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Revvi Card
Revvi Card Review
The Revvi Card is an intriguing option for those looking to rebuild their credit, especially given its no security deposit requirement and the perk of earning cash back on purchases, which isn't always common in cards aimed at lower credit tiers.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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Revvi Card
SIGN-UP BONUS
N/A
REWARDS RATE
1% Cash Back
Rewards Rate
1% Cash Back
Purchase APR
35.99%*
Program Fee
$95*
Annual Fee
See Terms*
Card Brand
Visa®
Recommended Credit Score
Poor / FairHighlights
- An initial credit limit Up To $500 (See terms*)
- Earn 1% Cash Back Rewards^^ on payments made to your Revvi Credit Card!
- Opportunity to request credit limit increase after twelve months, fee applies.
- Fast and easy application process.
- Reports monthly to all three major credit bureaus.
- *See Rates, Fees, Costs & Limitations for complete offer details
- ^^See Revvi Rewards Programs Terms & Conditions for details
Additional Info
Foreign Transaction Fee
N/A
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 17, 2025
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Good
- The Revvi Card is a credit card that doesn't require a security deposit, making it accessible for individuals with low credit scores or limited credit history who are looking to build or improve their credit, as it reports to all three major credit bureaus. Additionally, it offers cash back on all purchases, providing an incentive for cardholders to use the card responsibly while earning rewards.
The Not So Good
- Despite its benefits, the Revvi Card comes with a high annual fee and a high APR, which can quickly outweigh the advantages of cash back rewards if balances are not paid in full monthly. Moreover, it includes a program fee upon account opening, which adds an additional upfront cost, making it less attractive for those seeking a cost-effective route to credit building.
The Bottom Line
The Revvi Card is an intriguing option for those looking to rebuild their credit, especially given its no security deposit requirement and the perk of earning cash back on purchases, which isn't always common in cards aimed at lower credit tiers.
Editorial Note: This content is not provided by Revvi. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Revvi.
Related Card Offers
Apply Now
on Bank of America's secure site
Sign-Up Bonus
25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
Flexible Redemption
Redeem points for a statement credit to pay for travel or dining purchases, such as flights, hotel stays, car and vacation rentals, baggage fees, and also at restaurants including takeout.
Rewards Rate
1.5 points per $1 spent on all purchases. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center. 3 points per $1 spent on travel purchases booked through the Bank of America Travel Center.
See Our Review
Apply Now
on Discover's secure site
0% Intro APR
0% Intro APR for 15 months on purchases and balance transfers, then 18.24% - 27.24% Variable APR
Rewards Rate
5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
Welcome Offer
Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
See Our Review
Apply Now
on Discover's secure site
Intro APR
0% Intro APR for 6 months on purchases and 0% Intro APR for 18 months on balance transfers, then 18.24% - 27.24% Variable APR
Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
Ongoing APR
18.24% - 27.24% Variable APR
See Our Review