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Bilt World Elite Mastercard®
Bilt World Elite Mastercard® Review
The Bilt World Elite Mastercard® stands out for its unique proposition, allowing users to earn rewards on rent payments without without the transaction fee, up to 100,000 points each calendar year, a rare and valuable benefit for renters. Additionally, its flexible rewards system, which includes travel and fitness perks, makes it a compelling option for those looking to maximize their credit card benefits beyond traditional spending categories.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Bilt World Elite Mastercard®
SIGN-UP BONUS
Bilt cardholders can earn double points on purchases made on the first of the month (excluding Rent) up to 1,000 bonus points. You must use the card 5 times each statement period to earn points.
REWARDS RATE
Earn 3x Bilt Points on dining, 2x points on travel, and 1x points on other purchases, and rent (up to 100,000 points each calendar year). Earn double points on Rent Day (excluding rent) up to 1,000 bonus points. Use the card 5 times each statement period to earn points.
Rewards Rate
Earn 3x Bilt Points on dining, 2x points on travel, and 1x points on other purchases, and rent (up to 100,000 points each calendar year). Earn double points on Rent Day (excluding rent) up to 1,000 bonus points. Use the card 5 times each statement period to earn points.
Rates and Fees
No annual fee and no foreign transaction fees
Extra Benefits
Enjoy Cellular Telephone Protection and Purchase Security with the Bilt World Elite Mastercard®
Annual Fee
$0
Card Brand
Mastercard®
Recommended Credit Score
Good / ExcellentHighlights
- Select 'Apply Now' to learn more about the product features, terms and conditions
- A credit card that lets you earn points on rent payments at any property without the transaction fee.
- $0 Annual Fee
- Earn 1x points on rent payments without the transaction fee, up to 100,000 points each calendar year
- Earn 3x points on dining
- Earn 2x points on travel
- Earn 1x points on other purchases
- Earn double points on the first of each month (excluding rent, up to 1,000 bonus points)
- Use the card 5 times each statement period to earn points
- Earn up to 5x Bilt points on Lyft rides when you link your Bilt account and pay with your Bilt card
- Point redemptions include airlines, hotels, future rent payments, credit card statements, toward a down payment on a home, etc.
Additional Info
Foreign Transaction Fee
$0
Balance Transfer Fee
Up to 5% for each balance transfer, with a minimum of $5
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Jun 16, 2025
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Good
- The Bilt World Elite Mastercard® allows cardholders to earn valuable rewards on their rent payments without incurring any transaction fees, a feature that distinguishes it from many other cards and can lead to significant savings and benefits for renters.
The Not So Good
- Despite its innovative rewards structure, the card may not be as beneficial for individuals who don't have large rent expenses or those who prioritize cashback and rewards in categories other than housing, as its rewards system is primarily focused on rent payments and related categories.
The Bottom Line
The Bilt World Elite Mastercard® stands out for its unique proposition, allowing users to earn rewards on rent payments without without the transaction fee, up to 100,000 points each calendar year, a rare and valuable benefit for renters. Additionally, its flexible rewards system, which includes travel and fitness perks, makes it a compelling option for those looking to maximize their credit card benefits beyond traditional spending categories.
Editorial Note: This content is not provided by Bilt Rewards. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bilt Rewards.
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