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No Annual Fee Credit Cards – Credit Cards with No Annual Fees Compare No Annual Fee Credit Cards

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  • No annual fee credit cards independent ratings & consumer reviews
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on Capital One's secure site

Capital One® Quicksilver® Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 60 Offer Ratings
Over the Past 60 Days!

(60) Over the Past 60 Days!
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on Capital One's secure site

  • Rewards Rate

    Unlimited 1.5% Cash Back on every purchase, every day

  • Bonus Cash

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Rates and Fees

    No annual fee and no foreign transaction fees


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 15 months; 16.24%-26.24% variable APR after that
  • 0% intro APR on balance transfers for 15 months; 16.24%-26.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
  • Pay no annual fee or foreign transaction fees

Citi Simplicity® Card - No Late Fees Ever

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 57 Offer Ratings
Over the Past 60 Days!

(57) Over the Past 60 Days!
  • Intro Purchase APR

    0%* for 12 months on Purchases*

  • Intro BT APR

    0%* for 21 months on Balance Transfers*

  • Regular Purchase APR

    16.24% - 26.24%* (Variable)


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 16.24% - 26.24%, based on your creditworthiness
  • If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full
  • There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
  • The same great rate for all balances, after the introductory period
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
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on Capital One's secure site

Capital One® VentureOne® Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 27 Offer Ratings
Over the Past 60 Days!

(27) Over the Past 60 Days!
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on Capital One's secure site

  • Rewards Rate

    1.25 Miles per dollar on every purchase, every day

  • Intro Purchase APR

    0% intro on purchases for 12 months

  • Regular Purchase APR

    14.24% - 24.24% (Variable)


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn 1.25X miles on every purchase, every day and pay no annual fee. Plus earn 10X miles on thousands of hotels, through January 2020; learn more at hotels.com/venture
  • Transfer your miles to over 12 leading travel loyalty programs
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 14.24%-24.24% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
Apply Now

on HSBC's secure site

Rates & Fees

HSBC Gold Mastercard® credit card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 29 Offer Ratings
Over the Past 60 Days!

(29) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 15 months

  • Intro Balance Transfer APR

    0% for 15 months

  • Rates and Fees

    No annual fee, no foreign transaction fee, and no penalty APR


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • 0% Intro APR on purchases and balance transfers for the first 15 months from account opening. Then a variable APR of 14.24%, 20.24% or 25.24% will apply.
  • No Penalty APR.
  • Late Fee Waiver.
  • No Foreign Transaction Fees.
  • $0 Annual Fee.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

See additional details for HSBC Gold Mastercard® credit card

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on Discover's secure site

Rates & Fees

Discover it® Balance Transfer

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • Introductory APR

    0% for 18 months on balance transfers & 0% for 6 months on purchases*

  • Rewards Rate

    Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*

  • Ongoing APR

    14.24% - 25.24% Variable*


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • 100% U.S. based customer service.
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Receive FREE Social Security number alerts - Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Balance Transfer

Apply Now

on HSBC's secure site

Rates & Fees

HSBC Cash Rewards Mastercard® credit card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 13 Offer Ratings
Over the Past 60 Days!

(13) Over the Past 60 Days!
  • Rewards Rate

    Unlimited 1.5% cash rewards on all purchases

  • Sign Up Bonus

    Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases

  • Anniversary Bonus

    10% annual cash back bonus


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash rewards on all purchases.
  • Earn an Introductory 3% Cash Back on all purchases in the first 12 months from Account opening, up to the first $10,000 in purchases
  • 10% Anniversary Bonus on all Cash Rewards earned once a year.
  • No Annual Fee.
  • 0% Intro APR for 12 months on purchases and balance transfers, then a 15.24%, 19.24% or 25.24% variable APR.
  • No Foreign Transaction Fees.
  • $0 liability for unauthorized purchases.
  • Terms Apply.
  • See Rates & Fees

Citi® Double Cash Card – 18 month BT offer

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 34 Offer Ratings
Over the Past 60 Days!

(34) Over the Past 60 Days!
  • Rates & Fees

    No Annual Fee & a Low Regular APR

  • Rewards Rate

    Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay

  • Cash Back Details

    No rotating categories and no caps on cash back


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
  • Balance Transfers do not earn cash back
  • 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*
Apply Now

on Bank of America's secure site

Bank of America® Travel Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.5/5.0 from 17 Offer Ratings
Over the Past 60 Days!

(17) Over the Past 60 Days!
Apply Now
Call To Apply

on Bank of America's secure site

  • Rewards Rate

    Earn 1.5 points per $1 spent on all purchases

  • Intro Purchase APR

    0% Introductory APR on purchases for 12 billing cycles

  • Regular APR

    17.24% - 25.24% Variable APR on purchases and balance transfers


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online or call 800-821-8749
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 25,000 online bonus points after you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases. After the intro APR ends, 17.24% - 25.24% Variable APR will apply
  • If you’re a Preferred Rewards member, you can earn 25% - 75% more points on every purchase
Apply Now

on Bank of America's secure site

BankAmericard® credit card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!
Apply Now
Call To Apply

on Bank of America's secure site

  • Intro Balance Transfer APR

    0% Intro APR for 18 billing cycles for any balance transfers made in the first 60 days

  • Intro Purchase APR

    0% Introductory APR on purchases for 18 billing cycles

  • Regular APR

    15.24% - 25.24% Variable APR


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-821-8754
  • 0% Introductory APR for 18 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 15.24% - 25.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
  • No annual fee
  • No penalty APR. Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply
  • Access your FICO® Score for free within Online Banking or your Mobile Banking app

See additional details for BankAmericard® credit card

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on Bank of America's secure site

Bank of America® Cash Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.5/5.0 from 19 Offer Ratings
Over the Past 60 Days!

(19) Over the Past 60 Days!
Apply Now
Call To Apply

on Bank of America's secure site

  • Intro Purchase APR

    0% Introductory APR on purchases for 12 billing cycles

  • Intro BT APR

    0% Intro APR for 12 billing cycles for any balance transfers made in the first 60 days

  • Regular APR

    16.24% - 26.24% Variable APR on purchases and balance transfers


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online or call 800-791-5562
  • No annual fee
  • $200 online cash rewards bonus after you make at least $1000 in purchases in the first 90 days of account opening
  • NEW OFFER: Maximize your cash back in the category of your choice: gas, online shopping, dining, travel, drug stores, or home improvement /furnishings
  • Now earn 3% cash back in your choice category and 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), and unlimited 1% on all other purchases
  • You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same
  • No expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to balance transfers
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
Apply Now

on Discover's secure site

Rates & Fees

Discover it® Miles

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 6 Offer Ratings
Over the Past 60 Days!

(6) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • Bonus Miles

    We'll match all the Miles you've earned at the end of your first year.*

  • Rewards Rate

    1.5 Miles per $1 Spent*

  • Redeeming is Easy

    Redeem your Miles as a statement credit towards travel purchases*


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Discover will match ALL the Miles you've earned at the end of your first year, automatically. For example, if you earn 30,000 Miles, you get 60,000 Miles. That's $600 towards travel! 
  • Earn unlimited 1.5x Miles for every dollar spent on all purchases all with no annual fee. 
  • No Blackout Dates - fly any airline, stay at any hotel. 
  • Redeem your Miles as a statement credit towards travel purchases. 
  • Freeze your account in seconds with an on/off switch either on the mobile app or website to prevent new purchases, cash advances, and balance transfers. 
  • Get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Receive FREE Social Security number alerts - Discover will monitor thousands of risky websites when you sign up. 
  • No Annual Fee.
  • See Rates & Fees

See additional details for Discover it® Miles

Apply Now

on Chase's secure site

Chase Freedom Unlimited®

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 21 Offer Ratings

(21)
Apply Now

on Chase's secure site

  • Introductory APR

    0% for 15 months on purchases and balance transfers

  • Sign-up Bonus

    Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent.

  • Cash Back Details

    Redeem Cash Back for any amount, anytime


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • New Offer! Double Cash Back: Earn 3% cash back on all purchases in your first year up to $20,000 spent. After that earn unlimited 1.5% cash back on all purchases.
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 17.24-25.99%. Balance transfer fee is 3% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • Free credit score, updated weekly with Credit JourneySM
  • No annual fee

See additional details for Chase Freedom Unlimited®

Apply Now

on Discover's secure site

Rates & Fees

Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!

(4) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • Cashback Match™

    Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*

  • EARN

    Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*

  • Redeem

    Any amount, any time. Cash back rewards never expire*


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com and more up to the quarterly maximum, each time you activate.
  • Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Redeem cash back any amount, any time. Rewards never expire.
  • Use your rewards at Amazon.com checkout.
  • Receive FREE Social Security number alerts - Discover will monitor thousands of risky websites when you sign up.
  • No annual fee.
  • See Rates & Fees

See additional details for Discover it® Cash Back

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

No Annual Fee Credit Cards

Credit cards come with all sorts of fees, so many consumers look specifically for those that are low-interest or credit cards with no annual fee. An annual fee is a one-time fee credit card companies charge to have the card per year, mainly for the more prestigious credit cards like American Express.

Many credit cards offer no annual fee for the first year, meaning they waive the annual fee until year two comes around. Annual fees can range anywhere from as little as $20 to as high as a few hundred dollars, depending on the card. Examine the pros and the cons of the best credit cards with no annual fee and see if the benefits outweigh the fee. Review no annual fee credit cards to choose the one with the benefits that interest you.

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Picture of Rick Ball

By: | Sep 22, 2017

No Annual Fee Credit Cards is what i am looking for

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

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