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Blue Cash Everyday® Card from American Express
An Advertising Partner
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Regular Purchase APR
18.49%-29.49% Variable
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Intro Purchase APR
0% on purchases for 15 months
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Intro BT APR
0% on balance transfers for 15 months
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
- No Annual Fee.
- Balance Transfer is back! Enjoy 0% intro APR on purchases and balance transfers for 15 months from the date of account opening. After that, 18.49% to 29.49% variable APR.
- 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%.
- 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%.
- 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%.
- Get $7 back each month after using your Blue Cash Everyday Card to spend $12.99 or more each month on an eligible subscription to The Disney Bundle, which includes Disney+, Hulu, and ESPN+. Enrollment required.
- Terms Apply.
- See Rates & Fees
Card Fees
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Balance Transfer Fee
Either $5 or 3% of the amount of each transfer, whichever is greater.
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
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Concierge Service
Yes
Expert Reviews
From the LendingTree.com Editorial Team
The Blue Cash Everyday® Card from American Express is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months. For ongoing rewards, this card comes with bonus cash back categories such as 3% Cash Back at U.S. supermarkets on up to $6,000 per year in purchases, then 1%. 3% Cash Back on U.S. online retail purchases, on up to $6,000 per year, then 1%. 3% Cash Back at U.S. gas stations, on up to $6,000 per year in purchases, then 1%. 1% cash back on other purchases. Terms apply.
There's an intro APR of 0% on purchases for 15 months on purchases - after the intro period is up, the APR will be 18.49%-29.49% Variable depending on your creditworthiness. It's the same for balance transfers: an intro APR of 0% on balance transfers for 15 months, then 18.49%-29.49% Variable APR after that.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.
The Bottom Line
The Blue Cash Everyday® Card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great welcome offer, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.
The Good
With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.
The Not So Good
Outside of the the special bonus categories, you only earn 1% cash back on purchases.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews 1 Reviews
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+-2 users submitted a rating without a full review
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By: Anita | May 26, 2017
I love my AmEx card, this is my second one. The rewards are great. I've earned enough to get gift cards and statement credits. I was approved for a small CL initially but requested an increase after 61 days of using the card regularly and paying more than the minimum and was granted the increase. I'm stoked! I use it everyday from morning coffee/frappuccinos to large purchases!Awesome card with exceptional rewards!
By: ZK | Mar 21, 2016
We used to have an air miles credit card and hated not being able to use the miles whenever we wanted. A friend told us about this credit card that gives you cash back. Actually it's basically credit back to your account, but we'll take it. A few years ago it was a yearly payout. Since we put everything on our credit card, we would get close to $400. I would use that money to buy a plane ticket and go visit my parents. Today, AmEx will pay you monthly if you choose so and in increments of $25, depending on how much you earn. We are happy with the service and the cash back and highly recommend the card. We do have a Visa card as well but majority of places do take AmEx these days.
By: William | Mar 21, 2016
I rotate between 2 cards for everyday use and the Blue Cash Everyday Card from Amex is one of them. Some people say that Amex is not widely accepted because it costs merchants more to accept their cards, but I have had no issues using it anywhere. And the reason it costs merchants more is because the rewards/protections/benefits offered to Amex cardholders is what makes it great. Also, Amex sends me emails with localized offers which allow me to save 10-20% nearby stores which I often take advantage of. These discounts in addition to the 3/2/1 makes this card a great one.
Related Card Offers
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Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
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Intro APR
0% intro on purchases for 15 months, then 19.24% - 29.24% (Variable). 0% intro on balance transfers for 15 months, then 19.24% - 29.24% (Variable)
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Cash Back Details
No rotating categories or sign-ups needed to earn cash rewards; plus cash back won't expire for the life of the account and there's no limit to how much you can earn
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- $0 annual fee and no foreign transaction fees
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases and balance transfers for 15 months; 19.24%-29.24% variable APR after that; 3% fee on the amounts transferred within the first 15 months
See additional details for Capital One Quicksilver Cash Rewards Credit Card
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0% Intro APR
0% Intro APR for 15 months on purchases and Balance Transfers, then 16.24% - 27.24% Variable APR.
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Rewards Rate
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically
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Sign-Up Bonus
Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Discover
Highlights
- INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $150 cash back into $300.
- Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically.
- Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
- Every $1 you earn in cash back is $1 you can redeem.
- Get a 0% intro APR for 15 months on purchases. Then 16.24% to 27.24% Standard Variable Purchase APR applies, based on credit worthiness.
- No annual fee.
- Click "Apply Now" to see terms and conditions.
- See Rates & Fees
See additional details for Discover it® Cash Back
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Welcome Offer
Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
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Rewards Rate
Earn unlimited 2% cash rewards on purchases
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Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Earn a $200 cash rewards bonus after spending $1,000 in purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 19.24%, 24.24%, or 29.24% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No categories to track or remember and cash rewards don't expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 of cell phone protection against damage or theft when you pay your monthly cell phone bill with your eligible Wells Fargo card. (subject to a $25 deductible).
- Select “Apply Now” to learn more about the product features, terms and conditions
- See Rates & Fees
See additional details for Wells Fargo Active Cash® Card
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