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Over the Past 60 Days!
Credit Line Increase
Be automatically considered for a higher credit line in as little as 6 months
Annual Fee
Pay no annual fee
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Platinum Credit Card
Credit Line
Credit line up to $1,000 – get a response in minutes
Increase Credit
Automatic reviews for credit line increase
Fraud Protection
Zero Fraud Liability – you won’t be responsible for unauthorized charges
Typical Credit Needed
Annual Fee
$0–$49
Card Brand
Visa®
You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
See additional details for Oportun® Visa® Credit Card
Reports to Credit Bureaus
Build Credit When Used Responsibly
Minimum Deposit
$49, $99, or $200
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Platinum Secured Credit Card
Improve Your Credit Score
Free Credit Bureau Reporting
Credit Line
$200 - $2,000 Credit Line*
Regular Purchase APR
14.24% (V)
Typical Credit Needed
Annual Fee
$49
Card Brand
Mastercard®
See additional details for First Progress Platinum Prestige Mastercard® Secured Credit Card
Improve Your Credit Score
Free Credit Bureau Reporting
Credit Line
$200 - $2,000 Credit Line
Regular Purchase APR
18.24% (V)
Typical Credit Needed
Annual Fee
$39
Card Brand
Mastercard®
See additional details for First Progress Platinum Select Mastercard® Secured Credit Card
Improve Your Credit Score
Free Credit Bureau Reporting
Credit Line
$200 - $2,000 Credit Line*
Regular Purchase APR
24.24% (V)
Typical Credit Needed
Annual Fee
$29
Card Brand
Mastercard®
See additional details for The First Progress Platinum Elite Mastercard® Secured Credit Card
Purchase APR
21.64% (variable)
Build Credit
Build credit quickly. OpenSky reports to all 3 major credit bureaus.
Credit Line
$200 - $3,000 Credit Line*
Typical Credit Needed
Annual Fee
$35
Card Brand
Visa®
See additional details for OpenSky® Secured Visa® Credit Card
Apply Online
Fast and easy application process
No Hidden Fees
No deposit required and no penalty APR
Regular APR
29.24%
Typical Credit Needed
Annual Fee
$59
Card Brand
Mastercard®
See additional details for AvantCard Credit Card
Rewards Rate
Earn 2% to 10% cash back at select merchants
Build Credit
Cash Score technology may help applicants without credit history get approved. Petal reports to all 3 major credit bureaus
Credit Limit
$300 - $5,000 credit limits
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Petal® 1 No Annual Fee Visa® Credit Card
Rewards Rate
Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
Build Credit
Those with thin to no credit file may be accepted based on Cash Flow underwriting alone. Petal card is reported to all 3 major credit bureaus.
No Fees Of Any Kind
No late fee, foreign transaction fee, or annual fee.
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Petal® 2 Cash Back, No Fees Visa® Credit Card
Credit Line
Upon approval, you’ll have an initial credit line based on your $200 -$3,000 deposit - It’s up to you!
Fraud Liability
$0 fraud liability for unauthorized charges.
Worldwide Acceptance
Use it anywhere Mastercard is accepted.
Typical Credit Needed
Annual Fee
$36 for the first year. Billed $3 per month thereafter.
Card Brand
Mastercard®
See additional details for Merrick Bank Secured Credit Card
Easy Application
Fast and easy application process; results in seconds.
Build Credit
Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
Pre-Qualification
See if you’re Pre-Qualified with no impact to your credit score.
Typical Credit Needed
Annual Fee
See Terms
Card Brand
Mastercard®
See additional details for Reflex® Platinum Mastercard®
Widely Accepted
Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
Build Credit
Build up your Credit with a card that reports to all three major credit bureaus every month.
Fast Application and Delivery
Easy and secure online application – it just takes moments to apply. Receive your card more quickly with optional Expedited Processing (additional fee applies).
Typical Credit Needed
Annual Fee
See Terms*
Card Brand
Mastercard®
See additional details for First Digital NextGen Mastercard® Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Even if you are good at managing money and always pay your bills on time you may have limited or no credit history. That can be a problem, though, because credit card companies and banks want to see a track record in order to predict whether or not you’ll be a good customer and won’t abuse your card or procrastinate when it is time to make a minimum payment.
Having a limited credit history can be a frustrating situation because you have limited options available to you in order to demonstrate your credit worthiness. You are stuck in a classic “Catch-22” situation. The good news is that there are credit card companies that will issue credit cards for no credit history individuals. These no credit credit cards are reviewed and summarized in this section so that you can browse through them and find one you like.
Once you get approved you can start building a credit history by making sure that the card you have chosen reports your payment history to the “big three” credit reporting agencies on a regular basis. By using the card responsibly you’ll soon establish a verifiable track record and your credit rating will go up along with your credit score. Then you’ll no longer have to rely solely upon “no credit history” credit cards and can “upgrade” to a credit card product with lower interest rates and which offer reward programs.