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Student Credit Cards
If you’re a student looking to establish a solid credit history and good financial habits, check out star ratings and expert reviews for the best student credit cards from our partners. You could get approved in minutes using our secure online application process.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
- Annual Fee $0
-
Welcome OfferCashback Match
-
Rewards Rate1% - 5% cash back
- Credit Needed Limited / Fair
The Bottom Line
The Discover it® Student Cash Back is the perfect credit card for students to get to build credit with responsible card use and earn cash back while they are in school.
Our Take
The Good
There's no limit to how much extra cash you can earn with the Cashback Match™ offer in your first year, and there are opportunities for tons of extra cash back. Also, you won't ever have to worry about paying an annual fee or foreign transaction fees.
The Not So Good
Card Details
- Click APPLY NOW to apply online.
- UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200. Click Apply Now to view important rates and disclosures
- Earn 5% cash back on everyday purchases at different places you shop each quarter, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. Every $1 you earn in cash back is $1 you can redeem
- Rewards don't expire for the life of the account
- Build your credit with responsible use
- No credit score required to apply. Capital One may use credit scores, if available
- No annual fee and no foreign transaction fee
- Lock your card in the Mobile app if it’s misplaced, lost, or stolen
- You're covered by $0 Fraud Liability for unauthorized charges
- Rates & Fees
- Annual Fee $0
- $50 Cash Back
-
Rewards Rate1% - 8% cash back
- Earn 3% Cash Back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services
- Earn 5% Cash Back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn 8% Cash Back on Capital One Entertainment purchases
- Earn 1% Cash Back on all other purchases
- Credit Needed Fair
The Bottom Line
Our Take
The Good
The Not So Good
Card Details
- Click APPLY NOW to apply online.
- Earn unlimited 3% cash back at grocery stores (excluding superstores like Walmart® and Target®), on dining, entertainment and popular streaming services, plus 1% on all other purchases
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Earn unlimited 5% cash back on hotels, vacation rentals and rental cars booked through Capital One Travel
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
- Top rated mobile app
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Rates & Fees
- Annual Fee $0
-
Welcome OfferCashback Match
-
Rewards Rate1% - 2% cash back
- Credit Needed Limited / Fair
The Bottom Line
The Discover it® Student Chrome credit card has an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice.
Our Take
The Good
Earning extra cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The Not So Good
Card Details
- Click APPLY NOW to apply online.
- UNLIMITED CASHBACK MATCH: Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. You could turn $50 cash back into $100. Or turn $100 cash back into $200. Click Apply Now to view important rates and disclosures
- Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. You'll still earn unlimited 1% cash back on all other purchases
- Redeem cash back for any amount. Every $1 you earn in cash back is $1 you can redeem
- Rewards don't expire for the life of the account
- Build your credit with responsible use
- No credit score required to apply. Capital One may use credit scores, if available
- No annual fee and no foreign transaction fee
- Lock your card in the Mobile app if it’s misplaced, lost, or stolen
- You're covered by $0 Fraud Liability for unauthorized charges
- Rates & Fees
- Annual Fee $0
-
Welcome Offer$25 statement credit
-
Rewards Rate1.5% cash back
- Credit Needed Good / Excellent
The Bottom Line
This is a best-in-class card for building credit. There’s a strong ongoing rewards rate, $0 annual fee, and the option to be evaluated for a credit limit increase after the first six months of card ownership.
Our Take
The Good
With Chase Freedom Rise®, you can start establishing credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back. Plus, you can improve your chances of approval if you have a Chase checking account with a balance of at least $250.
The Not So Good
The value of the welcome offer is pretty low, but we do like that it encourages you to pay your bill on time every month.
Card Details
- Click APPLY NOW to apply online.
- Increase your approval chances - Having a Chase checking or savings account with a balance of at least $250 will increase your chances of getting approved for Chase Freedom Rise®
- Earn Cash Back - With Chase Freedom Rise®, you can establish credit while earning 1.5% cash back on all purchases. Cash Back rewards do not expire as long as your account is open and there is no minimum to redeem for cash back.
- Earn a $25 statement credit after signing up for automatic payments within the first three months of opening your account. With automatic payments, just pick a date and dollar amount to make sure your Credit Card gets paid on time.
- Credit Limit Increase - As a Freedom Rise® cardmember, you'll be evaluated for a credit line increase in as soon as 6 months. Your credit line is the maximum amount of money you can spend on your Freedom Rise® Card
- Free Credit Score - Track your credit score and learn how to build it with Chase Credit Journey.
- No Annual Fee - You won't have to pay an annual fee for all the great features that come with your Freedom Rise® Card.
- Member FDIC
- Rates & Fees
- Annual Fee $0
- $50 Cash Back
-
Rewards Rate1.5% - 5% Cash Back
- Credit Needed Limited / Fair
The Bottom Line
We don't have a review for this card yet, but sit tight! There's one coming soon.
Our Take
The Good
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Not So Good
We don't have a review for this card yet, but sit tight! There's one coming soon.
Card Details
- Click APPLY NOW to apply online.
- Earn unlimited 1.5% cash back on every purchase, every day
- Early Spend Bonus: Earn $50 when you spend $100 in the first three months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Enjoy no annual fee, foreign transaction fees, or hidden fees
- Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
- Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
- Build your credit with responsible card use
- Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
- Top rated mobile app
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
- Rates & Fees
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.