USAA Preferred Cash Rewards Credit Card

USAA Preferred Cash Rewards Credit Card

Apply Now

on USAA 's secure site

USAA Preferred Cash Rewards Credit Card

Apply Now

on USAA 's secure site

USAA Preferred Cash Rewards Credit Card Review

This card offers a simple cash back rewards program with no limits on the amount of rewards you can earn. If you're looking hassle-free card from USAA that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.

3.5

 

Rated 3.5/5.0 stars by our editorial team

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

USAA Preferred Cash Rewards Credit Card

  Apply Now
USAA Preferred Cash Rewards Credit Card
Apply Now

on USAA 's secure site

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USAA Preferred Cash Rewards Credit Card

SIGN-UP BONUS

None

REWARDS RATE

1.5% cash back on purchases

Rewards Rate

1.5% cash back on purchases

Eligibility

Must be a USAA member, or become a member, to apply.

Intro APR

0% intro APR on purchases for 15 months, then 17.15% - 31.15% variable regular APR

Annual Fee

$0

Card Brand

Visa®

Recommended Credit Score

Good/Excellent

Highlights

  • Must be a USAA member, or become a member, to apply. USAA proudly offers membership to current and former military, as well as their spouses and dependents.
  • Earn unlimited 1.5% cash back on purchases, no category restrictions, no caps on cash back.
  • Intro Offer: Get a 0% intro APR for 15 months on purchases. After this time, the variable regular APR of 17.15% to 31.15% will apply to these introductory balances.
  • A fee of 5% of the amount of each balance transfer, cash advance and convenience check applies.
  • No annual fee.
  • Cash back rewards never expire.
  • Redeem cash back your way, on your schedule.
  • No foreign transaction fees.
  • See Rates and Fees for details.

Additional Info

Foreign Transaction Fee

None

Balance Transfer Fee

5% of the amount of each balance transfer and convenience check

$0 Fraud Liability

Yes

Auto Rental Insurance

Yes

Extended Warranty Program

Yes

Roadside Assistance

No

Purchase Protection

Yes

Travel Assistance

No

Flight Accident Insurance

Yes

Lost Luggage Reimbursement

No

Concierge Service

Yes

See your approval odds before you apply
There's no impact to your credit

Expert Review

Editor's Overall Rating

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Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

3.5

         

From the LendingTree editorial team, updated on Mar 25, 2024

The USAA Preferred Cash Rewards Credit Card is a simple, yet rewarding cash back credit card that gives cardholders the chance to 1.5% cash back on purchases
 
This card also has a number of other helpful perks like $0 annual fee, no foreign transaction fees, and no penalty rate. New cardholders can also take advantage of0% intro APR on purchases for 15 months, then 17.15% - 31.15% variable regular APR. 

And since it's a Visa Signature card, you'll have peace of mind knowing that your card will be accepted anywhere in the world that takes Visa.

The Good

  • The cash back is unlimited with this card and you don't have to worry about rotating categories. Also, you'll enjoy a long list of Visa Signature perks and benefits.

The Not So Good

  • There's no sign up bonus with this card.

The Bottom Line

This card offers a simple cash back rewards program with no limits on the amount of rewards you can earn. If you're looking hassle-free card from USAA that offers generous rewards, the USAA Preferred Cash Rewards Credit Card is the one for you.


Editorial Note: This content is not provided by USAA . Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by USAA .

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