Add cards to start comparing.

Chase Sapphire Reserve®

Apply Now

on Chase's secure site

Chase Sapphire Reserve®

 

Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.8/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

Apply Now

on Chase's secure site


  • Regular Purchase APR

    16.99%-23.99% Variable

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $550

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening. That's $750 toward travel when you redeem through Chase Ultimate Rewards®
  • $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year
  • 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases
  • Get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel

Card Fees

  • Foreign Transaction Fee

    $0

  • Balance Transfer Fee

    Either $5 or 5% of the amount of each balance transfer, whichever is greater

  • Cash Advance Fee

    Either $10 or 5% of the amount of each transaction, whichever is greater.

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

Editorial Disclaimer: This content is not provided by the bank advertiser. Opinions expressed here are author's alone, not those of the issuer, and have not been reviewed, approved or otherwise endorsed by the issuer. This site may be compensated through the issuer's Affiliate Program.

  • Regular APR

    4.0

  • Intro APR

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    5.0 /5

From the LendingTree.com Editorial Team

The Chase Sapphire Reserve® is a top travel rewards credit card and offers some of the best perks and rewards available. Although it comes with a $550 annual fee, there is a long list of generous benefits that can easily make up for the yearly charge – especially for frequent travelers! For starters, cardholders earn 50,000 bonus points after you spend $4,000 on purchases in the first 3 months from account opening.

You'll also earn 3X points on travel immediately after earning your $300 travel credit. 3X points on dining at restaurants including eligible delivery services, takeout and dining out & 1 point per $1 spent on all other purchases.. A few of the big perks that largely offsets the hefty annual fee is a $300 Annual Travel Credit as reimbursement for travel purchases charged to your card each account anniversary year.

The points you earn with the Chase Sapphire Reserve® are among the most valuable credit card points available. You get 50% more value when you redeem your points for travel through Chase Ultimate Rewards. For example, 50,000 points are worth $750 toward travel. Plus, you have the option of 1:1 point transfers to a number of leading airline and hotel loyalty programs. If you have the Chase Freedom® or Chase Freedom Unlimited® credit card, you can even combine points between your accounts to maximize your earnings.

The Bottom Line

Whether you're a serious traveler or just looking to save on your annual vacation, the Chase Sapphire Reserve® has a lot to offer. Don't be fooled by the steep annual fee – this credit card can save you tons of money with its valuable points and long list of generous perks.

The Good

This card is jam-packed with helpful rewards and benefits. Between airport lounge access, annual travel credits, and flexible redemption options, there are plenty of ways to save money on travel. Plus, the rewards rate is extra high, and there's no cap on the amount of points you can earn.

The Not So Good

The annual fee isn't waived the first year and there is no intro APR with this card.


Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.

Expert Reviews of the Chase Sapphire Reserve®

  • Regular APR

    4.0

  • Intro APR

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    5.0 /5


Consumer Reviews 5 Reviews

Offer Rating

4.8 out of 5.0

5 Star
 
 
(4)
4 Star
 
 
(1)
3 Star
 
 
(0)
2 Star
 
 
(0)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+5 users submitted a rating without a full review

Be the first one to write an in-depth review!


gif loader

Back to top