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3.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!
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Welcome Offer
$200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.*
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Bonus Rewards
6% at U.S. supermarkets on up to $6,000 per year in purchases*
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Rewards Rates
3% cash back at U.S. gas stations, 1% back on other purchases*
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%) - that means spending $60 a week at U.S. supermarkets could earn over $180 back per year.
- 3% cash back at U.S. gas stations. 1% cash back on other purchases.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- $95 annual fee.
- Terms Apply.
- See Rates & Fees
See additional details for Blue Cash Preferred® Card from American Express
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Welcome Offer
60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.*
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Travel Perks
Up to $200 per calendar year in baggage fees & more at one qualifying airline*
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Travel Perks
No foreign transaction fees & exclusive airport lounge access*
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Typical Credit Needed
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Annual Fee
$550
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 Membership Rewards® points after you use your new Card to make $5,000 in purchases in your first 3 months.
- Enjoy Uber VIP status and free rides in the U.S. up to $15 each month, plus a bonus $20 in December. That can be up to $200 in annual Uber savings.
- 5X Membership Rewards® points on flights booked directly with airlines or with American Express Travel.
- 5X Membership Rewards points on prepaid hotels booked on amextravel.com.
- Enjoy access to the Global Lounge Collection, the only credit card airport lounge access program that includes proprietary lounge locations around the world.
- Receive complimentary benefits with an average total value of $550 with Fine Hotels & Resorts. Learn More.
- $200 Airline Fee Credit, up to $200 per calendar year in baggage fees and more at one qualifying airline.
- Get up to $100 in statement credits annually for purchases at Saks Fifth Avenue on your Platinum Card®. Enrollment required.
- $550 annual fee.
- Terms Apply.
- See Rates & Fees
See additional details for The Platinum Card® from American Express
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Limited Time Offer
Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
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Bonus Miles
2X Miles on Delta Purchases*
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Additional Perks
Check your 1st bag free on every Delta flight*
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Typical Credit Needed
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Annual Fee
$0 introductory annual fee for the first year, then $95.
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 30,000 Bonus Miles after spending $1,000 in purchases on your new Card in your first 3 months and a $50 statement credit after you make a Delta purchase with your new Card within your first 3 months.
- Earn 2 miles on every dollar spent on purchases made directly with Delta. Earn 1 mile for every eligible dollar spent on purchases.
- Check your first bag free on Delta flights - that's a savings of up to $200 per round trip for a family of four.
- Want even more flexibility? Pay with Miles is a Card Member feature that gives you the option to redeem miles for all or part of the price of your tickets on Delta.com.
- Settle into your seat sooner with Priority Boarding.
- Enjoy a $0 introductory annual fee for the first year, then $95.
- Terms Apply.
- See Rates & Fees
See additional details for Gold Delta SkyMiles® Credit Card from American Express
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Bonus Rewards
†4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
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Rewards Rate
4X Membership Rewards® points on the 2 select categories where your business spent the most each month. 4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
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Extra Perks
No foreign transaction fees & many helpful business tools*
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Typical Credit Needed
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Annual Fee
$295
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- MORE REWARDS: Get 4X Membership Rewards® points on the 2 select categories where your business spent the most each month †
- †4X points apply to the first $150,000 in combined purchases from these 2 categories each calendar year.*
- AIRLINE BONUS: Get 25% points back after you use points for all or part of an eligible flight booked with Amex Travel, up to 250,000 points back per calendar year.*
- EXCLUSIVE OFFERS: Get up to 1 year free on subscriptions to both G Suite Basic for up to 3 users and ZipRecruiter Standard, a combined value up to $3,188.*
- PAY OVER TIME OPTION: A flexible payment option to help manage cash flow on purchases of $100 or more.*
- EXPENSE MANAGEMENT TOOLS: Connect to Quickbooks, access SpendManager?, receive a Year-End Summary, and more.*
- Add EMPLOYEE CARDS with a no annual fee option. Earn rewards on employee purchases and track employee expenses with spending limits, alerts, and summary reports.*
- *Terms Apply
- See Rates & Fees
See additional details for American Express® Business Gold Card
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Welcome Offer
Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
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Bonus Miles
Earn 2 miles per dollar at US restaurants.
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Additional Perks
Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 10,000 bonus miles after spending $500 in purchases on your new Card in your first 3 months.
- No Annual Fee.
- Earn 2 miles per dollar at US restaurants.
- Earn 2 miles per dollar spent on purchases made directly with Delta. Earn 1 mile on every eligible dollar spent on purchases.
- Receive a 20% In-Flight Savings in the form of a statement credit after you use your Card on eligible Delta in-flight purchases of food, beverages, and audio headsets.
- Terms Apply.
- See Rates & Fees
See additional details for Blue Delta SkyMiles® Credit Card from American Express
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Welcome Offer
25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.*
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Rewards Rate
Earn 4X points at U.S. restaurants and U.S. supermarkets on up to $25,000 per year in purchases, then 1X*
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New Airline Fee Credit
Up to $100 per year for incidentals*
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Typical Credit Needed
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Annual Fee
$250
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Get the American Express® Gold Card in Limited Edition Rose Gold, only available until 1/9/2019.
- Receive 20% back as a statement credit at U.S. Restaurants within the first 3 months, up to $100 back. Offer available to new Card Members who apply by 1/9/2019.
- Plus, earn 25,000 Membership Rewards® Points after you spend $2,000 on eligible purchases with your new card within the first 3 months.
- Earn 4X Membership Rewards® points at U.S. restaurants. Earn 4X Membership Rewards® points at U.S. supermarkets (on up to $25,000 per year in purchases, then 1X).
- Earn 3X Membership Rewards® points on flights booked directly with airlines or on amextravel.com.
- Earn up to $10 in statement credits monthly when you pay with The Gold Card at Grubhub, Seamless, The Cheesecake Factory, Shake Shack, and Ruth’s Chris Steak House. This is an annual savings of up to $120. Enrollment required.
- $100 Airline Fee Credit: up to $100 in statement credits per calendar year for incidental fees at one selected qualifying airline.
- No Foreign Transaction Fees.
- Annual Fee is $250.
- Terms Apply.
- See Rates & Fees
See additional details for American Express® Gold Card
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Welcome Offer
Earn up to 75,000 Membership Rewards® points*
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Travel Benefits
Complimentary access to over 1000+ airport lounges*
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Extra Perks
Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more*
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Typical Credit Needed
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Annual Fee
$450
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Welcome Offer: Earn up to 75,000 Membership Rewards® points.
- Earn 50,000 Membership Rewards® points after you spend $10,000 and an extra 25,000 points after you spend an additional $10,000 all on qualifying purchases within your first 3 months of Card Membership.†
- Get 5X Membership Rewards® points on flights and prepaid hotels on amextravel.com.
- Get 50% more Membership Rewards® points. That's 1.5 points per dollar, on each eligible purchase of $5,000 or more. You can get up to 1 million additional points per year.
- 35% Airline Bonus: Use Membership Rewards® Pay with Points for all or part of a flight with your selected qualifying airline, and you can get 35% of the points back, up to 500,000 bonus points per calendar year.
- You can also receive 35% points back on all First and Business class flights, with all airlines available through American Express Travel.
- You can enjoy access to The American Express Global Lounge CollectionSM offering access to the most lounges across the globe, when compared with other U.S. credit card offerings. As of 11/2017
- Terms Apply
- See Rates & Fees
See additional details for The Business Platinum® Card from American Express
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Early Pay Discount
Receive 1.5% discount for paying early*
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Pay Later
Take up to 60 days to pay with no interest*
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Extra Perks
No foreign transaction fees & no fee for extra employee cards*
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Typical Credit Needed
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Annual Fee
$0 introductory annual fee your first year, then $250.
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Paying early pays off: Get a 1.5% discount when you pay early, with no cap on what you can earn back.
- Take up to 60 days to pay with no interest, if you pay your minimum due.
- Use the power of the Plum Card to buy big for your business.
- Unlock new opportunities with a spending limit that can grow with your business.
- Additional Employee Cards at no annual fee - and an early pay discount on employee spending.
- No Foreign Transaction Fees.
- Introductory annual fee of $0 for the first year, then $250
- Terms & Restrictions Apply.
- See Rates & Fees
See additional details for The Plum Card® from American Express
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Intro and Regular APR
0% on Purchases for 15 months, then 14.24% - 21.24% Variable*
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Bonus Rewards
5% and 3% bonus cash back categories of spending*
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Flexible Spending
With Expanded Buying Power you can spend beyond your credit limit*
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Typical Credit Needed
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Annual Fee
No annual fee
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Special offer: save on interest with a 0% intro APR on purchases for 15 months; after that your APR will be a variable rate, currently 14.24% - 21.24%
- No annual fee
- Reinvest in your business with automatic cash back in the form of a monthly statement credit. Plus take control by choosing the 3% category that best fits your business
- Earn 5% cash back on the first $50,000 spent at wireless telephone services purchased directly from U.S. service providers and U.S. office supply stores.
- Earn 3% cash back on the first $50,000 spent in the category of your choice from a list of eight and 1% cash back on other purchases
- With Expanded Buying Power you can spend beyond your credit limit* to make bigger purchases for your business plus earn cash back on those purchases too
- *The amount you can spend above your credit limit is not unlimited. It adjusts with your use of the Card, your payment history, credit record, financial resources known to us, and other factors
- Terms apply
- See Rates & Fees
See additional details for SimplyCash® Plus Business Credit Card from American Express
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Welcome Bonus
Earn up to $250 back
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Rewards Rate
Unlimited 1.5% Cash Back on your purchases
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Cash Back Details
Reward Dollars can be easily redeemed for statement credits, gift cards, and merchandise
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn up to $250 back. Here’s how: Earn a $150 statement credit after you spend $1,000 or more in purchases with your new Card within the first 3 months of Card Membership.
- Plus, earn an additional $100 statement credit after you spend an additional $6,500 in purchases within your first 12 months.
- Unlimited 1.5% Cash Back on your purchases.
- Cash Back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
- With Plan It℠, you can set up a monthly payment plan for large purchases with a fixed monthly fee and no interest charges, all with the same rewards and protections you expect from American Express.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- No Annual Fee.
- Terms Apply.
- See Rates & Fees
See additional details for American Express Cash Magnet™ Card
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Welcome Offer
$150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
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Bonus Cash Back
3% at U.S. supermarkets on up to $6,000 per year in purchases*
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Rewards Rates
2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
- 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% cash back at U.S. gas stations and at select U.S. department stores, 1% back on other purchases.
- Low intro APR: 0% for 15 months on purchases and balance transfers, then a variable rate, currently 14.99% to 25.99%.
- Over 1.5 million more places in the U.S. started accepting American Express® Cards in 2017.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits, gift cards, and merchandise.
- No annual fee.
- Terms Apply.
- See Rates & Fees
See additional details for Blue Cash Everyday® Card from American Express
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
The American Express Credit Card Company
American Express began in 1850 as an express delivery service based in NYC, but about 100 years later it launched its first credit card. Within the first five years the card gained more than a million cardholders. By the 1960s American Express had millions of customers and had introduced the prestigious and popular Amex Gold Card. Today American Express credit cards are carried by approximately 25 percent of all cardholders in the United States.
The American Express brand now encompasses a wide number of financial services under its global corporate umbrella and is traded on the New York Stock Exchange. The American Express credit card division is one of the top three credit card processing companies in the world and it has a full range of credit cards for individuals, small businesses, and larger corporations.
American Express credit card products include the Preferred Rewards Gold Card that lets you earn travel on nearly a dozen different airlines; the Starwood Preferred Card affiliated with 5-star luxury resort hotels; and the Amex Costco card for those budget-minded shoppers who want to earn great rewards while shopping at Costco stores. Other cards include the Plum, Zinc, and Amex Blue – as well as the legendary American Express Centurion card. It is known to most people as the American Express Black Card and is the world’s rarest American Express Card. Those who carry the jet black card enjoy an extreme level of personal service that can be extended only to selected individuals worldwide, and this is the card that sparks legends and rumors but is rarely seen – because there are only a small number of them in circulation.
The way the American Express Prepaid card works is that you add cash to your American Express account, then make purchases up to the limit of your available cash. When you need to add more money just reload the card. Best of all, the card does not include fees normally charged by prepaid card companies. The only real charge is a $2 ATM fee. But you automatically get one ATM withdrawal per month for free. Anyone age 18 and older can purchase one, and these cards are accepted wherever merchants honor American Express.
Whatever kind of credit card you need, American Express has it – but generally speaking you need to have excellent credit to qualify.
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