Credit Cards for No Credit
- Compare no credit, credit cards from our partners for those with limited or no credit history
- Independent ratings and reviews of credit cards for people with no credit
- Secure and immediate online application process
BEST FEATURED OFFER
Rated 3/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
3/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards Card
- Rewards Rate Non-rewards Card
- Credit Line Increase Be automatically considered for a higher credit line in as little as 6 months
- Annual Fee Pay no annual fee
- Regular Purchase APR 29.99% (Variable)
- Credit Needed Fair/Limited
Highlights
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Rated 4/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
4/5.0 from 1 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards Card
- Rewards Rate Non-rewards Card
- Reports to Credit Bureaus Build Credit When Used Responsibly
- Minimum Deposit $49, $99, or $200
- Regular Purchase APR 29.99% (Variable)
- Credit Needed Poor/Limited
Highlights
- No annual or hidden fees. See if you're approved in seconds
- Building your credit? Using the Capital One Platinum Secured card responsibly could help
- Put down a refundable security deposit starting at $49 to get a $200 initial credit line
- You could earn back your security deposit as a statement credit when you use your card responsibly, like making payments on time
- Be automatically considered for a higher credit line in as little as 6 months with no additional deposit needed
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking to access your account from your desktop or smartphone, with Capital One's mobile app
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Rated 2/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
2/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Widely Accepted Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online.
- Build Credit Build up your Credit with a card that reports to all three major credit bureaus every month.
- Fast Application and Delivery Easy and secure online application – it just takes moments to apply. Receive your card more quickly with optional Expedited Processing (additional fee applies).
- Credit Needed Fair/Poor/Limited
Highlights
- Get the security and convenience of a full-feature, unsecured Mastercard® Credit Card – accepted at millions of merchant and ATM locations nationwide and online
- Build up your Credit with a card that reports to all three major credit bureaus every month.
- Perfect credit not required for approval; we may approve you when others won’t
- You may be eligible for a Credit Line Increase after six months
- Easy and secure online application – it just takes moments to apply. Checking account required.
- If approved, just pay the one-time Program Fee to gain access to your new account and credit line (subject to available credit)
- Receive your card more quickly with optional Expedited Processing (additional fee applies)
- Get a result in as little as 60 seconds upon completion of the online application
- Online Customer Center available 24 x 7
- Issued by Synovus Bank, Member: FDIC
Rated 3/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
3/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate 1% Cash Back
- Rewards Rate 1% Cash Back
- Improve Your Credit Score Free Credit Bureau Reporting
- Credit Line $200 - $2,000 Credit Line
- Regular Purchase APR 18.99% (V)
- Credit Needed Poor/Limited
Highlights
- Earn 1% Cash Back Rewards on payments made to your First Progress Secured credit card account.
- No minimum credit history or credit score required!
- Imagine being rewarded for simply paying your bill each month.
- Accepted wherever Mastercard® is accepted, online and worldwide!
- Reports to all 3 major credit bureaus
- Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Rated 2.5/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
2.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Easy Application Fast and easy application process; results in seconds.
- Build Credit Free access to your Vantage 3.0 score from TransUnion* (When you sign up for e-statements). Monthly reporting to the three major credit bureaus.
- Pre-Qualification See if you’re Pre-Qualified with no impact to your credit score.
- Credit Needed Fair/Poor/Limited
Highlights
- See if you’re Pre-Qualified with no impact to your credit score
- Up to $1,000 credit limit doubles up to $2,000! (Simply make your first 6 monthly minimum payments on time)
- All credit types welcome to apply
- Free access to your Vantage 3.0 score from Experian* (When you sign up for e-statements)
- Initial Credit Limit of $300 – $1,000* (subject to available credit)
- Monthly reporting to the three major credit bureaus
- Fast and easy application process; results in seconds
- Use your card at locations everywhere Mastercard® is accepted
- Checking Account Required
Rated 4/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate 1% Cash Back
- Rewards Rate 1% Cash Back
- Improve Your Credit Score Free Credit Bureau Reporting
- Credit Line $200 - $2,000 Credit Line*
- Regular Purchase APR 14.99% (V)
- Credit Needed Poor/Limited
Highlights
- Earn 1% Cash Back Rewards on payments!
- No minimum credit history or credit score required.
- Past credit issues shouldn’t prevent you from getting a credit card with great benefits & rewards!
- Accepted wherever Mastercard® is accepted, online and worldwide!
- Reports to all 3 major credit bureaus.
- Manage your statements, transactions & rewards on-the-go with the First Progress Card Mobile App!
Rated 4/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
- Rewards Rate Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
- Rewards Rate Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
- Build Credit Those with thin to no credit file may be accepted based on Cash Flow underwriting alone. Petal card is reported to all 3 major credit bureaus.
- No Fees Of Any Kind No late fee, foreign transaction fee, or annual fee.
- Credit Needed N/A
Highlights
- No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
- Variable APRs range from 17.99% - 31.99%
- Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
- 1% cash back on eligible purchases right away
- 2% - 10% cash back at select merchants
- $300 - $10,000 credit limits
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- See if you're pre-approved within minutes without impacting your credit score.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal reports to all 3 major credit bureaus.
- No deposits required
- Card issued by WebBank
Rated 3.5/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
3.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate None
- Rewards Rate None
- Purchase APR 22.39% (variable)
- Build Credit Build credit quickly. OpenSky reports to all 3 major credit bureaus.
- Credit Line $200 - $3,000 Credit Line*
- Credit Needed Poor/Limited
Highlights
- No credit check to apply and find out instantly if you are approved.
- OpenSky gives everyone an opportunity to improve their credit with an 85% average approval rate for the past 5 years
- Get considered for a credit line increase after 6 months, with no additional deposit required
- You could be eligible for the OpenSky Gold Unsecured Card after as few as 6 months
- Reports to all 3 major credit bureaus monthly, unlike a prepaid or debit card
- View your FICO® Score through your OpenSky account, an easy way to stay on top of your credit
- Nearly half of OpenSky cardholders who make on-time payments improve their FICO score 30+ points in the first 3 months
- Your refundable* deposit, as low as $200, becomes your OpenSky Visa credit limit
- Easy application, apply in less than 5 minutes right from your mobile device
- Offer flexible payment due dates which allow you to choose any available due date that fits your payment schedule
- *View the cardholder agreement
Rated 3.5/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
3.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Earn 2% to 10% cash back at select merchants
- Rewards Rate Earn 2% to 10% cash back at select merchants
- Rewards Rate Earn 2% to 10% cash back at select merchants
- Build Credit Cash Score technology may help applicants without credit history get approved. Petal reports to all 3 major credit bureaus
- Credit Limit $300 - $5,000 credit limits
- Credit Needed N/A
Highlights
- $0 Annual Fee
- Variable APRs range from 24.99% - 34.49%
- $300 - $5,000 credit limits
- Earn a credit limit increase in as little as 6 months.
- Terms and conditions apply.
- No credit score? No problem. If eligible, we'll create your Cash Score instead.
- 2% - 10% cash back at select merchants
- See if you're pre-approved within minutes without impacting your credit score.
- No annual or foreign transaction fees.
- Build credit alongside hundreds of thousands of Petal card members.
- Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
- Petal reports to all 3 major credit bureaus
- No deposits required
- Card issued by WebBank
Rated 2/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
2/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Improve Your Credit Score Free Credit Bureau Reporting
- Credit Line $200 - $2,000 Credit Line*
- Regular Purchase APR 24.99% (V)
- Credit Needed Poor/Limited
Highlights
- Receive Your Card More Quickly with New Expedited Processing Option
- No Credit History or Minimum Credit Score Required for Approval
- Quick and Complete Online Application; No credit inquiry required!
- Includes Free Real-Time Access to Your Credit Score and Ongoing Credit Monitoring powered by Experian
- Full-Feature Platinum Mastercard® Secured Credit Card; Try our new Mobile App for Android users!
- Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
- Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
- Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
- Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
- 24/7 Online Access to Your Account
- Nationwide program; available in all 50 US states *See Card Terms.
- Get a fresh start! A discharged bankruptcy still in your credit bureau file will not cause you to be declined.
- ¡Hablamos Español! Nuestros representantes de servicio al cliente hablan Español con fluidez para su conveniencia.
- Make 6-months of on-time payments & you’ll be invited to apply for an unsecured First Digital Mastercard!
Rated 3/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
3/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Credit Line Credit line up to $1,000 – get a response in minutes
- Increase Credit Automatic reviews for credit line increase
- Fraud Protection Zero Fraud Liability – you won’t be responsible for unauthorized charges
- Credit Needed Good/Fair/Poor/Limited
Highlights
- Credit line up to $1,000 – get a response in minutes
- No security deposit or credit history required to apply
- Zero Fraud Liability – you won’t be responsible for unauthorized charges
- Automatic reviews for credit line increase
- Worldwide acceptance in stores or online
- Start establishing credit history – monthly reporting to all 3 major credit bureaus
- 24/7 online account management – friendly support in English and Spanish
- If you are assessed a finance charge, it will be no less than $1.00
- Card issued by WebBank, Member FDIC
You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
Rated 3.5/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
3.5/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Credit Line Upon approval, you’ll have an initial credit line based on your $200 -$3,000 deposit - It’s up to you!
- Fraud Liability $0 fraud liability for unauthorized charges.
- Worldwide Acceptance Use it anywhere Mastercard is accepted.
- Credit Needed Poor/Limited
Highlights
- Choose your own credit line based on how much money you want to put down as a security deposit.
- Initial deposits can be from $200 to $3,000. You can increase your credit line at any time by adding additional money to your security deposit, up to $3,000.
- After 9 months, we review your account for a credit line increase. No additional deposit required!
- Secured Credit Cards are great for people looking to build or rebuild credit and are available to people with all kinds of credit backgrounds.
- Unlike a debit card or a pre-paid card, it helps build your credit history. We report your payment history to all three major credit-reporting agencies.
- Get your FICO® Credit Score for free each month.
- Fraud coverage if your card is lost or stolen. Access your account 24 hours a day, 7 days a week. Get help staying on track with available Auto Pay and account alerts.
- Card issued by Merrick Bank, Member FDIC.
Rated 4/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
Change my rating to: Average
4/5.0 from 0 Offer Ratings
Over the Past 60 Days!
- Rewards Rate Non-rewards card
- Rewards Rate Non-rewards card
- Apply Online Fast and easy application process
- No Hidden Fees No deposit required and no penalty APR
- Regular APR 29.99%
- Credit Needed Fair/Poor/Limited
Highlights
- Fast and easy application process
- No deposit required
- No hidden fees
- No penalty APR
- Report to all three major credit bureaus
- Zero fraud liability for unauthorized charges
- Avant branded credit products are issued by WebBank, member FDIC
- Disclosure: If you are charged interest, the charge will be no less than $1.00
- Late Fee up to $39
- Checking your eligibility does not affect your credit score