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Credit Cards for Bad Credit – Bad Credit Credit Cards Credit Cards for Bad Credit

  • Easily compare bad credit credit cards from our partners, and find credit cards for people with bad credit
  • Independent ratings and reviews of credit cards for bad credit scores
  • Secure online application process

See offers from our partners below.

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on Capital One's secure site

Capital One® Secured Mastercard®

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Minimum Deposit

    $49, $99, or $200

  • Regular Purchase APR

    24.99% (Variable)


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

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on Celtic Bank's secure site

Surge Mastercard® Credit Card

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Build Credit

    Monthly reporting to the three major credit bureaus

  • Worldwide Use

    Use your card wherever Mastercard is accepted

  • Easy Application Process

    All credit types welcome to apply


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    See Terms*

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • All credit types welcome to apply!
  • Monthly reporting to the three major credit bureaus
  • Initial Credit Limit of $500.00!* (subject to available credit)
  • Fast and easy application process; results in seconds
  • Use your card at locations everywhere that Mastercard® is accepted
  • Free online account access 24/7
  • Checking Account Required

See additional details for Surge Mastercard® Credit Card

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on Discover's secure site

Discover it® Secured Card - No Annual Fee

 

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Cash Back Rewards

    Up to 2% cash back at gas stations & restaurants, 1% on everything else*

  • Credit Limit

    Credit line will equal your security deposit of $200 or more*

  • Rates and Fees

    No annual fee, no late fee on your first late payment. No penalty APR*


Highlights

  • No Annual Fee, cash back on every purchase, and helps you build your credit with responsible use.
  • Your Secured Card requires a refundable security deposit up to the amount we can approve of at least $200 which will establish your credit line. You will need to provide your bank information when submitting your security deposit.
  • We will automatically begin reviewing your account starting at 8 months to see if we can transition you to an unsecured line of credit.
  • Earn 2% cash back at restaurants & gas stations on up to $1,000 in combined purchases each quarter. Plus, 1% cash back on all your other purchases.
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Apply Now

on Genesis Bankcard Services's secure site

Indigo® Platinum MasterCard®

 

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Easy Pre-qualification

    Check if you're approved with no impact on your credit score*

  • Custom Card Design

    Choose your own customized image for your card*

  • Reports to Credit Bureaus

    Build credit when used responsibly*


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0 - $99

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Previous bankruptcy OK
  • Choose your card design - Free
  • Pre-qualification available with no impact to your credit score 
  • Fast and easy instant decision
  • Free online account access (mobile friendly)
  • Zero Liability – you’ll never be held liable for unauthorized charges made to your card
  • Accepted at over 35 Million Locations Worldwide!

See additional details for Indigo® Platinum MasterCard®

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on Horizon's secure site

Horizon Gold Card

 

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Instant Approval

    Decision in 60 Seconds

  • No Credit Checks

    Applying Won't Negatively Impact Your Score

  • Reports to Credit Bureaus

    Build Credit With Responsible Account Management


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    See Terms*

  • Card Brand

    N/A

Highlights

  • Click "APPLY NOW" to apply online
  • Reports to major credit bureau
  • Must have active debit card or credit card to qualify
  • Unsecured credit line
  • No credit checks
  • No employment check
  • Card can only be used for shopping at thehorizonoutlet.com 

See additional details for Horizon Gold Card

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on Green Dot Bank's secure site

primor® Secured Visa Gold Card

 

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Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Monthly Credit Reporting

    Reports to the Three Major Credit Bureaus

  • Rates & Fees

    No Penalty Rate or Application Fees*

  • Low On-going Interest

    9.99% APR*


Highlights

  • Click "APPLY NOW" to apply online
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.

See additional details for primor® Secured Visa Gold Card

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Credit Cards for Bad Credit History

So called “bad credit” credit cards are especially designed credit cards for people with bad credit, low credit, or no credit history. They can be easier to obtain compared with other credit cards because they typically offer cards with  limited scrutiny of your finances, debts, and poor credit history.

Some bad credit credit cards require that the cardholder make a payment deposit into their card account which is then used as collateral or security against any charges to the card. This is a standard prepayment process, and you basically set your own credit limit based on how much money you keep in your account. But there are even some that require no security deposit or prepayment – although these cards usually make money from cardholders by charging high interest rates and fees due to the reduced creditworthiness of the cardholder.

For most people, the best credit card for bad credit will be one that charges reasonable fees in exchange for helpful features like online bill paying and financial management tools. Study the menu of fees to see how much you can expect to pay for using the card in the way to which you are accustomed. Another key fact area to consider will be whether or not the credit card company reports to the major credit bureaus on a regular basis. This type of regular reporting is the major building block toward credit report. After taking these aspects into consideration, pick a card that suits you and use it to build up your poor credit score by making on-time payments with all creditors and keeping account balances low relative to the credit limit. This may allow you to later successfully apply for a traditional credit card with a lower rate and fewer monthly fees and charges.

Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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