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Highlights
- New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
- Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
- 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter - no sign-ups needed. 1% cash back on all your other purchases.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
Card Fees
Late Payment Fees
No late fee on your first late payment*
Foreign Transaction Fee
None
Balance Transfer Fee
3%
Penalty APR
None
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
Yes
Extended Warranty Program
Yes
Roadside Assistance
No
Purchase Protection
Yes
Travel Assistance
No
Flight Accident Insurance
Yes
Lost Luggage Reimbursement
No
-
Concierge Service
No
Expert Reviews
From the CompareCards.com Editorial Team
The Discover it® chrome for Students was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. Cardholders will also enjoy an intro APR of 0%* for 6 Months on purchases and an intro ARP of 10.99% for 6 Months on balance transfers.
As an exclusive offer, you can earn double cash back at the end of your first year of cardmembership.* Users will earn 2% cash back at restaurants and gas stations on up to $1,000 in combined purchases every quarter--no sign-ups needed. 1% cash back on all your other purchases. That means students earn unlimited 1% cash back on purchases you're are already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn bonus cash back at gas stations and restaurants. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of.
Discover offers great customer service that’s available any time of the day to answer your questions and are located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast.
The Bottom Line
The Discover it® chrome for Students credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.
The Good
Earning bonus cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The Not So Good
The minimum line of credit is a bit low, starting at $500.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Consumer Reviews 0 Reviews
+-1 users submitted a rating without a full review
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Related Card Offers
-
Intro Purchase APR
0% for 6 Months*
-
Rewards Rate
Up to 5% cash back in bonus categories, 1% on everything else*
-
Exclusive Bonus Offer
Get a dollar-for-dollar match of all the rewards you've earned at the end of your first year, automatically*
Highlights
- New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
- Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
- Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
- Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
- No annual fee. No late fee on first late payment. No APR change for paying late.
- Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
- Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
- 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
- Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.
See additional details for Discover it® for Students
-
Rewards Rate
Earn 1% cash back on all purchases
-
Bonus Cash Back
Earn 25% bonus on cash back you earn each month you pay on time
-
Credit Limit Increase
Higher credit line after 5 on-time monthly payments
Highlights
- Click "APPLY NOW" to apply online
- Earn 1% cash back on all your purchases. Pay on time to boost your cash back to a total of 1.25% for that month
- There's no limit to the amount of cash back you can earn, and rewards won't expire for the life of the account
- Get access to a higher credit line after making your first 5 monthly payments on time
- Pay no annual or foreign transaction fees
- Fraud coverage if your card is lost or stolen
- Pick the monthly due date that works best for you
See additional details for Journey® Student Rewards from Capital One®
-
Intro Purchase APR
0%* for 7 Months on Purchases
-
Rewards Rate
2 ThankYou Points on restaurants & entertainment
-
Regular Purchase APR
15.49% - 25.49%* (Variable)
Highlights
- Earn 2,500 bonus points after spending $500 in purchases within the first 3 months of account opening*
- 2,500 ThankYou® Points are redeemable for $25 in gift cards, electronics and other great rewards when redeemed at thankyou.com
- Earn 2X Points on Dining Out & Entertainment
- Earn 1X Points on All Other Purchases
- No expiration and no limit to the amount of points you can earn with this card
- Travel with ease and enjoy global acceptance with Chip Technology
- No annual fee*
See additional details for Citi ThankYou® Preferred Card for College Students
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