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  • Compare the best secured credit cards from our partners offering various deposit options and no fee terms
  • Secured credit card expert and Independent ratings & consumer reviews
  • Secure and immediate online application process

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on Capital One's secure site

Capital One® Secured Mastercard®

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!
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on Capital One's secure site

  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Minimum Deposit

    $49, $99, or $200

  • Regular Purchase APR

    26.99% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • Access to an authorized bank account is required to make your $49, $99 or $200 refundable security deposit
  • Make the minimum required security deposit and you'll get an initial credit line of $200. Plus, deposit more money before your account opens to get a higher credit line
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

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on Green Dot primor's secure site

Green Dot Visa® Secured Credit Card

 

Rated 3/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
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on Green Dot primor's secure site

  • Reports to the Credit Bureaus

    Build your credit score with responsible use

  • Easy Online Application

    Submitting an application will not impact your credit score

  • No Credit Required

    Apply with No Credit, LImited Credit, or Bad Credit


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $39

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Good credit or bank account not required 
  • Your application will not impact your credit score
  • Initial security deposit can be as low as $200 
  • Raise your credit score with responsible card use
  • See additional Green Dot Visa® Secured Credit Card details

See additional details for Green Dot Visa® Secured Credit Card

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on First Progress's secure site

First Progress Platinum Elite Mastercard® Secured Credit Card

 

Rated 2/5 stars by our editorial team

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Your Rating:

2.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
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on First Progress's secure site

  • Improve Your Credit Score

    Free Credit Bureau Reporting

  • Credit Line

    $200 - $2,000 Credit Line*

  • Regular Purchase APR

    19.99% Variable


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $29

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Receive Your Card More Quickly with New Expedited Processing Option
  • No Credit History or Minimum Credit Score Required for Approval
  • Quick and Complete Online Application
  • Full-Feature Platinum Mastercard® Secured Credit Card
  • Good for Car Rental, Hotels; Anywhere Credit Cards Are Accepted!
  • Monthly Reporting to all 3 Major Credit Bureaus to Establish Credit History
  • Credit Line Secured by Your Fully-Refundable Deposit of $200 -- $2,000 Submitted with Application
  • Just Pay Off Your Balance and Receive Your Deposit Back at Any Time
  • 24/7 Online Access to Your Account
  • Nationwide Program though not yet available in NY, IA, AR, or WI * See Card Terms.
  • Invest your tax refund to improve your credit by making the refundable deposit for your new secured card today
  • Apply in just a few moments with no negative impact to your credit score; no credit inquiry will be recorded in your credit bureau file
  • See additional First Progress Platinum Elite Mastercard® Secured Credit Card details
Apply Now

on Green Dot primor's secure site

Green Dot primor® Visa® Gold Secured Credit Card

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
Apply Now

on Green Dot primor's secure site

  • Monthly Credit Reporting

    Reports to the Three Major Credit Bureaus

  • Rates & Fees

    No Penalty Rate or Application Fees*

  • Low On-going Interest

    9.99% APR*


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $49

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details
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on OpenSky's secure site

OpenSky® Secured Visa® Credit Card

 

Rated 3.5/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on OpenSky's secure site

  • Improve Your Credit Score

    Free Credit Bureau Reporting

  • Credit Line

    $200 - $3,000 Credit Line*

  • Regular Purchase APR

    18.89%**


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $35

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Build Your Credit fast with our monthly reporting to all 3 major credit bureaus.
  • Choose your credit line as low as $200 up to $3000, secured by a fully-refundable* security deposit.
  • Security deposit needs to be submitted before the credit card can be issued.
  • No credit check necessary and no checking account required; apply in less than 5 minutes.
  • Extra credit when you need it, increase your credit line up to $5000.
  • Access to online financial education.
  • *View our Cardholder Agreement located at the bottom of the application page for details of the card. 

See additional details for OpenSky® Secured Visa® Credit Card

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on Applied Bank's secure site

Applied Bank® Secured Visa® Gold Preferred® Credit Card

 

Rated 3/5 stars by our editorial team

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Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
Apply Now

on Applied Bank's secure site

  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Regular APR

    9.99% Low Fixed APR

  • No Penalty Rate

    Your Rate Won’t Go Up Even if You Are Late


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $48

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Better than Prepaid...Go with a Secured Card! Load One Time - Keep On Using
  • Absolutely No Credit Check or Minimum Credit Score Required
  • Automatic Reporting to All Three National Credit Bureaus
  • 9.99% Low Fixed APR - Your Rate Won’t Go Up Even if You Are Late
  • Activate Today with a $200 Minimum Deposit - Maximum $1,000. Increase Your Credit Limit up to $5,000 by Adding Additional Deposits Anytime

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Find a Secured Credit Card

If you’re new to credit or just starting your financial journey, you may be asking yourself what is a secured credit card? Or, how does a secured credit card work? Secured credit cards are perfect for consumers who have little credit history, no credit history, or bad credit history.

Secured credit cards work the same way as traditional credit cards in that your account activity will be reported to the three major credit bureaus. Secured cards also work like prepaid debit cards because you have to put down, known as a security deposit, in order to use the card. Your security deposit will also act as your line of credit. You should work hard to manage your account responsibly so positive account activity is reflected on your credit report instead of negative account activity.

Compare our secured card options to find the best secured credit card to fit your needs. Once you get approved, you can start to build or rebuild your credit by managing your account responsibly. 

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