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3.9/5.0 from 12 Offer Ratings
Over the Past 60 Days!
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Sign-up Bonus
Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening!
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Introductory APR
0% Intro APR on Purchases for 15 months
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Regular APR
14.99% - 23.74% Variable
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn a $200 Bonus after you spend $500 on purchases in your first 3 months from account opening.
- 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Enjoy new 5% categories each quarter!
- 5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more
- 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% - 23.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom FlexSM card
- Keep tabs on your credit health - Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
See additional details for Chase Freedom Flex℠
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Introductory APR
0% Intro APR on Purchases for 15 months on purchases
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Sign-up Bonus
Earn an extra 1.5% on everything you buy (on up to $20,000 spent in the first year) — worth up to $300 cash back. That’s 6.5% on travel purchased through Chase Ultimate Rewards®, 4.5% on dining and drugstores, and 3% on all other purchases.
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Regular APR
14.99% - 23.74% Variable
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- INTRO OFFER: Earn an additional 1.5% cash back on everything you buy (on up to $20,000 spent in the first year) - worth up to $300 cash back!
- Enjoy 6.5% cash back on travel purchased through Chase Ultimate Rewards®, our premier rewards program that lets you redeem rewards for cash back, travel, gift cards and more; 4.5% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and 3% on all other purchases (on up to $20,000 spent in the first year).
- After your first year or $20,000 spent, enjoy 5% cash back on Chase travel purchased through Ultimate Rewards®, 3% cash back on drugstore purchases and dining at restaurants, including takeout and eligible delivery service, and unlimited 1.5% cash back on all other purchases.
- No minimum to redeem for cash back. You can choose to receive a statement credit or direct deposit into most U.S. checking and savings accounts. Cash Back rewards do not expire as long as your account is open!
- Enjoy 0% Intro APR for 15 months from account opening on purchases and balance transfers, then a variable APR of 14.99% - 23.74%.
- No annual fee – You won’t have to pay an annual fee for all the great features that come with your Freedom Unlimited® card
- Keep tabs on your credit health, Chase Credit Journey helps you monitor your credit with free access to your latest score, real-time alerts, and more.
See additional details for Chase Freedom Unlimited®
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Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 13.24% - 19.24% Variable
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Sign Up Bonus
Earn $750 bonus cash back
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Cash Back Rewards
Earn 5% cash back in select business categories
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
- 0% introductory APR for 12 months on purchases
See additional details for Ink Business Cash® Credit Card
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Bonus Rewards
Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
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Rewards Rate
5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases
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Bonus Perks
Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 when you redeem through Chase Ultimate Rewards®.
- Enjoy benefits such as a $50 annual Ultimate Rewards Hotel Credit, 5x on travel purchased through Chase Ultimate Rewards®, 3x on dining and 2x on all other travel purchases, plus more.
- Get 25% more value when you redeem for airfare, hotels, car rentals and cruises through Chase Ultimate Rewards®. For example, 60,000 points are worth $750 toward travel.
- With Pay Yourself BackSM, your points are worth 25% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories.
- Get unlimited deliveries with a $0 delivery fee and reduced service fees on eligible orders over $12 for a minimum of one year with DashPass, DoorDash's subscription service. Activate by 03/31/22.
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more.
See additional details for Chase Sapphire Preferred® Card
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Sign Up Bonus
Earn $750 bonus cash back
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Rewards Rate
Earn unlimited 1.5% cash back on every purchase
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Rates & Fees
No annual fee and 0% intro APR for 12 months on purchases
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn $750 bonus cash back after you spend $7,500 on purchases in the first 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase made for your business
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®
- Earn rewards faster with employee cards at no additional cost. Set individual spending limits for greater control
- With Fraud Protection your card transactions will be monitored for possible signs of fraudulent activity using real-time fraud monitoring
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information
- 0% introductory APR for 12 months on purchases
See additional details for Ink Business Unlimited® Credit Card
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Sign Up Bonus
Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
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Rewards Rate
Earn 4 points per $1 spent on Southwest® purchases. Earn 3 points per $1 spent on Rapid Rewards® hotel and car rental partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 2 points per $1 spent on social media and search engine advertising, internet, cable, and phone services. Earn 1 point per $1 spent on all other purchases.
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Bonus Perks
9,000 bonus points after your Cardmember anniversary
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Typical Credit Needed
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Annual Fee
$199
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 80,000 points after you spend $5,000 on purchases in the first 3 months.
- 9,000 bonus points after your Cardmember anniversary.
- NEW! Earn 4X points on Southwest® purchases.
- Earn 3X points on Rapid Rewards® hotel and car partners.
- NEW! Earn 2X points on rideshare.
- Earn 2X points on social media and search engine advertising, internet, cable, and phone services and 1X points on all other purchases.
- 4 Upgraded Boardings per year when available.
- Global Entry or TSA Pre✓® Fee Credit.
See additional details for Southwest® Rapid Rewards® Performance Business Credit Card
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Sign Up Bonus
Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
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Bonus Miles
6,000 bonus points after your Cardmember anniversary
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Rewards Rate
Earn 3 points per $1 spent on Southwest® purchases. Earn 2 points per $1 spent on Rapid Rewards® hotel and car partners. Earn 2 points per $1 spent on local transit and commuting, including rideshare. Earn 1 point per $1 spent on all other purchases.
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Typical Credit Needed
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Annual Fee
$99
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 points after you spend $3,000 on purchases in the first 3 months your account is open.
- 6,000 bonus points after your Cardmember anniversary.
- NEW! Earn 3X points on Southwest Airlines® purchases.
- Earn 2X points on Rapid Rewards® hotel and car partners.
- NEW! Earn 2X points on rideshare.
- 1 point per $1 spent on all other purchases.
- NEW! 2 EarlyBird Check-In® each year.
- Earn unlimited tier qualifying points towards A-List status.
- See additional Southwest® Rapid Rewards® Premier Business Credit Card details
See additional details for Southwest® Rapid Rewards® Premier Business Credit Card
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Sign Up Bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open.
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Rewards Rate
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn 1X points on all other purchases.
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Rates & Fees
No foreign transaction fees.
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Typical Credit Needed
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Annual Fee
$149
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.
- 7,500 anniversary points each year.
- NEW! Earn 3X points on Southwest® purchases.
- NEW! Earn 2X points on local transit and commuting, including rideshare.
- NEW! Earn 2X points on internet, cable, phone services, and select streaming.
- $75 Southwest® travel credit each year.
- 4 Upgraded Boardings per year when available.
- No foreign transaction fees.
See additional details for Southwest Rapid Rewards® Priority Credit Card
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Sign Up Bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open.
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Rewards Rate
Earn 3X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn 1X points on all other purchases.
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Rates & Fees
No Foreign Transaction Fees
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Typical Credit Needed
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Annual Fee
$99
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.
- 6,000 anniversary points each year.
- NEW! Earn 3X points on Southwest® purchases.
- NEW! Earn 2X points on local transit and commuting, including rideshare.
- NEW! Earn 2X points on internet, cable, phone services, and select streaming.
- NEW! 2 EarlyBird Check-In® each year.
- All points earned count towards Companion Pass®.
- No foreign transaction fees.
See additional details for Southwest Rapid Rewards® Premier Credit Card
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Sign Up Bonus
Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.
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Rewards Rate
5x points on flights and 10x points on hotels and car rentals through Chase Ultimate Rewards®
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Extra Perks
$300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
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Typical Credit Needed
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Annual Fee
$550
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
- $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.
- Earn 5x total points on air travel and 10x total points on hotels and car rentals when you purchase travel through Chase Ultimate Rewards® immediately after the first $300 is spent on travel purchases annually. Earn 3x points on other travel and dining & 1 point per $1 spent on all other purchases
- Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards®. For example, 50,000 points are worth $750 toward travel
- With Pay Yourself BackSM, your points are worth 50% more during the current offer when you redeem them for statement credits against existing purchases in select, rotating categories
- 1:1 point transfer to leading airline and hotel loyalty programs
- Access to 1,300+ airport lounges worldwide after an easy, one-time enrollment in Priority Pass™ Select and up to $100 application fee credit for Global Entry or TSA PreCheck®
- Count on Trip Cancellation/Interruption Insurance, Auto Rental Collision Damage Waiver, Lost Luggage Insurance and more
See additional details for Chase Sapphire Reserve®
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Bonus Offer
Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
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Rewards Rate
Earn 2 miles per $1 spent on dining, hotel stays and United purchases. 1 mile per $1 spent on all other purchases
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Extra Perks
Priority boarding, free first checked bag, & $0 foreign transaction fee
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Typical Credit Needed
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Annual Fee
$0 Intro for the First Year, then $95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 60,000 bonus miles after you spend $3,000 on purchases in the first 3 months your account is open.
- $0 introductory annual fee for the first year, then $95
- Earn 2 miles per $1 spent on dining, hotel stays, and United purchases
- Up to $100 Global Entry or TSA PreCheck® fee Credit
- 25% back on United inflight purchases
- Check your first bag for free (a savings of up to $140 per roundtrip) when you use your card to purchase your ticket
- Enjoy priority boarding privileges and visit the United ClubSM with 2 one-time passes each year for your anniversary
- Earn 2 miles per $1 spent on dining including eligible delivery services
See additional details for United℠ Explorer Card
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Sign Up Bonus
Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
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Rewards Rate
Earn up to 15 points total per $1 spent when you stay at an IHG hotel. Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases.
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Extra Perks
Fourth Reward Night Free.
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn 80,000 bonus points after spending $2,000 on purchases within the first three months of account opening
- No Annual Fee
- Earn up to 15 points total per $1 spent when you stay at an IHG hotel
- Earn 2 points per $1 spent on purchases at gas stations, grocery stores, and restaurants. Earn 1 point per $1 spent on all other purchases
- No Foreign Transaction Fees
- Fourth Reward Night Free
- IHG Rewards Club Bonus points are redeemable at hotels such as InterContinental®, Crowne Plaza®, Kimpton®, EVEN® Hotels, Indigo® Hotels & Holiday Inn®
See additional details for IHG® Rewards Club Traveler Credit Card
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Sign Up Bonus
Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open.
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Rewards Rate
Earn 2X points on Southwest® purchases. Earn 2X points on Rapid Rewards® hotel and car partners. Earn 2X points on local transit and commuting, including rideshare. Earn 2X points on internet, cable, phone services, and select streaming. Earn 1X points on all other purchases.
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Extra Perks
3,000 bonus points after your Cardmember anniversary.
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Typical Credit Needed
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Annual Fee
$69
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 40,000 bonus points after spending $1,000 on purchases in the first 3 months your account is open. Plus, now enjoy more benefits and more ways to earn.
- 3,000 anniversary points each year.
- Earn 2X points on Southwest® purchases.
- NEW! Earn 2X points on local transit and commuting, including rideshare.
- NEW! Earn 2X points on internet, cable, phone services, and select streaming.
- NEW! 2 EarlyBird Check-In® each year.
- Earn 1 point for every $1 spent on all other purchases.
- All points earned count towards Companion Pass®.
See additional details for Southwest Rapid Rewards® Plus Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Chase Credit Card / Chase Card Review
Chase credit cards are issued through JPMorgan Chase, which traces its history back to the early days of industrial development in the USA. The Chase Manhattan Bank was a prominent bank at the turn of the 20th century. Eventually in the year 2000 J.P. Morgan Bank and Chase Manhattan combined forces through a corporate merger. Today JPMorgan Chase is a major financial services company servicing individual clients and business customers in more than 50 countries.
Chase credit cards come in a full range of credit cards tailored to customer spending patterns and goals, and there is a wide variety to choose from when it comes to rewards and cash-back programs. Some of the best travel, hotel, and airline rewards programs are offered by Chase, and the company also has innovative bonus and cash-back cards for both individuals and businesses. Offers include, for example, Marriott Rewards and Chase Hyatt hotel rewards credit cards; several Ink Rewards cards; Sapphire, Slate, and Freedom Cards; and airline cards for Southwest and United. To help you understand the distinctions between various Chase cards this section contains complete snapshots of each Chase credit card along with expert reviews and summaries.