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Discover it® for Students

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Discover it® for Students

 

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  • Regular Purchase APR

    13.99% - 22.99% Variable

  • Intro Purchase APR

    0%* for 6 Months

  • Intro BT APR

    10.99% for 6 Months*

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Discover

Highlights

  • New! Free Social Security Number alerts, we’ll monitor thousands of risky websites when you sign up.*
  • Get a dollar-for-dollar match of all the cash back you’ve earned at the end of your first year, automatically.
  • Earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate.
  • Good Grades Rewards: $20 cash back each school year your GPA is 3.0 or higher for up to the next 5 years.
  • No annual fee. No late fee on first late payment. No APR change for paying late.
  • Get 100% U.S. based customer service & your FICO® Credit Score for free on monthly statements, on mobile and online.
  • Freeze It® on/off switch for your account that prevents new purchases, cash advances & balance transfers in seconds.
  • 0% intro APR on purchases for 6 months, then the standard variable purchase APR of 13.99% - 22.99%.
  • Click "APPLY NOW" to see rates, rewards, FICO® Credit Score terms, Cashback Match™ details & other information.

Card Fees

  • Late Payment Fees

    No late fee on your first late payment*

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    3%

  • Penalty APR

    None

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    No

  • Purchase Protection

    Yes

  • Travel Assistance

    No

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    3.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the CompareCards.com Editorial Team

The Discover it® for Students credit card was created for students - and only students. You must be enrolled in a college or university in order to get approved for this card. This card comes with everything you wish all cards came with – no annual fee, no foreign transaction fees, no overlimit fee, and a free pass the first time you miss a payment. Your APR will not increase due to a late payment and cardholders will also enjoy an intro purchase APR of 0%* for 6 Months and an intro balance transfer APR of 10.99% for 6 Months*.

As an exclusive offer, Discover will automatically double all the cash back at the end of your first year of cardmembership.* Users will earn 5% cash back in rotating categories each quarter like Amazon.com, restaurants, ground transportation and more, up to the quarterly maximum each time you activate; 1% cash back on all other purchases. Card users have the ability to choose their payment due date and payments are considered on-time until midnight the day of. This card is further customizable by offering 5 different credit card designs to choose from that will fit any personality.

As a student it’s hard to remember important things that don’t relate to school. Discover offers great customer service that’s available any time of the day to answer your questions and are located in the U.S. They also have cash back concierge experts on hand to help you understand your rewards and get the most out of your card. Discover offers an expedited credit card delivery so you can get on track to building your credit fast.

The Bottom Line

The Discover it® for Students is the perfect credit card for students to get to build credit and earn cash back while they are in school.

The Good

There's no limit to how much bonus cash you can earn with the Cashback Match offer in your first year, and there are opportunities for tons of bonus cash back. Also, you won't ever have to worry about paying an annual fee or foreign transaction fees.

The Not So Good

The minimum line of credit is a bit low, starting at $500.


Editorial Note: This content is not provided by Discover. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Discover.

Expert Reviews of the Discover it® for Students

  • Regular APR

    4.0

  • Intro APR

    3.5

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 0 Reviews

Your Rating

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+-1 users submitted a rating without a full review

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By: | Jan 10, 2017

Discover is amazing, I have had it for 4 months now, started with a 500 dollar limit and now I'm already at 750. I have had to call a couple times for different things and so so so so so helpful. I got it with no credit. Perfect first card!


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