Best Credit Card Offers for Student | LendingTree
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Student Credit Cards

If you’re a student looking to establish a solid credit history and good financial habits, check out star ratings and expert reviews for the best student credit cards from our partners. You could get approved in minutes using our secure online application process.

This site is compensated by companies whose listings appear on this site. This compensation may impact how and where listings appear (such as the order or which listings are featured). This site does not include all companies or products available.

Discover it® Student Chrome
 

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on Discover's secure site


  • Annual Fee $0
  • Regular APR 17.24% - 26.24% Variable APR
  • Rewards Rate
    • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter.
    • Earn 1% unlimited cash back on all other purchases - automatically.
    1% - 2% cash back
  • Credit Needed Limited / Fair

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $0
  • Est. Monthly Rewards
    $34
  • Est. First Year Rewards
    $405

The Bottom Line

The Discover it® Student Chrome credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice.

Our Take

The Good

Earning extra cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.

The Not So Good

The minimum line of credit is a bit low, starting at $500.


Card Details

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.
  • Earn 2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter, automatically. Plus earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Activate by mobile app for free.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% - 26.24% applies.
  • Terms and conditions apply.

Discover it® Student Cash Back
 

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on Discover's secure site


  • Annual Fee $0
  • Regular APR 17.24% - 26.24% Variable APR
  • Rewards Rate
    • Earn 5% cash back on everyday purchases at different places each quarter, up to the quarterly maximum when you activate. 
    • Earn 1% cash back on all other purchases – automatically
    1% - 5% cash back
  • Credit Needed Limited / Fair

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $0
  • Est. Monthly Rewards
    $25
  • Est. First Year Rewards
    $298

The Bottom Line

The Discover it® Student Cash Back is the perfect credit card for students to get to build credit and earn cash back while they are in school.

Our Take

The Good

There's no limit to how much extra cash you can earn with the Cashback Match™ offer in your first year, and there are opportunities for tons of extra cash back. Also, you won't ever have to worry about paying an annual fee or foreign transaction fees.

The Not So Good

The minimum line of credit is a bit low, starting at $500.


Card Details

  • INTRO OFFER: Unlimited Cashback Match for all new cardmembers – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! There’s no minimum spending or maximum rewards. So you could turn $50 cash back into $100. Or turn $100 cash back into $200.
  • Earn 5% cash back on everyday purchases at different places you shop each quarter like grocery stores, restaurants, gas stations, and more, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases.
  • Redeem your rewards for cash at any time.
  • No credit score required to apply.
  • Discover could help you reduce exposure of your personal information online by helping you remove it from select people-search sites that could sell your data. Activate by mobile app for free.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 17.24% - 26.24% applies.
  • Terms and conditions apply.

Capital One Quicksilver Student Cash Rewards Credit Card
 

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on Capital One's secure site


  • Annual Fee $0
  • Regular APR 19.24% - 29.24% (Variable)
  • Rewards Rate
    • Earn 1.5% Cash Back on every purchase, every day
    • Earn 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
    1.5% - 5% Cash Back
  • Credit Needed Limited / Fair

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $0
  • Est. Monthly Rewards
    $16
  • Est. First Year Rewards
    $197

The Bottom Line

We don't have a review for this card yet, but sit tight! There's one coming soon.

Our Take

The Good

We don't have a review for this card yet, but sit tight! There's one coming soon.

The Not So Good

We don't have a review for this card yet, but sit tight! There's one coming soon.


Card Details

  • Earn unlimited 1.5% cash back on every purchase, every day
  • Early Spend Bonus: Earn $50 when you spend $100 in the first three months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Enjoy no annual fee, foreign transaction fees, or hidden fees
  • Lock your card in the Capital One Mobile app if it's misplaced, lost or stolen
  • Earn up to $500 a year by referring friends and family when they're approved for a Capital One credit card
  • Build your credit with responsible card use
  • Whether you're at a 4-year university, community college or other higher education institution, this card might be an option for you
  • For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply

Citi Rewards+® Student Card
 

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on Citibank's secure site


  • Annual Fee $0
  • Regular APR 18.74% - 28.74% (Variable)
  • Rewards Rate
    Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases. Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/2025.
  • Credit Needed Good

OFFER VALUATION

Our valuation is an estimate only, based on LendingTree's analysis of average consumer spending habits using data provided by the Bureau of Labor Statistics and each card's unique rewards system. Actual results may vary.

Note that monthly estimates only apply to usage across the first year. Monthly estimates may change after the first year.

  • Est. Intro Rewards
    $50
  • Est. Monthly Rewards
    $27
  • Est. First Year Rewards
    $374

The Bottom Line

This card starts off with a nice sign up bonus. Get Earn 5,000 bonus points after spending $500 in the first 3 months of account opening, redeemable for $50 in gift cards or travel rewards at thankyou.com. The everyday rewards rate is solid: earn Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases. Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/2025..

Our Take

The Good

This card has $0 annual fee, so you won’t pay for card membership.

The Not So Good

If you don’t have a car and eat meals on a college meal plan, the rewards structure may not be the best fit for you.


Card Details

  • Earn 5,000 bonus points after spending $500 in the first 3 months of account opening, redeemable for $50 in gift cards or travel rewards at thankyou.com.
  • Bonus ThankYou® Points are not available if you received a new account bonus for a Citi Rewards+® account in the past 48 months or if you converted another Citi credit card account on which you earned a new account bonus in the last 48 months into a Citi Rewards+ account.
  • Earn 2X ThankYou® Points at Supermarkets and Gas Stations for the first $6,000 per year and then 1X Points thereafter. Plus, earn 1X Points on All Other Purchases.
  • Earn 5X total ThankYou® Points on hotels, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/2025.
  • The variable APR for purchases and balance transfers is 18.74% - 28.74%, based on your creditworthiness.

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Editorial Note: This content is not provided or commissioned by the credit card issuer. Any opinions, analyses, reviews or recommendations expressed in this article are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through a credit card issuer partnership.

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