Best Credit Card Offers for Student | LendingTree

Student Credit Cards

If you’re a student looking to establish a solid credit history and good financial habits, check out star ratings and expert reviews for the best student credit cards from our partners. You could get approved in minutes using our secure online application process.


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on Discover's secure site

Discover it® Student Cash Back
 

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  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically
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on Discover's secure site


  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically

  • Intro Purchase APR 0% Intro APR for 6 months on purchases
  • Rewards Rate Earn 5% cash back at different places each quarter up to the quarterly maximum when you activate. 1% unlimited cash back on all other purchases - automatically.
  • Ongoing APR 18.24% - 27.24% Variable APR
  • Credit Needed Limited / Fair

Highlights

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases—automatically.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
  • Terms and conditions apply.
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on Capital One's secure site

Capital One Quicksilver Student Cash Rewards Credit Card
 

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  • Rewards Rate 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
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on Capital One's secure site


  • Rewards Rate 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

  • Rewards Rate 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
  • No Rotating Categories No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • APR 19.99% - 29.99% (Variable)
  • Credit Needed Limited / Fair

Highlights

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
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on Capital One's secure site

Capital One SavorOne Student Cash Rewards Credit Card
 

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  • Rewards Rate 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases
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on Capital One's secure site


  • Rewards Rate 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases

  • Rewards Rate 3% Cash Back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®); 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply); 8% Cash Back on Capital One Entertainment purchases; 1% Cash Back on all other purchases
  • No Rotating Categories No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • APR 19.99% - 29.99% (Variable)
  • Credit Needed Limited / Fair

Highlights

  • Earn unlimited 3% cash back on dining, entertainment, popular streaming services and at grocery stores (excluding superstores like Walmart® and Target®), with 1% on all other purchases
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Earn 10% cash back on purchases made through Uber & Uber Eats, plus complimentary Uber One membership statement credits through 11/14/2024
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Earn 8% cash back on entertainment purchases when you book through the Capital One Entertainment portal
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Apply Now

on Discover's secure site

Discover it® Student Chrome
 

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  • Rewards Rate Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
Apply Now

on Discover's secure site


  • Rewards Rate Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.

  • Intro Purchase APR 0% Intro APR for 6 months
  • Rewards Rate Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Ongoing APR 18.24% - 27.24% Variable APR
  • Credit Needed Limited / Fair

Highlights

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 cash back into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. It’s free, activate with the mobile app.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 18.24% - 27.24% applies.
  • Terms and conditions apply.
Firstcard® Credit Builder Card with Cashback for College Students
 

Rated 4/5.0 stars by our editorial team

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  • Rewards Rate Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings.
Apply Now

on Firstcard's secure site


  • Rewards Rate Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings.

  • Rates & Fees 0% APR on purchases and no annual fee, late fees, overdraft fees, or foreign exchange fees
  • Build Credit & Savings When you use your Firstcard for purchases and make timely payments, this responsible repayment behavior is reported to major credit bureaus and can have a positive impact on your credit score over time. Additionally, earn 1.25% APY on the money in your Firstcard
  • Rewards Get up to 10% Random Cashback on all qualifying purchases. Earn up to 15% cashback across 29,000 select campus merchants. Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings.
  • Credit Needed Limited

Highlights

  • Firstcard users are eligible to apply for Firstcard's $10,000 Student Scholarship.The application deadline is September 30. Don't miss this opportunity – apply here.
  • Start building your credit score early without worrying about overspending – what you deposit is what you can spend.
  • No credit history required to open a credit card.
  • No annual fee, no account minimum, no interest, and no overdraft fee.
  • Accept international students without an SSN.
  • Earn 1.25% APY with Firstcard or 4.25% APY with Firstcard+ on the money in your Firstcard.
  • Get up to 15% Merchant Cashback at 29,000 partner merchants
  • Get up to 10% Random Cashback on all qualifying purchases
  • Earn an additional 1% Unlimited Cashback with Firstcard+ on all purchases on top of the two cashback offerings (Merchant Cashback and Random Cashback) all Firstcard members are currently enjoying.
  • Monitor your credit score right in the app with Firstcard+
  • Instant access to your virtual Firstcard once your account is approved and you add your virtual card to your phone’s digital wallet.
  • Your money is protected with Firstcard — automatically insured up to $250,000 by FDIC (backed by the U.S. government).
  • Disclosures
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
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