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Discover it® Student Cash Back

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Discover it® Student Cash Back

 

Rated 4/5 stars by our editorial team

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4.0/5.0 from 1 Offer Rating
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  • Regular Purchase APR

    14.49% - 23.49% Variable APR

  • Intro Purchase APR

    0% Intro APR for 6 months on purchases

  • Intro BT APR

    10.99% Intro APR for 6 months

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • No credit score required to apply.
  • INTRO OFFER: Unlimited Cashback Match – only from Discover. Discover will automatically match all the cash back you’ve earned at the end of your first year! So you could turn $50 cash back into $100. Or turn $100 into $200. There’s no minimum spending or maximum rewards. Just a dollar-for-dollar match.
  • Earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically.
  • NEW! Discover helps remove your personal information from select people-search websites. Activate by mobile app for free.
  • No annual fee and build your credit with responsible use.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 14.49% - 23.49% applies.
  • Click "Apply Now" to see terms and conditions.
  • See Rates & Fees

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    3% intro balance transfer fee, up to 5% fee on future balance transfers (see terms)*

  • Cash Advance Fee

    see terms

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    3.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

The Discover it® Student Cash Back credit card was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, an intro purchase APR of 0% Intro APR for 6 months on purchases and an intro balance transfer APR of 10.99% Intro APR for 6 months. After that, the APR is 14.49% - 23.49% Variable APR on purchases and 14.49% - 23.49% Variable APR for balance transfers.

As an exclusive offer, Discover will automatically match all the cash back you've earned at the end of your first year of cardmembership. Users will earn 5% cash back on everyday purchases at different places each quarter like Amazon.com, grocery stores, restaurants, gas stations and when you pay using PayPal, up to the quarterly maximum when you activate. Plus, earn unlimited 1% cash back on all other purchases – automatically. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. This card is further customizable by offering more than 5 different credit card designs to choose from that will fit any personality.

As a student it’s hard to remember important things that don’t relate to school. Discover offers great customer service that’s available any time of the day to answer your questions and is located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast.

The Bottom Line

The Discover it® Student Cash Back is the perfect credit card for students to get to build credit and earn cash back while they are in school.

The Good

There's no limit to how much bonus cash you can earn with the Cashback Match™ offer in your first year, and there are opportunities for tons of bonus cash back. Also, you won't ever have to worry about paying an annual fee or foreign transaction fees.

The Not So Good

The minimum line of credit is a bit low, starting at $500.


Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Expert Reviews of the Discover it® Student Cash Back

  • Regular APR

    4.0

  • Intro APR

    3.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 1 Reviews

Offer Rating

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Your Rating

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+0 users submitted a rating without a full review

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By: | Jan 10, 2017

Discover is amazing, I have had it for 4 months now, started with a 500 dollar limit and now I'm already at 750. I have had to call a couple times for different things and so so so so so helpful. I got it with no credit. Perfect first card!


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