Rated 4/5.0 stars by our editorial team
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4/5.0 from 0 Offer Ratings
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on Capital One's secure site
SIGN-UP BONUS
Earn $50 when you spend $100 in the first three months
REWARDS RATE
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Rewards Rate
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
No Rotating Categories
No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
Regular Purchase APR
19.24% - 29.24% (Variable) on purchases
Annual Fee
$0
Card Brand
Mastercard®
Recommended Credit Score
Limited / FairHighlights
None
Balance Transfer Fee applies to balances transferred at a promotional rate
From the LendingTree editorial team, updated on May 13, 2025
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Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.