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3.9/5.0 from 27 Offer Ratings
Over the Past 60 Days!
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Sign Up Bonus
Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
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Rewards
Earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases.
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Intro APR
0% for 12 billing cycles on purchases*, then 14.99% - 23.99%* (Variable) and 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening, then 14.99% - 23.99%* (Variable)
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Typical Credit Needed
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Annual Fee
$0*
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more
- Earn 4X points on takeout, food delivery and dining
- Earn 2X points at grocery stores, grocery delivery, gas stations and on streaming services
- $15 credit for annual streaming service purchases such as Netflix and Spotify
- No annual fee*
- 1X point per $1 on all other eligible purchases
- Low Introductory APR on purchases and balance transfers
- Points never expire
- See Rates & Fees
See additional details for U.S. Bank Altitude® Go Visa Signature® Card
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Sign Up Bonus
Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining purchases for the first year.
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Rewards Rate
Earn 2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. Earn 1 point per $1 spent on all other purchases.
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Extra Perks
3,000 bonus points after your Cardmember anniversary.
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Typical Credit Needed
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Annual Fee
$69
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 40,000 points after you spend $1,000 on purchases in the first 3 months. Plus, earn 3X points on dining, including takeout and eligible delivery services, for the first year.
- 3,000 bonus points after your Cardmember anniversary each year.
- Earn 2 points per $1 spent on Southwest® purchases.
- Earn 1 point per $1 spent on all other purchases.
- All points earned count towards Companion Pass.
- No blackout dates or seat restrictions.
- Your points never expire, a benefit of the Rapid Rewards® program.
See additional details for Southwest Rapid Rewards® Plus Credit Card
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Bonus Rewards
80,000 bonus points
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Rewards Rate
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide
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Bonus Perks
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 80,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $1,000 when you redeem through Chase Ultimate Rewards®. Plus earn up to $50 in statement credits towards grocery store purchases within your first year of account opening.
- Earn 2X points on dining including eligible delivery services, takeout and dining out and travel. Plus, earn 1 point per dollar spent on all other purchases.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 80,000 points are worth $1,000 toward travel.
- With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 12/31/21.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
- Get up to $60 back on an eligible Peloton Digital or All-Access Membership through 12/31/2021, and get full access to their workout library through the Peloton app, including cardio, running, strength, yoga, and more. Take classes using a phone, tablet, or TV. No fitness equipment is required.
See additional details for Chase Sapphire Preferred® Card
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Rewards
1% on eligible purchases, terms apply
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Purchase APR
17.99% to 23.99% Variable
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Benefits and Features
Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
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Typical Credit Needed
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Annual Fee
$0-$99
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Qualified applicants will receive exclusive benefits such as 1% cash back rewards on all purchases, no annual fee, and a competitive APR. Terms apply.
- Manage your account quickly and easily from your mobile device by using the Credit One Bank mobile app
- Use your Apple device to make purchases securely through Apple Pay®. Apple Pay is a registered trademark of Apple, Inc.
- Your account is safeguarded against unauthorized charges with Zero Fraud Liability at no additional charge.
- See additional Credit One Bank® Platinum Visa® with Cash Back Rewards details
See additional details for Credit One Bank® Platinum Visa® with Cash Back Rewards
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Rewards Rate
1% on eligible purchases, terms apply
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Reports to Credit Bureaus
Build Credit When Used Responsibly
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Regular Purchase APR
17.99% to 23.99% Variable
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Typical Credit Needed
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Annual Fee
$0-$99
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Seeing if you Pre-Qualify is fast, easy, and secure
- Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone, internet, cable and satellite TV services. Terms apply.
- Rewards post automatically to your account each month
- Automatic reviews for credit line increase opportunities
- With $0 Fraud Liability, you won’t be responsible for unauthorized charges
- Pick a card that fits your style. Multiple card designs are available, a fee may apply
- Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.
- Your card includes travel accident and auto rental collision insurance from Visa®
See additional details for Credit One Bank® Unsecured Visa® with Cash Back Rewards
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Sign Up Bonus
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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Rewards Rate
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.
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Extra Perks
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
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Typical Credit Needed
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Annual Fee
$550
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $900 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year. Through December 31, 2021, gas station & grocery store purchases will also count towards earning your Travel Credit
- 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $900 toward travel
- With Pay Yourself BackSM, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA Pre✓®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
See additional details for Chase Sapphire Reserve®
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Rewards Rate
Earn 1% cash back on all purchases plus $20 Good Standing Rewards after each account anniversary for up to 5 years
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Sign Up Bonus
$50 Bonus after first purchase made within the first 3 months from account opening
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APR
14.99% Variable on purchases and balance transfers
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- $50 Bonus after first purchase made within the first 3 months from account opening
- Earn 1% cash back on all purchases
- No annual fee
- $20 Good Standing Rewards after each account anniversary for up to 5 years
- Earn a credit limit increase after making 5 monthly payments on time within 10 months from account opening when meeting credit criteria
- No minimum to redeem for cash back. Cash Back rewards do not expire as long as your account is open.
- Free credit score with Chase Credit Journey
See additional details for Chase Freedom® Student credit card
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Credit Line
Up to $20,000*
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Rewards Rate
1.5% unlimited cash back on card purchases every time you make a payment
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Annual Fee
$0
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 1.5% unlimited cash back on card purchases every time you make a payment
- Combine the flexibility of a card with the low cost and predictability of a loan
- $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
- No touch payments with contactless technology built in
- See if you qualify in minutes without hurting your credit score
- Access to a virtual card while you wait for your card to arrive in the mail
- Great for large purchases with predictable payments you can budget for
- Mobile app to access your account anytime, anywhere
- Enjoy peace of mind with $0 Fraud liability
- See additional Upgrade Visa® Card with Cash Rewards details
See additional details for Upgrade Visa® Card with Cash Rewards
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Purchase APR
17.39% (variable)
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Build Credit
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
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Credit Line
$200 - $3,000 Credit Line*
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Typical Credit Needed
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Annual Fee
$35
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- No credit check necessary to apply. OpenSky believes in giving an opportunity to everyone.
- The refundable* deposit you provide becomes your credit line limit on your Visa card. Choose it yourself, from as low as $200.
- Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- 99% of our customers who started without a credit score earned a credit score record with the credit bureaus in as little as 6 months.
- We have a Facebook community of people just like you; there is a forum for shared experiences, and insights from others on our Facebook Fan page. (Search “OpenSky Card” in Facebook.)
- *View our Cardholder Agreement located at the bottom of the application page for details of the card
See additional details for OpenSky® Secured Visa® Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Visa Card Overview
Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.
Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.
Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.