USAA Preferred Cash Rewards Credit Card
USAA Preferred Cash Rewards Credit Card Review
This card offers a simple cash back rewards program with no limits on the amount of rewards you can earn. If you're looking hassle-free card from USAA that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.
USAA Preferred Cash Rewards Credit Card
SIGN-UP BONUS
None
REWARDS RATE
1.5% cash back on purchases
Rewards Rate
1.5% cash back on purchases
Eligibility
Must be a USAA member, or become a member, to apply.
Intro APR
0% intro APR on purchases for 15 months, then 17.15% - 31.15% variable regular APR
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
Good/ExcellentHighlights
- Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
- Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
- Intro Offer: Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
- A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
- No annual fee.
- Cash back rewards never expire.
- Redeem cash back your way, on your schedule.
- No foreign transaction fees.
- See Rates and Fees for details.
Additional Info
None
5% of the amount of each balance transfer and convenience check
Yes
Yes
Yes
No
Yes
No
Yes
No
Yes
Expert Review
From the LendingTree editorial team, updated on Mar 25, 2024
The Good
- The cash back is unlimited with this card and you don't have to worry about rotating categories. Also, you'll enjoy a long list of Visa Signature perks and benefits.
The Not So Good
- There's no sign up bonus with this card.
The Bottom Line
This card offers a simple cash back rewards program with no limits on the amount of rewards you can earn. If you're looking hassle-free card from USAA that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.
Editorial Note: This content is not provided by USAA . Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA .