Wells Fargo Credit Cards
- Compare Wells Fargo credit card offers for rewards and low interest
- Read independent reviews and ratings for Wells Fargo credit cards
- Annual Fee $0
- APR 19.49%, 24.49%, or 29.49% Variable APR
- Rewards Rate Earn unlimited 2% cash rewards on purchases
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
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Est. Intro Rewards
$200
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Est. Monthly Rewards
$107
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Est. First Year Rewards
$1,483
The Bottom Line
Overall, this card is an exceptional choice in the world of no-annual-fee rewards cards, especially for those who don’t want to deal with activating rewards categories or worrying about more complicated cash rewards programs.
Our Take
The Good
This card’s unlimited rewards program is best-in-class right now – you won’t find a higher rate of unlimited cash rewards on a no annual fee card today.
The Not So Good
This card doesn’t have the strongest welcome offer and only offers a period of 0% intro APR for 12 months from account opening for purchases and balance transfers.
Card Details
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months.
- Earn unlimited 2% cash rewards on purchases.
- 0% intro APR for 12 months from account opening on purchases and qualifying balance transfers. 19.49%, 24.49%, or 29.49% Variable APR thereafter; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5.
- $0 annual fee.
- No categories to track or remember and cash rewards don’t expire as long as your account remains open.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Annual Fee $0
- APR 17.49%, 23.99%, or 29.24% Variable APR
- Rewards Rate None
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
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Est. Intro Rewards
$0
-
Est. Monthly Rewards
$0
-
Est. First Year Rewards
$0
The Bottom Line
If you need as much breathing room as possible, the Wells Fargo Reflect® Card, an industry-leading low interest card, may be right for you.
Our Take
The Good
The Wells Fargo Reflect® Card offers 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers, then 17.49%, 23.99%, or 29.24% Variable APR– that’s about as good as you’re going to find out on the market today.
The Not So Good
Beyond the (admittedly exceptional) 0% intro APR programs, this card doesn’t have a whole lot else on offer, like a top-shelf rewards program or welcome offer.
Card Details
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- 0% intro APR for 21 months from account opening on purchases and qualifying balance transfers. 17.49%, 23.99%, or 29.24% variable APR thereafter; balance transfers made within 120 days qualify for the intro rate, BT fee of 5%, min: $5.
- $0 Annual Fee.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Through My Wells Fargo Deals, you can get access to personalized deals from a variety of merchants. It's an easy way to earn cash back as an account credit when you shop, dine, or enjoy an experience simply by using an eligible Wells Fargo credit card.
- Annual Fee $0
- APR 19.49%, 24.49%, or 29.49% Variable APR
- Rewards Rate Earn unlimited 3X points on restaurants, travel, gas stations, transit, popular streaming services and phone plans. Plus earn 1X points on other purchases
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
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Est. Intro Rewards
$200
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Est. Monthly Rewards
$86
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Est. First Year Rewards
$1,232
The Bottom Line
This card stands out for offering a valuable rewards rate without charging an annual fee. Many cards with rewards rates this high charge annual fees close to $100 or higher. And when you consider this card’s welcome offer for new cardholders, the value only increases.
Our Take
The Good
Finding a $0-annual-fee card with a rewards rate this high is a rarity. We love how easy it is to earn rewards at restaurants and gas stations, along with travel and popular streaming purchases. Plus, the welcome offer is packed with value and pretty easy to achieve.
The Not So Good
While the rewards rate is stellar, many other popular cards at this level have longer 0% intro APR periods.
Card Details
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn 20,000 bonus points when you spend $1,000 in purchases in the first 3 months - that's a $200 cash redemption value.
- Earn unlimited 3X points on the things that really add up - like restaurants, travel, gas stations, transit, popular streaming services, and phone plans. Plus, earn 1X points on other purchases.
- $0 annual fee.
- 0% intro APR for 12 months from account opening on purchases. 19.49%, 24.49%, or 29.49% variable APR thereafter.
- Up to $600 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Redeem your rewards points for travel, gift cards, or statement credits. Or shop at millions of online stores and redeem your rewards when you check out with PayPal.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
- Annual Fee $0
- APR See rates & fees
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Rewards Rate1X - 5X points
- Earn 1X points on rent payments without the transaction fee, up to 100,000 points each calendar year
- Earn up to 5X Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
- Earn 2X points on travel
- Earn 3X points on dining
- Earn 1X points on other purchases
- Use the card 5 times each statement period to earn points
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
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Est. Intro Rewards
N/A
-
Est. Monthly Rewards
N/A
-
Est. First Year Rewards
N/A
The Bottom Line
We don't have a review for this card yet, but sit tight! There's one coming soon.
Our Take
The Good
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Not So Good
We don't have a review for this card yet, but sit tight! There's one coming soon.
Card Details
- Select 'Apply Now' to learn more about the product features, terms and conditions
- A credit card that lets you earn points on rent payments at any property without the transaction fee.
- $0 Annual Fee
- Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
- Earn 3x points on dining
- Earn 2x points on travel
- Earn 1x points on other purchases
- Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
- Use the card 5 times each statement period to earn points
- Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
- Point redemptions include airlines, hotels, future rent payments, credit card statements, toward a down payment on a home, etc.
- Annual Fee $95
- APR 20.49%, 25.49%, or 29.49% Variable APR
- Rewards Rate Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
- Credit Needed Good / Excellent
OFFER VALUATION
Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.
Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.
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Est. Intro Rewards
$555
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Est. Monthly Rewards
$68
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Est. First Year Rewards
$1,376
The Bottom Line
This is a powerful travel rewards card that makes it easy to rack up points on flights, hotel stays, restaurant purchases, and a range of other travel expenses.
Our Take
The Good
This card offers a valuable welcome offer for new cardholders: Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
The Not So Good
While the welcome offer and rewards rate are strong, this card does not offer a statement credit to pay for TSA PreCheck®, which some other cards at this level provide.
Card Details
- Select “Apply Now” to take advantage of this specific offer and learn more about product features, terms and conditions.
- Earn 60,000 bonus points when you spend $4,000 in purchases in the first 3 months – that’s $600 toward your next trip.
- Earn unlimited 5X points on hotels, 4X points on airlines, 3X points on other travel and restaurants, and 1X points on other purchases.
- $95 annual fee.
- Book your travel with the Autograph Journey Card and enjoy Travel Accident Insurance, Lost Baggage Reimbursement, Trip Cancellation and Interruption Protection and Auto Rental Collision Damage Waiver.
- Earn a $50 annual statement credit with $50 minimum airline purchase.
- Up to $1,000 of cell phone protection against damage or theft. Subject to a $25 deductible.
- Find tickets to top sports and entertainment events, book travel, make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge.
Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.