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Best Student Credit Cards – Get the Best Credit Cards for Students Student Credit Cards

  • Compare student credit cards from our partners intended for students looking to establish a solid credit history
  • Credit cards for students independent ratings scores & consumer reviews
  • Secure and immediate online application process

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on Discover's secure site

Rates & Fees

Discover it® Student Cash Back

 

Rated 4/5 stars by our editorial team

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Your Rating:

4.0/5.0 from 5 Offer Ratings
Over the Past 60 Days!

(5) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 6 Months*

  • Rewards Rate

    Earn 5% cash back at different places each quarter up to the quarterly maximum, when you activate*

  • Ongoing APR

    14.99% - 23.99% Variable*


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched. 
  • Earn 5% cash back at different places each quarter like gas stations, grocery stores, restaurants or Amazon.com up to the quarterly maximum each time you activate. Plus, earn unlimited 1% cash back on all other purchases - automatically. 
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years. 
  • No annual fee. No late fee on first late payment. No APR change for paying late. 
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more. 
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds. 
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up. 
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
  • See Rates & Fees

See additional details for Discover it® Student Cash Back

Apply Now

on Deserve's secure site

Deserve® Edu Mastercard for Students

 

Rated 4/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Rewards Rate

    1% unlimited cash back on ALL purchases

  • Extra Perks

    Deserve will pay for Amazon Prime Student, get free Video, Music, and Reading (Up to a life-time total of $59)

  • Boost Your Credit Score

    Build a positive credit history with responsible use


Highlights

  • Click "APPLY NOW" to apply online
  • For college students
  • 1% unlimited cashback
  • $0 Annual Fee
  • Amazon Prime Student on Us (up to $59 lifetime total)
  • Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard
  • No Foreign Transaction Fees
  • Personalized credit insights in the Deserve Mobile App
  • No credit history or cosigner required. No SSN required for international students
Apply Now

on Discover's secure site

Rates & Fees

Discover it® Student chrome

 

Rated 4/5 stars by our editorial team

Click the stars to submit your rating.

Thanks for rating!

Your Rating:

4.0/5.0 from 2 Offer Ratings
Over the Past 60 Days!

(2) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 6 Months*

  • Bonus Rewards

    2% cash back at gas stations & restaurants on up to $1,000 in combined purchases every quarter - no sign-ups needed, 1% on everything else*

  • Ongoing APR

    14.99% - 23.99% Variable*


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • INTRO OFFER: Discover will match ALL the cash back you've earned at the end of your first year, automatically. There's no signing up. And no limit to how much is matched.
  • 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases every quarter - no sign-ups needed. Plus, earn unlimited 1% cash back on all other purchases - automatically.
  • Good Grades Rewards: $20 statement credit each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & get your free Credit Scorecard with your FICO® Credit Score, number of recent inquiries and more.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • Receive FREE Social Security number alerts-Discover will monitor thousands of risky websites when you sign up.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.99% - 23.99%.
  • See Rates & Fees

See additional details for Discover it® Student chrome

Apply Now

on Deserve's secure site

Deserve® Pro Mastercard

 

Rated 4/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Rewards Rate

    3% on travel/entertainment, 2% on restaurants & 1% on all other purchases

  • Extra Perks

    Pay no foreign transaction fees and get a Refer a Friend bonus

  • Mastercard Platinum Benefits

    Price Protection, Travel Assistance, Extended Warranty & more


Highlights

  • Click "APPLY NOW" to apply online
  • For professionals and H1B immigrants
  • $0 Annual Fee 
  • 3% cashback on Travel and Entertainment
  • 2% cashback at restaurants
  • 1% cashback everywhere else
  • No Foreign Transaction Fees
  • Cellphone protection up to $600 when you pay your monthly phone bill with your Deserve Mastercard 
  • Credit limit up to $10,000

See additional details for Deserve® Pro Mastercard

Citi ThankYou® Preferred Card for College Students

 

Rated 4/5 stars by our editorial team

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Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Intro Purchase APR

    0% for 7 months on Purchases*

  • Rewards Rate

    Earn 2X Points on Dining Out & Entertainment

  • Regular Purchase APR

    16.49% - 26.49%* (Variable)


  • Typical Credit Needed

    500

    600

    700

    750

    850

  • Annual Fee

    $0*

  • Card Brand

    Mastercard®

Highlights

  • Enjoy 0% Intro APR for 7 months on purchases from date of account opening; after that the variable APR will be 16.49% - 26.49% based upon your creditworthiness*
  • Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening
  • 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
  • Earn 2X Points on Dining Out & Entertainment
  • Earn 1X Points on All Other Purchases
  • No expiration and no limit to the amount of points you can earn with this card
  • No annual fee*
Apply Now

on Capital One's secure site

Journey® Student Rewards from Capital One®

 

Rated 4/5 stars by our editorial team

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Thanks for rating!

Your Rating:

0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
  • Rewards Rate

    Earn 1% cash back on all purchases

  • Bonus Cash Back

    Earn 25% bonus on cash back you earn each month you pay on time

  • Credit Limit Increase

    Higher credit line after 5 on-time monthly payments


Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
  • Enjoy no annual fee and no foreign transaction fees
  • Get a head start and build your credit with responsible use
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Monitor your credit profile with the CreditWise® app, free for everyone
  • $0 fraud liability if your card is ever lost or stolen
  • Pick the monthly due date that works best for you
  • Get customized alerts and manage your account with the Capital One mobile app

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Best Student Credit Cards

In the past few years, student credit cards have developed excellent features to help students manage credit card expenses, payments, and debts and reward students for effective financial management. Some, for instance, offer rewards that can be redeemed in the campus bookstore, on iTunes, or to buy concert tickets or pizza in local restaurants. Although some student credit cards are specifically designed for college students, you should also consider standard credit cards oriented towards consumers who are building credit or may have a fair credit rating.

The best credit cards for students may also offer convenient ways to help parents transfer money to kids and then track their child’s use of the card to ensure that the student is using it responsibly. Best of all, students can use these credit cards to build up their independent credit history and good credit score so that once they leave school they will be in a solid position to potentially borrow money from banks or lenders.

As with any credit card, you should first check the APR and other rates, fees, and charges including any annual fees. Carefully compare those for each student credit card – while taking any rewards and benefits into consideration. If some of the terminology card companies use to explain their plastic sounds like Greek to you, don’t worry. You can refer to the glossary provided on our site for user-friendly translations that don’t require an advanced post graduate degree to understand.

In general college students seek the following type of credit cards:

  • Credit cards with no credit history
  • Credit cards with bad credit history

Whatever the reason, students often look for a quick fix to meet their needs during their full time job of earning a degree.  Before you sign up for the instant approval student credit cards that offer you a free t-shirt, make sure you understand the terms and conditions.

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