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on Discover's secure site

Rates & Fees

Discover it® Cash Back

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 39 Offer Ratings
Over the Past 60 Days!

(39) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • 0% Intro APR

    0% Intro APR for 15 months on purchases and Balance Transfers, then 13.49% - 24.49% Variable APR.

  • Rewards

    5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically

  • Cashback Match™

    Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Redeem cash back in any amount, any time. Rewards never expire.
  • NEW Intro APR: Get a 0% intro APR for 15 months on purchases. Then 13.49% to 24.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.
  • See Rates & Fees

See additional details for Discover it® Cash Back

Citi Custom Cash℠ Card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 44 Offer Ratings
Over the Past 60 Days!

(44) Over the Past 60 Days!
  • Sign-up Bonus

    Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.

  • Rewards Rate

    Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.

  • Intro APR

    0% intro APR for 15 months on purchases and balance transfers, then 15.49% - 25.49% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
  • 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
  • No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
  • No Annual Fee
  • Citi will only issue one Citi Custom Cash℠ Card account per person.
  • See additional Citi Custom Cash℠ Card details

See additional details for Citi Custom Cash℠ Card

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on Wells Fargo's secure site

Rates & Fees

Wells Fargo Active Cash® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 64 Offer Ratings
Over the Past 60 Days!

(64) Over the Past 60 Days!
Apply Now

on Wells Fargo's secure site

Rates & Fees

Terms Apply

  • Sign Up Bonus

    Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months

  • Rewards Rate

    Earn unlimited 2% cash rewards on purchases

  • Extra Perks

    No categories to track or remember and cash rewards don't expire as long as your account remains open


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
  • Earn unlimited 2% cash rewards on purchases
  • 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 16.49%, 21.49%, or 26.49% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
  • $0 annual fee
  • No categories to track or remember and cash rewards don't expire as long as your account remains open
  • Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash® Card
  • Select “Apply Now” to learn more about the product features, terms and conditions
  • See Rates & Fees

See additional details for Wells Fargo Active Cash® Card

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on Bank of America's secure site

Bank of America® Customized Cash Rewards credit card

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.3/5.0 from 41 Offer Ratings
Over the Past 60 Days!

(41) Over the Past 60 Days!
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on Bank of America's secure site

  • Bonus Cash

    $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening

  • Rewards Rate

    3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases

  • Reward Terms

    You can update your choice category for future purchases once each calendar month using the Mobile Banking app or Online Banking, or do nothing and it stays the same.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening.
  • Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases.
  • If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category. 
  • No annual fee and no expiration on rewards. 
  • Contactless Cards - The security of a chip card, with the convenience of a tap. 
  • This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
Apply Now

on Capital One's secure site

Capital One Quicksilver Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 89 Offer Ratings
Over the Past 60 Days!

(89) Over the Past 60 Days!
Apply Now

on Capital One's secure site

  • Rewards Rate

    Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

  • Bonus Cash

    One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening

  • 0% Intro APR

    0% intro on purchases for 15 months, then 16.49% - 26.49% (Variable). 0% intro on balance transfers for 15 months, then 16.49% - 26.49% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 16.49%-26.49% variable APR after that

Citi® Double Cash Card – 18 month BT offer

 

Rated 5/5 stars by our editorial team

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Your Rating:

4.4/5.0 from 31 Offer Ratings
Over the Past 60 Days!

(31) Over the Past 60 Days!
  • Rewards Rate

    Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.

  • Cash Back Details

    No rotating categories and no caps on cash back

  • Redeem Cash Back

    Receive a Check, Statement Credit, or Direct Deposit


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
  • To earn cash back, pay at least the minimum due on time.
  • Balance Transfer Only Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49%, based on your creditworthiness.
  • If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
  • There is an intro balance transfer fee of 3% of each transfer (minimum $5) completed within the first 4 months of account opening. After that, your fee will be 5% of each transfer (minimum $5).
  • The standard variable APR for Citi Flex Plan is 15.49% - 25.49%, based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
  • See additional Citi® Double Cash Card – 18 month BT offer details
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on American Express's secure site

Rates & Fees

Terms Apply

Blue Cash Everyday® Card from American Express

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!
Apply Now

on American Express's secure site

Rates & Fees

Terms Apply

  • Buy Now, Pay Later Intro Offer

    Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.

  • Bonus Cash Back

    3% at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.

  • Rewards Rates

    2% cash back at U.S. gas stations and 1% back on other purchases.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
  • Buy Now, Pay Later: Enjoy $0 intro plan fees when you use Plan It® to split up large purchases into monthly installments. Pay $0 plan fees on plans created during the first 15 months after account opening. Plans created after that will have a monthly plan fee up to 1.33% of each purchase amount moved into a plan based on the plan duration, the APR that would otherwise apply to the purchase, and other factors.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 15.49% to 25.49%.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations.
  • 1% Cash Back on other purchases.
  • Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees
Apply Now

on U.S. Bank's secure site

Rates & Fees

U.S. Bank Cash+® Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.8/5.0 from 19 Offer Ratings
Over the Past 60 Days!

(19) Over the Past 60 Days!
Apply Now

on U.S. Bank's secure site

Rates & Fees

Terms Apply

  • Rewards Rate

    5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose. 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center. 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants. 1% cash back on all other eligible purchases.

  • Sign Up Bonus

    $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening

  • Intro APR

    0% Intro APR on balance transfers for the first 15 billing cycles, then 15.99% - 25.99% (Variable) on purchases and balance transfers


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • New! $200 bonus after spending $1,000 in eligible purchases within the first 120 days of account opening.
  • 5% cash back on your first $2,000 in combined eligible purchases each quarter on two categories you choose.
  • 5% cash back on prepaid air, hotel and car reservations booked directly in the Rewards Travel Center.
  • 2% cash back on one everyday category, like Gas Stations/EV Charging Stations, Grocery Stores or Restaurants.
  • 1% cash back on all other eligible purchases.
  • 0% Intro APR on purchases and balance transfers for the first 15 billing cycles. After that, a variable APR currently 15.99% - 25.99%
  • No Annual Fee.
  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
  • Terms and conditions apply.
  • See Rates & Fees
Apply Now

on Discover's secure site

Rates & Fees

Discover it® chrome

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!
Apply Now

on Discover's secure site

Rates & Fees

  • Intro APR

    0% Intro APR for 15 months on purchases and balance transfers, then 13.49% - 24.49% Variable APR

  • Rewards Rate

    2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically

  • Ongoing APR

    13.49% - 24.49% Variable APR*


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn cash back on your next road trip with 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • Redeem your cash back for any amount, any time. Cash rewards never expire.
  • NEW Intro APR: Get a 0% intro APR for 15 months on purchases. Then 13.49% - 24.49% Standard Variable Purchase APR applies, based on credit worthiness.
  • No annual fee.
  • Click "Apply Now" to see terms and conditions.
  • See Rates & Fees

See additional details for Discover it® chrome

Apply Now

on Capital One's secure site

Capital One SavorOne Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 11 Offer Ratings
Over the Past 60 Days!

(11) Over the Past 60 Days!
Apply Now

on Capital One's secure site

  • Rewards Rate

    3% Cash Back on dining and entertainment; 3% Cash Back on popular streaming services; 3% Cash Back at grocery stores; 1% Cash Back on all other purchases. Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats

  • Sign Up Bonus

    Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening

  • Cash Back Details

    No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a one-time $200 cash bonus after you spend $500 on purchases within the first 3 months from account opening
  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), plus 1% on all other purchases
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Earn 8% cash back on Capital One Entertainment purchases and tickets at Vivid Seats
  • No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 16.49% - 26.49% variable APR after that
  • No foreign transaction fee
  • No annual fee
Apply Now

on U.S. Bank's secure site

Rates & Fees

U.S. Bank Altitude® Go Visa Signature® Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 9 Offer Ratings
Over the Past 60 Days!

(9) Over the Past 60 Days!
Apply Now

on U.S. Bank's secure site

Rates & Fees

Terms Apply

  • Sign Up Bonus

    Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening.

  • Rewards

    Earn 4X points on dining, takeout, and restaurant delivery, 2X points at grocery stores, grocery delivery, gas stations, EV charging stations and on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more! And earn 1X points on all other eligible purchases.

  • Intro APR

    0% for 12 billing cycles on purchases, then 16.49% - 25.49% (Variable) and 0% introductory APR for the first 12 billing cycles for balances transferred within 60 days from account opening, then 16.49% - 25.49% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Intro Offer: Earn 20,000 bonus points when you spend $1,000 in eligible purchases within the first 90 days of account opening. That's a $200 value redeemable towards merchandise, gift cards, cash back, travel and more.
  • 4X points on dining, takeout, and restaurant delivery.
  • 2X points on streaming services. Plus, a $15 credit for annual streaming purchases like Netflix, Hulu, Spotify®, Apple Music, Disney+, HBO Max and more!
  • 2X points at grocery stores, grocery delivery, gas stations, and EV charging stations
  • 1X point on all other eligible purchases.
  • 0% Intro APR on purchases and balance transfers for the first 12 billing cycles. After that, a variable APR applies, currently 16.49% - 25.49%.
  • No Annual Fee
  • Points never expire
  • Pay over time by splitting eligible purchases of $100+ into equal monthly payments with U.S. Bank ExtendPay™ Plan.
  • Terms and conditions apply.
  • See Rates & Fees
Apply Now

on Upgrade's secure site

Upgrade Visa® Card with Cash Rewards

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
Apply Now

on Upgrade's secure site

  • Credit Line

    Up to $20,000*

  • Rewards Rate

    1.5% unlimited cash back on card purchases every time you make a payment

  • Annual Fee

    $0


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Combine the flexibility of a card with the low cost and predictability of a loan
  • $0 fees - $0 annual fee, $0 activation fees, $0 maintenance fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Access to a virtual card while you wait for your card to arrive in the mail
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability 
  • * To qualify for the $200 welcome bonus, you must open and fund a new Rewards Checking account and make 3 debit card transactions within 60 days of your Upgrade Card account opening. The bonus will be applied as a one-time credit to your account and will not otherwise reduce the amount of your regular monthly payments. The bonus credit will be posted to your Upgrade Card as a rewards credit within 1-2 billing periods following the third debit card transaction on your Rewards Checking account. Your Upgrade Card must be in good standing to receive a bonus.
  • See additional Upgrade Visa® Card with Cash Rewards details

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

About Cash Back Credit Cards – Find the Best Cashback Credit Cards

Cash back credit cards, as their name implies, reward you with cash back for using the card. That makes them one of the most popular kinds of rewards cards because it’s like getting an extra discount on every purchase.

When looking for a cash back credit card you will want to keep in mind, however, that the biggest factors impacting any credit card are those that affect your interest rate and any standard fees and charges. If you get a card with too high of an interest rate or too expensive of an annual fee, it might undermine the whole point of trying to receive extra cash. The cash you get back with your cash back credit card should be viewed as an added perk. In other words, the best cashback credit card for you should allow you to enjoy that perk based on its fundamental ability to provide cash rewards in a relatively short amount of time.

Check our expert ratings, compare cards, and locate the top cash back credit cards which deliver the best all-around benefits – moderately low interest rate, universal cash back option and potentially one with no cap on the amount of cash back that can be earned. Most cash back credit cards will generally offer anywhere from 1% to 5% cash back – and will have guidelines regarding how much cash you can earn during a given timeframe. But if you pick your card wisely and then use it responsibly a cash back credit card is just like having an automatic savings plan or piggy bank tied to your purchase activity.

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