Add cards to start comparing.

Citi® Double Cash Card – 18 month BT offer

Citi® Double Cash Card – 18 month BT offer


Rated 5/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.3/5.0 from 39 Offer Ratings
Over the Past 60 Days!

(39) Over the Past 60 Days!

  • Regular Purchase APR

    15.74% - 25.74%* (Variable)

  • Intro Purchase APR


  • Intro BT APR

    0% for 18 months on Balance Transfers*

  • Typical Credit Needed






  • Annual Fee


  • Card Brand



  • Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases
  • To earn cash back, pay at least the minimum due on time
  • 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness.*
  • Balance Transfers do not earn cash back
  • Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
  • No categories to track, no caps on cash back, no annual fee*

Card Fees

  • Foreign Transaction Fee


  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

Additional Card Details

  • $0 Fraud Liability


  • Auto Rental Insurance


  • Extended Warranty Program


  • Roadside Assistance


  • Purchase Protection


  • Travel Assistance


  • Flight Accident Insurance


  • Lost Luggage Reimbursement


  • Concierge Service


Expert Reviews

  • Regular APR


  • Intro APR


  • Fees


  • Benefits


  • Overall Rating

    5.0 /5

From the Editorial Team

The Citi Double Cash Credit Card, from our partner Citi, is the perfect card for earning cash back on all purchases without having to follow category restrictions throughout the year. What makes this card so unique is the ability for consumers to earn additional cash back just for making on-time payments. Citibank does advertise its products on our website.

With this card, you’re basically earning double cash back for doing what you already do on a monthly basis; making purchases and paying your bill. What’s more, you don’t need to enroll in any program and there’s no cap on the cash back you can earn.

Cardmembers will also enjoy an intro APR of 0% for 18 months on Balance Transfers*. The on-going interest rate is 15.74% - 25.74%* (Variable) based on your creditworthiness and you pay no annual fee. 

The Bottom Line

The Citi Double Cash card is great for those wanting to earn cash back on all purchases without having to worry about rotating categories and for those who carry a balance.

The Good

To start, Earn 2% cash back on purchases 1% when you buy and 1% as you make payments for those purchases. This card is also great for those wanting to pay no interest on balance transfers for 18 months.

The Not So Good

You will need excellent credit to get approved for the Citi Double Cash card.

Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Expert Reviews of the Citi® Double Cash Card – 18 month BT offer

  • Regular APR


  • Intro APR


  • Fees


  • Benefits


  • Overall Rating

    5.0 /5

Consumer Reviews 39 Reviews

Offer Rating

4.3 out of 5.0

5 Star
4 Star
3 Star
2 Star
1 Star

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+34 users submitted a rating without a full review

Sort by:

By: | Jun 6, 2018

It seems easy and straight forward so far

By: | May 2, 2017

Best cash back credit card I have ever had. Highest cash back percentage on the market, 2%! No special categories or enrollment necessary. Since I have discovered this card I have been using only this one for purchases and payments. Thank you Citi!

By: | Mar 28, 2016

I am using until now. it is a special credit card. I do not any proplem with double cash.

By: | Mar 21, 2016

2% back, no caps, no annual fee, no hassle. what else do you need to know? if you want the best rewards value that doesn't require you to use a different card for every purchase category and/or use your rewards on specific things (rather than straight cash), you can't beat doublecash.PS - i will add that, if you don't plan to spend much on the card over the next couple years (eg. less than a few hundred per month), you can be better off with Freedom, Quicksilver, BofA or AmEx Blue Cash, depending on your preference, since they all give signup bonuses and Citi does not.

By: | Mar 1, 2016

Citi is one of the best cards for cash back. You virtually get 2% cash back. 1% after you make a purchase and 1% after you pay your balance. Need I say more?

gif loader

Back to top