Add cards to start comparing.

Blue Cash Everyday® Card from American Express

An Advertising Partner

Apply Now

on American Express's secure site

Blue Cash Everyday® Card from American Express

An Advertising Partner

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!

Apply Now

on American Express's secure site


  • Regular Purchase APR

    13.99%-23.99% Variable

  • Intro Purchase APR

    0% on purchases for 15 months

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    American Express

Highlights

  • Click "APPLY NOW" to apply online
  • Earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • 3% Cash Back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • 2% Cash Back at U.S. gas stations and at select U.S. department stores.
  • 1% Cash Back on other purchases.
  • Low intro APR: 0% for 15 months on purchases from the date of account opening, then a variable rate, 13.99% to 23.99%.
  • Plan It® gives the option to select purchases of $100 or more to split up into monthly payments with a fixed fee and no interest.
  • Cash Back is received in the form of Reward Dollars that can be redeemed for statement credits.
  • No annual fee.
  • Terms Apply.
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    2.7% of each transaction after conversion to US dollars.

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    Either $10 or 5% of the amount of each cash advance, whichever is greater.

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    5.0

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

The Blue Cash Everyday® Card from American Express is a solid cash back card without an annual fee. The card comes with a great rewards rate and cardholders can earn a $200 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. For ongoing rewards, this card comes with bonus cash back categories such as 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%). 2% cash back at U.S. gas stations and at select U.S. department stores. 1% cash back on other purchases.

There's an intro APR of 0% on purchases for 15 months on purchases - after the intro period is up, the APR will be 13.99%-23.99% Variable depending on your creditworthiness.

Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit. If you want to add family or friends to your account, you can do so for no extra charge, and you'll earn more Reward Dollars each time they use their cards. You can manage your card, track your spending and budget, and redeem rewards online using free Amex customer account tools.

The Bottom Line

The Blue Cash Everyday® Card from American Express is a robust cash-back card with no annual fee. You can easily earn extra cash, there is a great welcome offer, and the program doesn’t have lots of annoying restrictions. Plus you get the exceptional service you’d expect with any Amex credit card.

The Good

With no annual fee, generous rewards rates, and the welcome offer, this is a great card for any consumer. You'll also receive the legendary American Express perks and customer service.

The Not So Good

Outside of the the special bonus categories, you only earn 1% cash back on purchases.


Editorial Note: This content is not provided by American Express. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by American Express.

Expert Reviews of the Blue Cash Everyday® Card from American Express

  • Regular APR

    3.0

  • Intro APR

    5.0

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 5 Reviews

Offer Rating

4.0 out of 5.0

5 Star
 
 
(1)
4 Star
 
 
(3)
3 Star
 
 
(1)
2 Star
 
 
(0)
1 Star
 
 
(0)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+2 users submitted a rating without a full review

Sort by:

By: | May 26, 2017

I love my AmEx card, this is my second one. The rewards are great. I've earned enough to get gift cards and statement credits. I was approved for a small CL initially but requested an increase after 61 days of using the card regularly and paying more than the minimum and was granted the increase. I'm stoked! I use it everyday from morning coffee/frappuccinos to large purchases!Awesome card with exceptional rewards!

By: | Mar 21, 2016

We used to have an air miles credit card and hated not being able to use the miles whenever we wanted. A friend told us about this credit card that gives you cash back. Actually it's basically credit back to your account, but we'll take it. A few years ago it was a yearly payout. Since we put everything on our credit card, we would get close to $400. I would use that money to buy a plane ticket and go visit my parents. Today, AmEx will pay you monthly if you choose so and in increments of $25, depending on how much you earn. We are happy with the service and the cash back and highly recommend the card. We do have a Visa card as well but majority of places do take AmEx these days.

By: | Mar 21, 2016

I rotate between 2 cards for everyday use and the Blue Cash Everyday Card from Amex is one of them. Some people say that Amex is not widely accepted because it costs merchants more to accept their cards, but I have had no issues using it anywhere. And the reason it costs merchants more is because the rewards/protections/benefits offered to Amex cardholders is what makes it great. Also, Amex sends me emails with localized offers which allow me to save 10-20% nearby stores which I often take advantage of. These discounts in addition to the 3/2/1 makes this card a great one.


gif loader

Back to top