Rated 4/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
Intro Purchase APR
0% on purchases for 15 months
Intro BT APR
Typical Credit Needed
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Balance Transfer Fee
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
The Blue Cash Everyday® Card from American Express is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. For ongoing rewards, this card comes with bonus cash back categories such as 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases.
There's an intro APR of 0% on purchases for 15 months on purchases - after the intro period is up, the APR will be 13.99%-23.99% Variable depending on your creditworthiness.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.
The Blue Cash Everyday® Card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great welcome offer, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.
With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.
Outside of the the special bonus categories, you only earn 1% cash back on purchases.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
4.0 out of 5.0