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No Annual Fee Credit Cards – Credit Cards with No Annual Fees Compare No Annual Fee Credit Cards

  • Compare 10+ cards from our partners offering credit cards with no annual fee
  • No annual fee credit cards independent ratings & consumer reviews
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on Capital One's secure site

Capital One® VentureOne® Rewards Credit Card

 

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Over the Past 60 Days!

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  • Rewards Rate

    1.25 Miles per dollar on every purchase, every day

  • Intro Purchase APR

    0% intro on purchases for 12 months

  • Regular Purchase APR

    12.99% - 22.99% (Variable)


Highlights

  • Click "APPLY NOW" to apply online
  • Enjoy a one-time bonus of 20,000 miles once you spend $1,000 on purchases within 3 months from account opening, equal to $200 in travel
  • Earn unlimited 1.25 miles per dollar on every purchase, every day and pay no annual fee
  • Fly any airline, stay at any hotel, anytime
  • Enjoy a low intro APR on purchases for 12 months; 12.99%-22.99% variable APR after that
  • Travel when you want with no blackout dates
  • No foreign transaction fees
  • Miles won't expire for the life of the account and there's no limit to how many you can earn
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on Discover's secure site

Discover it® Cashback Match™

 

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Over the Past 60 Days!

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  • Cashback Match™

    Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*

  • EARN

    Up to 5% cash back in bonus categories, 1% on everything else*

  • Redeem

    Any amount, any time. Cash back rewards never expire*


Highlights

  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • You could turn $150 into $300 with Cashback Match™. Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like gas stations, Amazon.com, restaurants, wholesale clubs and more, up to the quarterly maximum each time you activate. Plus, 1% cash back on all other purchases.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • 100% U.S. based customer service.
  • Get your FICO® Credit Score for free on monthly statements, on mobile and online.
  • No annual fee.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

See additional details for Discover it® Cashback Match™

Citi® Diamond Preferred® Card – 21 Month Intro Offer on BT and Purchases

 

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Over the Past 60 Days!

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  • Intro Purchase APR

    0%* for 21 months on Purchases*

  • Intro BT APR

    0%* for 21 months on Balance Transfers*

  • Regular Purchase APR

    13.99% - 23.99%* (Variable)


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • Get 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 13.99% - 23.99% based upon your creditworthiness* 
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer 
  • Citi® Price Rewind searches for lower prices online for 60 days for your registered purchases: you can get back up to $500 per item and $2,500 a year*
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions 
  • No annual fee*
  • Free access to FICO® Scores*
Apply Now

on Capital One's secure site

Capital One® Quicksilver® Cash Rewards Credit Card

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Rewards Rate

    Unlimited 1.5% Cash Back on every purchase, every day

  • Bonus Cash

    One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening

  • Rates and Fees

    No annual fee and no foreign transaction fees


Highlights

  • Click "APPLY NOW" to apply online
  • One-time $150 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your Quicksilver card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases for 9 months; 13.99%-23.99% variable APR after that
  • Balance transfers also have a 0% intro APR for 9 months; 13.99%-23.99% variable APR after that; a 3% fee applies to each balance transferred
  • Pay no annual fee or foreign transaction fees

Citi® Double Cash Card – 18 month BT offer

 

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Over the Past 60 Days!

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  • Rates & Fees

    No Annual Fee & a Low Regular APR

  • Rewards Rate

    Earn 1% on Purchases & 1% on Payments

  • No Limits or Restrictions

    No Cash Back Limits & Your Rewards Won't Expire


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • Earn cash back twice on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • Balance Transfers do not earn cash back
  • 0% Intro  APR on Balance Transfers for 18 months. After that, the variable APR will be 14.49% - 24.49% based on your creditworthiness
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases.
  • No categories to track, no caps on cash back, no annual fee*
Apply Now

on Bank of America's secure site

Bank of America® Cash Rewards Credit Card

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Intro Purchase APR

    0% Introductory APR on purchases for 12 billing cycles

  • Intro BT APR

    0% Intro APR for 12 billing cycles for balance transfers made in the first 60 days

  • Regular APR

    13.99% - 23.99% Variable APR on purchases and balance transfers


Highlights

  • Click "APPLY NOW" to apply online or call 800-791-5562
  • No annual fee
  • $150 online cash rewards bonus after you spend at least $500 on purchases in the first 90 days of account opening
  • Earn 1% cash back on every purchase, 2% at grocery stores and wholesale clubs, and 3% on gas for the first $2,500 in combined grocery/wholesale club/gas purchases each quarter
  • No changing categories and no expiration on rewards
  • 0% Introductory APR for 12 billing cycles for purchases AND for any balance transfers made in the first 60 days, then, 13.99% - 23.99% Variable APR. 3% fee (min $10) applies to balance transfers
  • Get a 10% customer bonus every time you redeem your cash back into a Bank of America® checking or savings account
  • If you're a Preferred Rewards client, you can increase that bonus to 25% - 75%

Citi Simplicity® Card - No Late Fees Ever

 

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Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Intro Purchase APR

    0%* for 21 months on Purchases*

  • Intro BT APR

    0%* for 21 months on Balance Transfers*

  • Regular Purchase APR

    14.99% - 24.99% (Variable)


  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
  • 0% Intro APR on Balance Transfers and Purchases for 21 months. After that, the variable APR will be 14.99% - 24.99% based on your creditworthiness*
  • There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
  • The same great rate for all balances, after the introductory period.
  • Save time when you call with fast, personal help, 24 hours a day – just say “representative”
  • Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
Apply Now

on Chase's secure site

Chase Freedom Unlimited®

 

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(1)
  • Rates and Fees

    Unlimited 1.5% cash back and no annual fee

  • Sign-up Bonus

    Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening.

  • Cash Back Details

    Redeem Cash Back for any amount, anytime


Highlights

  • Click "APPLY NOW" to apply online
  • Unlimited 1.5% cash back on every purchase – it's automatic
  • Earn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening
  • 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 15.99-24.74%. Balance transfer fee is 5% of the amount transferred, $5 minimum
  • No minimum to redeem for cash back
  • Cash Back rewards do not expire as long as your account is open
  • No annual fee

See additional details for Chase Freedom Unlimited®

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

No Annual Fee Credit Cards

Credit cards come with all sorts of fees, so many consumers look specifically for those that are low-interest or credit cards with no annual fee. An annual fee is a one-time fee credit card companies charge to have the card per year, mainly for the more prestigious credit cards like American Express.

Many credit cards offer no annual fee for the first year, meaning they waive the annual fee until year two comes around. Annual fees can range anywhere from as little as $20 to as high as a few hundred dollars, depending on the card. Examine the pros and the cons of the best credit cards with no annual fee and see if the benefits outweigh the fee. Review no annual fee credit cards to choose the one with the benefits that interest you.

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