Rated 4.5/5 stars by our editorial team
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4.1/5.0 from 15 Offer Ratings
Over the Past 60 Days!
Get a dollar-for-dollar match of all the cash back you've earned at the end of your first year, automatically*
Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*
Any amount, any time. Cash back rewards never expire*
Regular Purchase APR
14.24% - 25.24% Variable
Intro Purchase APR
0% for 14 months
Intro BT APR
0% for 14 months
Typical Credit Needed
Foreign Transaction Fee
Balance Transfer Fee
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
With the Discover it® Cash Back credit card you can earn a solid 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, amazon.com and more up to the quarterly maximum, each time you activate, 1% unlimited cash back on all other purchases - automatically. The strong earnings categories change on a regular basis, but they typically include popular products and services related to travel, dining, groceries, and gas. As an exclusive offer, Discover will automatically match all of the cash back you earn during your first year of cardmembership.
The cash back you earn won't expire as long as your account is open and in good standing, and it's very easy to redeem the cash back you've earned as a statement credit towards your account. You can also redeem the accumulated rewards by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.
The Discover it® Cash Back credit card additionally offers new card members an introductory APR of 0% for 14 months from the date of account opening. There is also no annual fee and no foreign transaction fees, as well as a free FICO® credit score available online and with your monthly statements.
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best sign up bonuses on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge sign up bonus in your first year.
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
4.1 out of 5.0