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3.8/5.0 from 42 Offer Ratings
Over the Past 60 Days!
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Intro Purchase APR
0%* for 12 months on Purchases*
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Intro BT APR
0%* for 21 months on Balance Transfers*
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Regular Purchase APR
15.99% - 25.99%* (Variable)
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- The ONLY card with No Late Fees, No Penalty Rate, and No Annual Fee… EVER
- 0% Intro APR on balance transfers for 21 months from date of first transfer. All transfers must be completed in first 4 months. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness.
- 0% Intro APR on purchases for 12 months from date of account opening. After that, the variable APR will be 15.99% - 25.99%, based on your creditworthiness.
- If you transfer a balance with this offer, after your 0% Intro purchase APR expires, both new purchases and unpaid purchase balances will automatically accrue interest until all balances, including your transferred balances, are paid in full.
- There is a balance transfer fee of either $5 or 5% of the amount of each transfer, whichever is greater
- The same great rate for all balances, after the introductory period
- Save time when you call with fast, personal help, 24 hours a day – just say “representative”
- Enjoy the convenience of setting up your own bill payment schedule on any available due date throughout the month
See additional details for Citi Simplicity® Card - No Late Fees Ever
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Sign Up Bonus
Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening*
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Bonus Rewards
First checked bag free on domestic itineraries & preferred boarding
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Rewards Rate
Earn 2 AAdvantage® miles for every $1 spent at gas stations, restaurants, and on eligible American Airlines purchases*
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Typical Credit Needed
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Annual Fee
$99, waived for first 12 months*
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Card Brand
Mastercard®
Highlights
- Earn up to 50,000 American Airlines AAdvantage® bonus miles: 40,000 AAdvantage® miles after making $2,000 in purchases in first 3 months and 10,000 after making a total of $6,000 in purchases in first 12 months of account opening*
- Earn 2 AAdvantage® miles for every $1 spent at gas stations*
- Earn 2 AAdvantage® miles for every $1 spent at restaurants*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
- Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card*
- No Foreign Transaction Fees*
- First checked bag is free on domestic American Airlines itineraries for you and up to four companions traveling with you on the same reservation*
- Enjoy preferred boarding on American Airlines flights*
- Receive 25% savings on inflight food and beverage purchases when you use your card on American Airlines flights*
See additional details for Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
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Rewards Rate
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
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Intro Balance Transfer APR
0% for 18 months on Balance Transfers*
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Regular Purchase APR
15.49% - 25.49%* (Variable)
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.49% - 25.49% based on your creditworthiness*
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
See additional details for Citi® Double Cash Card – 18 month BT offer
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Limited Time Offer
Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
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Rewards Rate
Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases & 1 AAdvantage® for every $1 spent on other purchases*
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Rates & Fees
No Foreign Transaction Fees on purchases
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Typical Credit Needed
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Annual Fee
$450
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Card Brand
Mastercard®
Highlights
- Earn 50,000 American Airlines AAdvantage® bonus miles after spending $5,000 in purchases within the first 3 months of account opening*
- Admirals Club® membership for you and access for guests traveling with you*
- Complimentary Admirals Club® lounge access for authorized users
- Earn 10,000 AAdvantage® Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year*
- No Foreign Transaction Fees on purchases*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases and 1 AAdvantage® mile for every $1 spent on other purchases*
- First checked bag is free on domestic American Airlines itineraries for you and up to 8 companions traveling with you on the same reservation*
See additional details for Citi® / AAdvantage® Executive World Elite™ Mastercard®
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Build Your Credit
Monthly reporting to the three major credit bureaus
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Perks and Features
Auto Pay can help you stay on top of your bill
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Worldwide Acceptance
Use your card anywhere that accepts Mastercard®
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- No Annual Fee, and unlike a prepaid card, it helps build credit history with monthly notifications to the credit bureaus
- A security deposit is required for this product (minimum $200)
- Pay your bill on time every month to avoid damaging your credit. Citi can help keep you on track with Auto Pay, online Bill Pay and alerts.
- Use the card anywhere Mastercard® is accepted — worldwide
See additional details for Citi® Secured Mastercard®
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Limited Time Offer
Earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
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Rewards Rate
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases
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Extra Perks
No foreign transaction fees and first check bag free on domestic itineraries
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Typical Credit Needed
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Annual Fee
$99, waived for first 12 months*
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Card Brand
Mastercard®
Highlights
- Designed for businesses
- For a limited time, earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases within the first 4 months of account opening*
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
- New: 25% savings on American Airlines inflight Wi-Fi when you use your card*
- Enjoy preferred boarding on American Airlines flights*
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases*
- Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
- Earn 1 AAdvantage® mile per $1 spent on other purchases*
- No Foreign Transaction Fees*
See additional details for CitiBusiness®/ AAdvantage® Platinum Select® World Mastercard®
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Sign Up Bonus
Earn 10,000 American Airlines AAdvantage®*
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Rewards Rate
Earn 2 miles for each $1 spent at grocery stores* & for every $1 spent on eligible American Airlines purchases*
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Extra Perks
No annual fee & 25% savings on inflight food and beverage purchases
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- NEW: Earn 10,000 American Airlines AAdvantage® bonus miles and receive a $50 statement credit after making $500 in purchases within the first 3 months of account opening*
- No Annual Fee*
- Earn 2 AAdvantage® miles for each $1 spent at grocery stores, including grocery delivery services*
- Earn 2 AAdvantage® miles for every $1 spent on eligible American Airlines purchases*
- Earn 1 AAdvantage® mile for every $1 spent on other purchases*
- Save 25% on inflight food and beverage purchases when you use your card on American Airlines flights*
See additional details for American Airlines AAdvantage MileUp℠ Card
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Rewards Rate
Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases
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Sign Up Bonus
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
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Extra Perks
No Foreign Transaction Fees*
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Typical Credit Needed
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Annual Fee
$95, waived for first 12 months*
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Card Brand
Mastercard®
Highlights
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3X Points on Travel, Including Gas Stations
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases*
See additional details for Citi Premier℠ Card
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Rewards Rate
4% on gas, 3% on restaurants & travel, 2% at Costco, 1% everywhere else
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No Foreign Transaction Fee
0% fee for transactions while traveling abroad
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Annual Fee
$0* annual fee
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Typical Credit Needed
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Annual Fee
$0*
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Card Brand
Visa®
Highlights
- Exclusively for Costco Members: Go Big with Cash Back Rewards
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership*
See additional details for Costco Anywhere Visa® Card by Citi
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Citibank Credit Card Review
Citibank credit cards are issued through Citi Bank, a subsidiary of CitiGroup, which is a multinational umbrella organization encompassing dozens of major corporations within the global financial services industry. Citi operates in more than 100 different countries and boasts approximately 200 million customers.
Citi Bank was originally founded in 1812 as a New York banking company. In the late 1990s Citi merged with Travelers Group to form the current CitiGroup brand. In addition to its credit card business CitiGroup also operates stock brokerage firms, insurance companies, investment banking services, wealth management services, and other ventures that offer financial services and related products.
Citibank credit cards include student credit cards, travel rewards cards, and Citi credit cards that have “thank you” points programs that earn valuable rewards as you shop and make purchases. The Citi Platinum Select lineup of credit cards, for example, provide zero introductory APR offers and the Citi PremierPass card is a generous rewards credit card offering bonus points for selected purchases.
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