Rated 4/5 stars by our editorial team
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3.8/5.0 from 4 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
12.99% - 21.99% Variable
Intro Purchase APR
0% for 6 months
Intro BT APR
10.99% for 6 months
Typical Credit Needed
Foreign Transaction Fee
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
Discover it® Student chrome was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. Cardholders will also enjoy an intro APR of 0% for 6 months on purchases and an intro APR of 10.99% for 6 months on balance transfers. After that, the APR is 12.99% - 21.99% Variable on purchases and 12.99% - 21.99% Variable on balance transfers.
As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership.Users will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. That means students earn unlimited 1% cash back on purchases you're already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn bonus cash back at gas stations and restaurants.
Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. Discover offers great customer service that’s available any time of the day to answer your questions and is located in the U.S.
The Discover it® Student chrome credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.
Earning bonus cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The minimum line of credit is a bit low, starting at $500.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
3.8 out of 5.0