I want. These are just great features that every card should have.


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