Rated 4/5 stars by our editorial team
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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!
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Rated 4/5 stars by our editorial team
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Over the Past 60 Days!
Regular Purchase APR
17.24% - 26.24% Variable APR
Intro Purchase APR
0% Intro APR for 6 months
Intro BT APR
10.99% Intro APR for 6 months
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
Foreign Transaction Fee
None
Balance Transfer Fee
3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*
Cash Advance Fee
see terms
$0 Fraud Liability
Yes
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
Concierge Service
No
Regular APR
4.0
Intro APR
3.5
Fees
4.0
Benefits
4.0
Overall Rating
4.0 /5
Discover it® Student chrome was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee and no foreign transaction fees. Cardholders will also enjoy an intro APR of 0% Intro APR for 6 months on purchases and an intro APR of 10.99% Intro APR for 6 months on balance transfers. After that, the APR is 17.24% - 26.24% Variable APR on purchases and 17.24% - 26.24% Variable APR on balance transfers.
As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of card membership. Users will earn 2% cash back at gas stations and restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically. That means students earn unlimited 1% cash back on purchases you're already making, such as text books and coffee for late night study sessions. Additionally, student cardholders will earn bonus cash back at gas stations and restaurants.
Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. Discover offers great customer service that’s available any time of the day to answer your questions and is located in the U.S.
The Discover it® Student chrome credit card has a slew of fee-free services and an excellent rewards program. If you’re trying to build your credit while in college, this is a great choice – just be sure to make your payments on time and keep your account active so you can redeem all cash back bonuses.
Earning bonus cash back on every day purchases such as at gas stations and at restaurants is appealing enough for students to want this card. Card holders will also receive 1% cash back on all other purchases.
The minimum line of credit is a bit low, starting at $500.
Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.
Regular APR
4.0
Intro APR
3.5
Fees
4.0
Benefits
4.0
Overall Rating
4.0 /5
+-1 users submitted a rating without a full review
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By: derrick | Apr 28, 2016
A great way to stay in the know of your credit
Featured
on Discover's secure site
Featured
Rated 4/5 stars by our editorial team
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Over the Past 60 Days!
Intro Purchase APR
0% intro for 6 Months*
Rewards Rate
5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, and gas stations, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically
Ongoing APR
17.24% - 26.24% Variable APR*
Typical Credit Needed
Annual Fee
$0
Card Brand
Discover
See additional details for Discover it® Student Cash Back
on Capital One's secure site
Rated /5 stars by our editorial team
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Rewards Rate
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
No Rotating Categories
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
APR
19.24% - 29.24% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Quicksilver Student Cash Rewards Credit Card
on Bank of America's secure site
Rated 4.0/5 stars by our editorial team
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Over the Past 60 Days!
APR
0% Intro APR for 21 billing cycles for purchases, and for balance transfers made in the first 60 days. After the intro APR offer ends, 16.24% - 26.24% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers.
No Penalty APR
Paying late won't automatically raise your interest rate (APR). Other account pricing and terms apply.
Build Credit
When handled responsibly, a credit card can help you build your credit history, which could be helpful when looking for an apartment, a car loan, and even a job. Access your FICO® Score for free within Online Banking or your Mobile Banking app.
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for BankAmericard® Credit Card for Students
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Credit Card Balance Transfer Calculator:
ASSUMPTIONS:
The Credit Card Balance Transfer Calculator assumes the full balance of the credit card will be transferred to a 0% APR credit card and regular payments will be applied. The calculator also assumes a $0 balance transfer fee for certain cards that have a promotional introductory balance transfer fee. LendingTree does not guarantee the accuracy of the results and you should seek individualized advice from qualified professional(s) who can assist you in regard to your personal financial circumstances. The actual savings does not take into account any fees or other charges by the card issuer. Please read all terms and conditions of the credit card offer carefully before making a decision. All tools and calculators are deemed examples and are for illustrative purposes only. Your final payment, interest rate, loan, amount and/or fees are unknown and all calculations are estimates only.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Between 720 - 850
Credit cards for excellent credit are intended for those with a credit score between 720 - 850.
Between 660 - 719
Credit cards for good credit are intended for those with a credit score between 660 - 719.
Between 550 - 659
Credit cards for fair credit are intended for those with a credit score between 550 - 659.
Between 300 - 599
Credit cards for poor credit are intended for those with a credit score between 300 - 599.
- - -
Credit cards for no credit are intended for those without an established credit score.
Credit scores ranges may vary. Your individual chance at approval may vary due to factors such as creditors using a particular variation at their discretion.
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