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3.8/5.0 from 63 Offer Ratings
Introductory APR
0% Intro APR for 15 months on purchases
Sign-up Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
Regular APR
14.99% - 23.74% Variable
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Chase Freedom Unlimited®
Sign Up Bonus
Earn 25,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.
Rewards
Earn 4X points on dining, takeout and food delivery, 2X points at grocery stores, grocery delivery, streaming services and gas stations, and 1X points on all other eligible purchases.
Intro APR
0% for 12 billing cycles on purchases*, then 14.99% - 23.99%* (Variable) and 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening, then 14.99% - 23.99%* (Variable)
Typical Credit Needed
Annual Fee
$0*
Card Brand
Visa®
See additional details for U.S. Bank Altitude® Go Visa Signature® Card
Sign Up Bonus
Earn up to 80,000 points. Earn 50,000 points after you spend $2,000 on purchases in the first 3 months. Earn an additional 30,000 points after you spend $10,000 on purchases in the first 9 months.
Rewards Rate
2 points per $1 spent on Southwest® purchases and Rapid Rewards® hotel and car rental partner purchases. 1 point per $1 spent on all other purchases.
Extra Perks
3,000 bonus points after your Cardmember anniversary.
Typical Credit Needed
Annual Fee
$69
Card Brand
Visa®
See additional details for Southwest Rapid Rewards® Plus Credit Card
Bonus Rewards
60,000 bonus points
Rewards Rate
2X points on dining at restaurants including eligible delivery services, takeout and dining out and travel & 1 point per dollar spent on all other purchases worldwide
Bonus Perks
Get 25% more value when you redeem for travel through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Chase Sapphire Preferred® Card
Rewards
1% on eligible purchases, terms apply
Purchase APR
17.99% to 23.99% Variable
Benefits and Features
View your Experian credit score and credit report summary online
Typical Credit Needed
Annual Fee
$0-$99
Card Brand
Visa®
See additional details for Credit One Bank® Platinum Visa® with Cash Back Rewards
Rewards Rate
1% on eligible purchases, terms apply
Reports to Credit Bureaus
Build Credit When Used Responsibly
Regular Purchase APR
17.99% to 23.99% Variable
Typical Credit Needed
Annual Fee
$0-$99
Card Brand
Visa®
See additional details for Credit One Bank® Unsecured Visa® with Cash Back Rewards
Sign Up Bonus
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
Rewards Rate
3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.
Extra Perks
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
Typical Credit Needed
Annual Fee
$550
Card Brand
Visa®
See additional details for Chase Sapphire Reserve®
Credit Line
Up to $20,000*
Rewards Rate
1.5% unlimited cash back on card purchases every time you make a payment
Annual Fee
$0
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Upgrade Visa® Card with Cash Rewards
Sign Up Bonus
Earn up to 50,000 Bonus Points - 25,000 Bonus Points after you spend $3,000 on purchases in the first 3 months from account opening. Plus an additional 25,000 Bonus Points after you spend a total of $6,000 on purchases within the first 6 months of account opening.
Rewards Rate
Earn 9 points total per $1 spent at Hyatt - 4 Bonus Points per $1 when you use your card at Hyatt hotels & 5 Base Points per $1 you can earn as a World of Hyatt member
Rates & Fees
No Foreign Transaction Fee
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for The World Of Hyatt Credit Card
Purchase APR
17.39% (variable)
Build Credit
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
Credit Line
$200 - $3,000 Credit Line*
Typical Credit Needed
Annual Fee
$35
Card Brand
Visa®
See additional details for OpenSky® Secured Visa® Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Visa credit cards – which are provided through the Visa International brand – have a history that can be traced back to 1958, when Bank of America launched its BankAmericard program in California. Launching that charge card marked the birth of the credit card industry, and in the 1970s that original credit card evolved into the Visa Card. The name Visa was chosen by the company’s founder who thought that it would translate easily into different languages while conveying the idea of worldwide acceptance.
Visa International provides credit cards through more than 20,000 different financial institutions. Visa doesn’t actually issue cards directly to consumers but instead provides a Visa credit card processing system and brand and those banks and other businesses that issue the Visa cards set their own interest rates, create their own rewards programs, send out their own offers, and provide their own credit card customer service.
Cardholders in more than 150 countries use Visa card branded plastic, and there are more than 1 billion Visa credit cards in circulation. These cards account for more than $3 trillion per year in transactions, and Visa credit cards (and debit cards) are accepted by millions of merchants throughout the world.