Rated 4.5/5 stars by our editorial team
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3.8/5.0 from 44 Offer Ratings
Over the Past 60 Days!
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Rated 4.5/5 stars by our editorial team
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Your Rating:
3.8/5.0 from 44 Offer Ratings
Over the Past 60 Days!
0% Intro APR
0% Intro APR for 15 months on purchases and Balance Transfers, then 16.49% - 27.49% Variable APR.
Rewards Rate
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
Sign-Up Bonus
Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
Regular Purchase APR
16.49% - 27.49% Variable APR
Intro Purchase APR
0% Intro APR for 15 months
Intro BT APR
0% Intro APR for 15 months
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
Foreign Transaction Fee
None
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
$0 Fraud Liability
Yes
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
4.5
Intro APR
4.5
Fees
4.5
Benefits
4.0
Overall Rating
4.5 /5
With the Discover it® Cash Back credit card you can 5% cash back on everyday purchases at different places each quarter like amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. plus, earn unlimited 1% cash back on all other purchases - automatically The strong earnings categories change on a regular basis, but they typically include popular products and services related to travel, dining, groceries, and gas. As an exclusive offer, Discover will automatically match all of the cash back you earn during your first year of cardmembership.
Rewards never expire. Discover will credit your account with your Cashback Bonus balance if your account is closed or if you have not used your account within 18 months. You can also redeem the accumulated rewards by making a charitable contribution of your liking, or by converting them into purchase power for merchandise or gift cards.
The Discover it® Cash Back credit card additionally offers new card members an introductory purchase APR of 0% Intro APR for 15 months from the date of account opening. After that, the purchase APR is 16.49% - 27.49% Variable APR. There is also no annual fee and no foreign transaction fees, as well as a free FICO® credit score available online and with your monthly statements.
The Discover it® Cash Back credit card is an excellent cash back card that currently offers one of the best sign up bonuses on the market. With cash back, no annual fee, and a nice intro APR, this card is a good fit for just about anyone.
There is no limit to the amount of cash back you can earn with the Cashback Match offer, so you could earn a huge sign up bonus in your first year.
If you don't want to have to think about the rotating bonus categories, this might not be the best card for you.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Regular APR
4.5
Intro APR
4.5
Fees
4.5
Benefits
4.0
Overall Rating
4.5 /5
3.8 out of 5.0
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+39 users submitted a rating without a full review
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By: Thomas Donaldson | Nov 15, 2017
No one can beat Discovers customer service! Plus, the cash back on this card is top of the line
By: Damien | Sep 12, 2016
Fantastic Card! I have had it for three months, and it has only exceeded my thoughts of this card. I had a fear of credit cards but this has been such a great card I would recommend it to everyone I talk to!
By: Steven | Aug 10, 2016
I have several cards but this is by far the best in my wallet. It's the best card you'll ever get.
By: Rose | Jun 29, 2016
I love it.
By: Paul | Mar 31, 2016
I have another Discover card and love it
Featured
Featured
Rated 5/5 stars by our editorial team
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Your Rating:
4.3/5.0 from 37 Offer Ratings
Over the Past 60 Days!
Intro Purchase APR
0% for 12 months on Purchases
Intro Balance Transfer APR
0% for 21 months on Balance Transfers
Regular Purchase & BT APR
17.49% - 28.24% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi® Diamond Preferred® Card
on Wells Fargo's secure site
Rated 4/5 stars by our editorial team
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Your Rating:
3.8/5.0 from 46 Offer Ratings
Over the Past 60 Days!
Welcome Offer
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Wells Fargo Active Cash® Card
Rated 5/5 stars by our editorial team
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Your Rating:
4.5/5.0 from 22 Offer Ratings
Over the Past 60 Days!
Sign-Up Bonus
Earn $200 cash back after you spend $1,500 on purchases in the first 6 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
Rewards Rate
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
Intro APR
0% intro APR for 15 months on purchases and balance transfers, then 18.49% - 28.49% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Citi Custom Cash℠ Card
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Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
Credit cards for fair credit are intended for those with a credit score between 550 - 659.
Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
- - -
Credit cards for no credit are intended for those without an established credit score.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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