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Credit Cards for Bad Credit – Bad Credit Credit Cards Credit Cards for Bad Credit

  • Easily compare bad credit credit cards from our partners, and find credit cards for people with bad credit
  • Independent ratings and reviews of credit cards for bad credit scores
  • Secure online application process

See offers from our partners below.

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on Credit One Bank's secure site

Credit One Bank® Platinum Visa® with Cash Back Rewards

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
  • Credit Monitoring

    Free online monthly credit tracking

  • Rewards Rate

    1% on eligible purchases, terms apply

  • Regular Purchase APR

    19.99% - 25.99% Variable


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0-$99

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Seeing if you Pre-Qualify is fast, easy, and secure 
  • Get 1% cash back rewards on eligible purchase, terms apply 
  • Rewards post automatically to your account each month 
  • Looking for more credit? Get credit line increase opportunities, a fee may apply 
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges 
  • Pick a card that fits your style. Multiple card designs are available, a fee may apply 
  • Enjoy exclusive offers available to Credit One Bank card members through Visa® Discounts.  
  • Your card includes travel accident and auto rental collision insurance from Visa®
Apply Now

on Capital One's secure site

Capital One® Secured Mastercard®

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
  • Reports to Credit Bureaus

    Build Credit When Used Responsibly

  • Minimum Deposit

    $49, $99, or $200

  • Regular Purchase APR

    26.99% (Variable)


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual fee, and all the credit building benefits with responsible card use
  • Unlike a prepaid card, it builds credit when used responsibly, with regular reporting to the 3 major credit bureaus
  • You will get an initial $200 credit line after making a security deposit of $49, $99, or $200, determined based on your creditworthiness
  • Get access to a higher credit line after making your first 5 monthly payments on time with no additional deposit needed
  • Easily manage your account 24/7 with online access, by phone or using our mobile app
  • It's a credit card accepted at millions of locations worldwide

See additional details for Capital One® Secured Mastercard®

Apply Now

on Discover's secure site

Rates & Fees

Discover it® Secured

 

Rated 5/5 stars by our editorial team

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Your Rating:

5.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
  • Cash Back Rewards

    2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. 1% unlimited cash back on all other purchases.

  • Credit Limit

    Credit line will equal your security deposit of $200 or more*

  • Rates and Fees

    No annual fee, no late fee on your first late payment. No penalty APR*


Highlights

  • No Annual Fee, earn cash back, and build your credit with responsible use.
  • It’s a real credit card. You can build a credit history with the three major credit bureaus. Generally, debit and prepaid cards can't help you build a credit history.
  • Establish your credit line by providing a refundable security deposit from $200-$2500 after being approved. Bank information must be provided when submitting your deposit.
  • Automatic reviews starting at 8 months to see if we can transition you to an unsecured line of credit and return your deposit.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter, automatically. Plus, earn unlimited 1% cash back on all other purchases.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score
  • We automatically match all the cash back you’ve earned at the end of your first year.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • See Rates & Fees

See additional details for Discover it® Secured

Apply Now

on Green Dot primor's secure site

Green Dot primor® Visa® Gold Secured Credit Card

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
  • Monthly Credit Reporting

    Reports to the Three Major Credit Bureaus

  • Rates & Fees

    No Penalty Rate or Application Fees*

  • Low On-going Interest

    9.99% APR*


Highlights

  • Click "APPLY NOW" to apply online
  • Credit lines available from $200 to $5,000! Super Low Fixed 9.99% interest rate on purchases - with no penalty rate!
  • No minimum credit score requirements! We invite all credit types to apply! No processing or application fees!
  • Helps strengthen your credit with responsible card use. Reports to three national bureaus
  • Fast, easy application process. Choose your credit line and open your Personal Savings Deposit Account to secure your line.
  • See additional Green Dot primor® Visa® Gold Secured Credit Card details
Apply Now

on Genesis FS Card Services's secure site

Indigo® Platinum Mastercard®

 

Rated 3/5 stars by our editorial team

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Thanks for rating!

Your Rating:

3.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
  • Easy Pre-qualification

    Quick pre-qualification available with no impact to your credit score*

  • Custom Card Design

    Pick from multiple card designs at no extra charge*

  • Reports to Credit Bureaus

    Pre-qualify today without an impact on your credit score*


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0 - $99

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Quick pre-qualification available with no impact to your credit score
  • Access your account online or from your mobile device 24/7
  • Select your own style of card design at no extra charge
  • Less than perfect credit histories can qualify, even with prior bankruptcy!
  • Protection from fraud if your card is stolen
  • No security deposit

See additional details for Indigo® Platinum Mastercard®

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Credit Cards for Bad Credit History

So called “bad credit” credit cards are especially designed credit cards for people with bad credit, low credit, or no credit history. They can be easier to obtain compared with other credit cards because they typically offer cards with  limited scrutiny of your finances, debts, and poor credit history.

Some bad credit credit cards require that the cardholder make a payment deposit into their card account which is then used as collateral or security against any charges to the card. This is a standard prepayment process, and you basically set your own credit limit based on how much money you keep in your account. But there are even some that require no security deposit or prepayment – although these cards usually make money from cardholders by charging high interest rates and fees due to the reduced creditworthiness of the cardholder.

For most people, the best credit card for bad credit will be one that charges reasonable fees in exchange for helpful features like online bill paying and financial management tools. Study the menu of fees to see how much you can expect to pay for using the card in the way to which you are accustomed. Another key fact area to consider will be whether or not the credit card company reports to the major credit bureaus on a regular basis. This type of regular reporting is the major building block toward credit report. After taking these aspects into consideration, pick a card that suits you and use it to build up your poor credit score by making on-time payments with all creditors and keeping account balances low relative to the credit limit. This may allow you to later successfully apply for a traditional credit card with a lower rate and fewer monthly fees and charges.

Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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