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3.8/5.0 from 26 Offer Ratings
Over the Past 60 Days!
Blue Cash Everyday® Card from American Express
An Advertising Partner
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Regular Purchase APR
13.99%-23.99% Variable
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Intro Purchase APR
0% on purchases for 15 months
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
American Express
Highlights
- Click "APPLY NOW" to apply online
- Earn 20% back on Amazon.com purchases on the Card in the first 6 months of Card membership, up to $150 back.
- Plus, earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of card membership. You will receive cash back in the form of statement credits.
- 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
- 2% Cash Back at U.S. gas stations and at select U.S. department stores.
- 1% Cash Back on other purchases.
- Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
- Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee.
- Cash back is received in the form of Reward Dollars that can be easily redeemed for statement credits.
- No annual fee.
- Terms Apply.
- See Rates & Fees
Card Fees
Foreign Transaction Fee
2.7% of each transaction after conversion to US dollars.
Balance Transfer Fee
N/A
Cash Advance Fee
Either $10 or 5% of the amount of each cash advance, whichever is greater.
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
Yes
Travel Assistance
Yes
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
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Concierge Service
Yes
Expert Reviews
From the LendingTree.com Editorial Team
The Blue Cash Everyday® Card from American Express is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can earn $100 back after you spend $2,000 in purchases on your new Card within the first 6 months of Card Membership. For ongoing rewards, this card comes with bonus cash back categories such as 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases. Terms apply.
There's an intro APR of 0% on purchases for 15 months on purchases - after the intro period is up, the APR will be 13.99%-23.99% Variable depending on your creditworthiness.
Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.
The Bottom Line
The Blue Cash Everyday® Card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great welcome offer, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.
The Good
With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.
The Not So Good
Outside of the the special bonus categories, you only earn 1% cash back on purchases.
Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.
Consumer Reviews 26 Reviews
Offer Rating
3.8 out of 5.0
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+23 users submitted a rating without a full review
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By: Anita | May 26, 2017
I love my AmEx card, this is my second one. The rewards are great. I've earned enough to get gift cards and statement credits. I was approved for a small CL initially but requested an increase after 61 days of using the card regularly and paying more than the minimum and was granted the increase. I'm stoked! I use it everyday from morning coffee/frappuccinos to large purchases!Awesome card with exceptional rewards!
By: ZK | Mar 21, 2016
We used to have an air miles credit card and hated not being able to use the miles whenever we wanted. A friend told us about this credit card that gives you cash back. Actually it's basically credit back to your account, but we'll take it. A few years ago it was a yearly payout. Since we put everything on our credit card, we would get close to $400. I would use that money to buy a plane ticket and go visit my parents. Today, AmEx will pay you monthly if you choose so and in increments of $25, depending on how much you earn. We are happy with the service and the cash back and highly recommend the card. We do have a Visa card as well but majority of places do take AmEx these days.
By: William | Mar 21, 2016
I rotate between 2 cards for everyday use and the Blue Cash Everyday Card from Amex is one of them. Some people say that Amex is not widely accepted because it costs merchants more to accept their cards, but I have had no issues using it anywhere. And the reason it costs merchants more is because the rewards/protections/benefits offered to Amex cardholders is what makes it great. Also, Amex sends me emails with localized offers which allow me to save 10-20% nearby stores which I often take advantage of. These discounts in addition to the 3/2/1 makes this card a great one.
Related Card Offers
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Sign-up Bonus
Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
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Rewards Rate
Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
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Intro APR
0% intro APR for 15 months on purchases and balance transfers, then 13.99% – 23.99% (Variable)
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Earn $200 in cash back after you spend $750 on purchases in the first 3 months of account opening. This bonus offer will be fulfilled as 20,000 ThankYou® Points, which can be redeemed for $200 cash back.
- 0% Intro APR on balance transfers and purchases for 15 months. After that, the variable APR will be 13.99% - 23.99%, based on your creditworthiness.
- Earn 5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent, 1% cash back thereafter. Also, earn unlimited 1% cash back on all other purchases.
- No rotating bonus categories to sign up for – as your spending changes each billing cycle, your earn adjusts automatically when you spend in any of the eligible categories.
- No Annual Fee
- Citi will only issue one Citi Custom Cash℠ Card account per person.
- See additional Citi Custom Cash℠ Card details
See additional details for Citi Custom Cash℠ Card
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Intro APRs
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
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Sign Up Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
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Rewards Rate
3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% cash back on all other purchases
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase. That means you could earn up to 5.25% cash back on purchases in your choice category.
- No annual fee and no expiration on rewards
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
- Contactless Cards - The security of a chip card, with the convenience of a tap
- This online only offer may not be available if you leave this page or if you visit a Bank of America financial center. You can take advantage of this offer when you apply now.
See additional details for Bank of America® Customized Cash Rewards credit card
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Sign Up Bonus
Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
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Rewards Rate
Earn unlimited 2% cash rewards on purchases
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Extra Perks
No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Visa®
Highlights
- New! Earn a $200 cash rewards bonus after spending $1,000 on purchases in the first 3 months
- Earn unlimited 2% cash rewards on purchases
- 0% intro APR for 15 months from account opening on purchases and qualifying balance transfers, then a 14.99% to 24.99% variable APR; balance transfers made within 120 days qualify for the intro rate and fee of 3% then a BT fee of up to 5%, min: $5
- $0 annual fee
- No category restrictions or sign ups and cash rewards don’t expire as long as your account remains open
- Enjoy a premium collection of benefits at a selection of the world's most intriguing and prestigious hotel properties with Visa Signature Concierge
- Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Active Cash℠ Card
- Select “Apply Now” to learn more about the product features, terms and conditions
- See Rates & Fees
See additional details for Wells Fargo Active Cash℠ Card
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