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Citi Premier® Card

Citi Premier® Card

 

Rated 4.5/5 stars by our editorial team

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  • Regular Purchase APR

    15.99% - 23.99% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Mastercard®

Highlights

  • Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening
  • NEW! Earn 3 Points at Restaurants and Supermarkets
  • Earn 3 Points at Gas Stations, Air Travel and Hotels
  • Earn 1 Point per $1 spent on all other purchases
  • NEW! Annual Hotel Savings Benefit
  • 60,000 Points are redeemable for $600 in gift cards when redeemed at thankyou.com
  • No expiration and no limit to the amount of points you can earn with this card
  • No Foreign Transaction Fees on purchases

Card Fees

  • Foreign Transaction Fee

    0%

  • Balance Transfer Fee

    3% of each balance transfer; $5 minimum.

  • Cash Advance Fee

    5% of each cash advance; $10 minimum

Additional Card Details

  • $0 Liability on Unauthorized Changes

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    0.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.5 /5

From the LendingTree.com Editorial Team

The Citi Premier® Card, from our partner Citi, is a well-rounded rewards credit card, especially for travel. This card offers one of the most generous rewards rates available: Earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels and 1X on all other purchases You can also receive a big sign up bonus! Earn 60,000 bonus ThankYou® Points after you spend $4,000 in purchases within the first 3 months of account opening.

Your ThankYou® points have no expiration and there is no limit on the amount of points you can earn. Points can be redeemed in many ways including for merchandise, travel rewards, gift cards and more. You even have the ability to transfer your points to a number of popular airline frequent flyer programs and hotel loyalty accounts!

The annual fee is $95. If you enjoy overseas travel, you’ll be happy to know that there are no foreign transaction fees with this card. 

The Bottom Line

The Citi Premier® Card has everything you need in a travel rewards credit card with a generous rewards rate, a hefty sign up bonus, and flexible redemption options.

The Good

Earn 3X points on restaurants, supermarkets, gas stations, air travel and hotels and 1X on all other purchases . The Citi Premier® Card has one of the most generous ongoing rewards programs available.

The Not So Good

The spending threshold to earn the sign up bonus is a bit high.


Editorial Note: This content is not provided by Citibank. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Citibank.

Expert Reviews of the Citi Premier® Card

  • Regular APR

    3.0

  • Intro APR

    0.0

  • Fees

    4.0

  • Benefits

    5.0

  • Overall Rating

    4.5 /5


Consumer Reviews 0 Reviews

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+-1 users submitted a rating without a full review

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By: | Mar 18, 2016

With my Citi ThankYou Premier card I get points for purchasing everyday items like gas and groceries that I can use to get rewards like gift cards or travel; On gas I get 3 points for each $1 spend. I can also use my points to purchase things on Amazon. I get email notifications which allow me to buy tickets to shows before anyone else has the opportunity to; and they also check to see if a purchase I made was cheaper elsewhere and I get the difference. There are many benefits to using the Citi ThankYou Premier card. ThankYou? Points are worth 25% more when redeemed for travel through thankyou.com, as compared to gift cards. They also offer concierge service, car rental insurance and are flexible with your spending limit.


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