Rated 5/5 stars by our editorial team
Click the stars to submit your rating.
Thanks for rating!
5.0/5.0 from 1 Offer Rating
Over the Past 60 Days!
-
Intro Purchase APR
0% for 12 months
-
Sign Up Bonus
15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
-
Regular Purchase APR
15.74% - 25.74% (Variable)
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Mastercard®
Highlights
- Introducing the New Citi Rewards+℠ Card - the only credit card that automatically rounds up to the nearest 10 points on every purchase - with no cap
- Earn 15,000 bonus points after you spend $1,000 in purchases with your card within 3 months of account opening; redeemable for $150 in gift cards at thankyou.com
- 0% Intro APR on balance transfers and purchases for 12 months. After that, the variable APR will be 15.74% - 25.74%, based on your creditworthiness.
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
See additional details for Citi Rewards+℠ Card
-
Rewards Rate
Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
-
Intro Balance Transfer APR
0% for 18 months on Balance Transfers*
-
Regular Purchase APR
15.74% - 25.74%* (Variable)
-
Typical Credit Needed
-
Annual Fee
$0*
-
Card Brand
Mastercard®
Highlights
- Earn 2% cash back on purchases: 1% when you buy plus 1% as you pay
- Balance Transfers do not earn cash back
- 0% Intro APR on Balance Transfers for 18 months. After that, the variable APR will be 15.74% - 25.74% based on your creditworthiness*
- Click 'Apply Now' to see the applicable balance transfer fee and how making a balance transfer impacts interest on purchases
- No categories to track, no caps on cash back, no annual fee*
See additional details for Citi® Double Cash Card – 18 month BT offer
-
Intro APR
0% for 7 months on Purchases then 16.74% - 26.74% (Variable)
-
Rewards Rate
2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
-
Sign Up Bonus
Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year. So, if you redeem 15,000 points, you get 1,500 back—it’s that simple.
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Mastercard®
Highlights
- Introducing the New Citi Rewards+℠ Student Card – the only credit card that automatically rounds up to the nearest 10 points on every purchase – with no cap
- Earn 2,500 bonus points after you spend $500 in purchases with your card within 3 months of account opening; redeemable for a $25 gift card at thankyou.com
- 0% Intro APR on purchases for 7 months. After that, the variable APR will be 16.74% - 26.74%, based on your creditworthiness
- Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases
- Get 10% Points Back for the first 100,000 ThankYou® Points you redeem per year
- No annual fee
See additional details for Citi Rewards+℠ Student Card
-
Build Your Credit
Monthly reporting to the three major credit bureaus
-
Perks and Features
Auto Pay can help you stay on top of your bill
-
Worldwide Acceptance
Use your card anywhere that accepts Mastercard®
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Mastercard®
Highlights
- The Citi® Secured Mastercard® is a no annual fee credit card that helps you build your credit when used responsibly.
- Unlike a debit card, it helps build your credit history with monthly reporting to all 3 major credit bureaus. Once available, you will also have free access to your FICO score online.
- Use your card anywhere Mastercard® is accepted — worldwide.
- A security deposit is required. Once approved, your credit limit will be equal to your security deposit (minimum of $200).
- Get help staying on track with Auto Pay and account alerts.
- With Flexible Payment Due Dates, you can choose any available due date in the beginning, middle or end of the month.
- Manage your account 24/7 online, by phone, or in our mobile app.
See additional details for Citi® Secured Mastercard®
-
Rewards Rate
4% on gas, 3% on restaurants & travel, 2% at Costco, 1% everywhere else
-
No Foreign Transaction Fee
0% fee for transactions while traveling abroad
-
Annual Fee
$0* annual fee
-
Typical Credit Needed
-
Annual Fee
$0*
-
Card Brand
Visa®
Highlights
- Exclusively for Costco Members: Go Big with Cash Back Rewards
- 4% cash back on eligible gas for the first $7,000 per year and then 1% thereafter
- 3% cash back on restaurants and eligible travel purchases
- 2% cash back on all other purchases from Costco and Costco.com
- 1% cash back on all other purchases
- No annual fee with your paid Costco membership*
See additional details for Costco Anywhere Visa® Card by Citi
-
Rewards Rate
Earn 3X Points on Travel, Including Gas Stations, Earn 2X Points on Dining Out & Entertainment, Earn 1X Points on All Other Purchases
-
Sign Up Bonus
Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
-
Extra Perks
No Foreign Transaction Fees*
-
Typical Credit Needed
-
Annual Fee
$95, waived for first 12 months
-
Card Brand
Mastercard®
Highlights
- Earn 50,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
- Earn 3 points per $1 spent on travel including gas stations
- Earn 2 points per $1 spent at restaurants and on entertainment
- Earn 1 point per $1 spent on all other purchases
- 50,000 Points are redeemable for $625 in airfare on any airline, anytime with no blackout dates when booked through the ThankYou® Travel Center, or $500 in gift cards when redeemed at thankyou.com
- No expiration and no limit to the amount of points you can earn with this card
- Points Transfer allows you to transfer points to participating airline loyalty programs
- No Foreign Transaction Fees on purchases
See additional details for Citi Premier℠ Card
-
Limited Time Offer
For a limited time: Earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases in first 4 months of account opening*
-
Rewards Rate
Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines® purchases
-
Extra Perks
No foreign transaction fees and first check bag free on domestic itineraries
-
Typical Credit Needed
-
Annual Fee
$99, waived for first 12 months*
-
Card Brand
Mastercard®
Highlights
- Designed for businesses
- For a limited time: Earn 70,000 American Airlines AAdvantage® bonus miles after making $4,000 in purchases in first 4 months of account opening*
- First checked bag is free on domestic American Airlines itineraries to reduce travel costs and boost your bottom line*
- 25% savings on American Airlines inflight Wi-Fi when you use your card*
- Enjoy preferred boarding on American Airlines flights*
- Earn 2 AAdvantage® miles per $1 spent on eligible American Airlines purchases
- Earn 2 AAdvantage® miles per $1 spent on purchases at telecommunications merchants, cable and satellite providers, car rental merchants and at gas stations*
- Earn 1 AAdvantage® mile per $1 spent on other purchases*
- No Foreign Transaction Fees*
See additional details for CitiBusiness®/ AAdvantage® Platinum Select® World Mastercard®
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Citibank Credit Card Review
Citibank credit cards are issued through Citi Bank, a subsidiary of CitiGroup, which is a multinational umbrella organization encompassing dozens of major corporations within the global financial services industry. Citi operates in more than 100 different countries and boasts approximately 200 million customers.
Citi Bank was originally founded in 1812 as a New York banking company. In the late 1990s Citi merged with Travelers Group to form the current CitiGroup brand. In addition to its credit card business CitiGroup also operates stock brokerage firms, insurance companies, investment banking services, wealth management services, and other ventures that offer financial services and related products.
Citibank credit cards include student credit cards, travel rewards cards, and Citi credit cards that have “thank you” points programs that earn valuable rewards as you shop and make purchases. The Citi Platinum Select lineup of credit cards, for example, provide zero introductory APR offers and the Citi PremierPass card is a generous rewards credit card offering bonus points for selected purchases.
Share your experiences, tips and tricks with us!
Let others learn from your experience. Ask questions. Share your thoughts and opinions about credit cards.
There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean, safe and don't disclose personal information like your credit card numbers or account information.
Community Conversation
Submit Comments
No Comments Yet
These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.