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Credit Cards for No Credit – Credit Cards for People with No Credit Credit Cards for No Credit

  • Compare no credit, credit cards from our partners for those with limited or no credit history
  • Independent ratings and reviews of credit cards for people with no credit
  • Secure and immediate online application process

See offers from our partners below.

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Citi® Secured Mastercard®

 

Rated 3.5/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Build Your Credit

    Monthly reporting to the three major credit bureaus

  • Perks and Features

    Auto Pay can help you stay on top of your bill

  • Worldwide Acceptance

    Use your card anywhere that accepts Mastercard®


Highlights

  • No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus 
  • A security deposit is required for this product (minimum $200) 
  • Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts. 
  • Use the card anywhere Mastercard® is accepted — worldwide

See additional details for Citi® Secured Mastercard®

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on Capital One's secure site

Capital One® Secured Mastercard®

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Minimum Deposit

    $49, $99, or $200

  • Regular Purchase APR

    26.99% (Variable)


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

Apply Now

on First Progress's secure site

First Progress Platinum Prestige Mastercard® Secured Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Improve Your Credit Score

    Free Credit Bureau Reporting

  • Credit Line

    $200 - $2,000 Credit Line*

  • Regular Purchase APR

    10.49% Variable


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $49

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
Apply Now

on First Progress's secure site

First Progress Platinum Elite Mastercard® Secured Credit Card

 

Rated 2/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Improve Your Credit Score

    Free Credit Bureau Reporting

  • Credit Line

    $200 - $2,000 Credit Line*

  • Regular Purchase APR

    20.49% Variable


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $29

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
Apply Now

on Avant's secure site

AvantCard Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 10 Offer Ratings
Over the Past 60 Days!

(10) Over the Past 60 Days!
  • Apply Online

    Fast and easy application process

  • No Hidden Fees

    No deposit required and no penalty APR

  • Build Credit

    Reports to all three major credit bureaus


Highlights

  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00

See additional details for AvantCard Credit Card

Apply Now

on Genesis FS Card Services's secure site

Milestone® Gold Mastercard®

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!
  • Mastercard Gold Benefits

    Accepted Worldwide and $0 Fraud Liability

  • Customize Your card

    Pick from multiple card designs at no extra charge

  • Regular Purchase APR

    23.9% variable


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $35-$99, depending on creditworthiness*

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Easy pre-qualification process which does not affect your credit score
  • Protection from fraud if your card is stolen
  • Access your account online or from your mobile device 24/7
  • All credit histories considered
  • Pick from multiple card designs at no extra charge
  • No security deposit required

See additional details for Milestone® Gold Mastercard®

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Credit Cards for People with No Credit

Even if you are good at managing money and always pay your bills on time you may have limited or no credit history. That can be a problem, though, because credit card companies and banks want to see a track record in order to predict whether or not you’ll be a good customer and won’t abuse your card or procrastinate when it is time to make a minimum payment.

Having a limited credit history can be a frustrating situation because you have limited options available to you in order to demonstrate your credit worthiness. You are stuck in a classic “Catch-22” situation. The good news is that there are credit card companies that will issue credit cards for no credit history individuals. These no credit credit cards are reviewed and summarized in this section so that you can browse through them and find one you like.

Once you get approved you can start building a credit history by making sure that the card you have chosen reports your payment history to the “big three” credit reporting agencies on a regular basis. By using the card responsibly you’ll soon establish a verifiable track record and your credit rating will go up along with your credit score. Then you’ll no longer have to rely solely upon “no credit history” credit cards and can “upgrade” to a credit card product with lower interest rates and which offer reward programs.

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