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Credit Cards for Fair Credit – Credit Cards for Average Credit Credit Cards for Fair Credit

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on Capital One's secure site

Capital One Platinum Credit Card

 

Rated 3/5 stars by our editorial team

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on Capital One's secure site

  • Credit Line Increase

    Be automatically considered for a higher credit line in as little as 6 months

  • Annual Fee

    Pay no annual fee

  • Regular Purchase APR

    29.74% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • No annual or hidden fees. See if you're approved in seconds
  • Be automatically considered for a higher credit line in as little as 6 months
  • Help build your credit through responsible use of a card like this
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
  • Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you

See additional details for Capital One Platinum Credit Card

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on Capital One's secure site

Capital One QuicksilverOne Cash Rewards Credit Card

 

Rated 4/5 stars by our editorial team

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on Capital One's secure site

  • Rewards Rate

    1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)

  • No Limits or Restrictions

    No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn

  • Regular Purchase APR

    29.74% (Variable)


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $39

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
  • Be automatically considered for a higher credit line in as little as 6 months
  • Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
  • Help strengthen your credit for the future with responsible card use
  • Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • Monitor your credit score with CreditWise from Capital One. It's free for everyone
  • Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
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on Petal's secure site

Petal® 2 Cash Back, No Fees Visa® Credit Card

 

Rated 3/5 stars by our editorial team

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on Petal's secure site

  • Rewards Rate

    Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants

  • Build Credit

    Those with thin to no credit file may be accepted based on Cash Flow underwriting alone. Petal card is reported to all 3 major credit bureaus.

  • No Fees Of Any Kind

    No late fee, foreign transaction fee, or annual fee.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • No fees whatsoever. No late fee, foreign transaction fee, annual fee, or any-other-kind-of-fee, fee.
  • Variable APRs range from 17.24% - 31.24%
  • Up to 1.5% cash back on eligible purchases after making 12 on-time monthly payments.
  • 1% cash back on eligible purchases right away
  • 2% - 10% cash back at select merchants
  • $300 - $10,000 credit limits
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • See if you're pre-approved within minutes without impacting your credit score.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal reports to all 3 major credit bureaus.
  • No deposits required
  • Card issued by WebBank, Member FDIC
Apply Now

on Avant's site

AvantCard Credit Card

 

Rated 4/5 stars by our editorial team

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4.0/5.0 from 1 Offer Rating
Over the Past 60 Days!

(1) Over the Past 60 Days!
  • Apply Online

    Fast and easy application process

  • No Hidden Fees

    No deposit required and no penalty APR

  • Regular APR

    29.24%


  • Typical Credit Needed

    550

    600

    660

    720

    850

  • Annual Fee

    $59

  • Card Brand

    Mastercard®

Highlights

  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00
  • Late Fee up to $39
  • Checking your eligibility does not affect your credit score

See additional details for AvantCard Credit Card

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on Genesis FS Card Services's secure site

Milestone Mastercard®

 

Rated 3/5 stars by our editorial team

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(0) Over the Past 60 Days!
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on Genesis FS Card Services's secure site

  • Mastercard Benefits

    Accepted Worldwide and $0 Fraud Liability

  • Mobile Access

    Access your account online or from your mobile device 24/7

  • Regular Purchase APR

    24.9%


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $35-$99, depending on creditworthiness*

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Prequalify for a card today and it will not impact your credit score
  • Less than perfect credit is okay
  • Mobile account access at any time
  • Protection from fraud if your card is stolen
  • Account history is reported to the three major credit bureaus in the U.S

See additional details for Milestone Mastercard®

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on Credit One Bank's secure site

Credit One Bank® Platinum X5 Visa®

 

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on Credit One Bank's secure site

  • Rewards Rate

    Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply

  • Cash Back

    Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply

  • Fraud Protection

    With $0 Fraud Liability, you won’t be responsible for unauthorized charges


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $95

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges     
  • Free Online Credit Score and Credit Report summary, terms apply
  • Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply 
  • If you are a Covered Borrower under the Military Lending Act, you may get a different offer
  • See additional Credit One Bank® Platinum X5 Visa® details

See additional details for Credit One Bank® Platinum X5 Visa®

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on Genesis FS Card Services's secure site

Indigo® Mastercard®

 

Rated 3/5 stars by our editorial team

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Over the Past 60 Days!

(0) Over the Past 60 Days!
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on Genesis FS Card Services's secure site

  • Easy Pre-qualification

    Quick pre-qualification available with no impact to your credit score*

  • Custom Card Design

    Pick from multiple card designs at no extra charge*

  • Reports to Credit Bureaus

    Account history is reported to the three major credit bureaus in the U.S.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0 - $99

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

See additional details for Indigo® Mastercard®

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on PREMIER Bankcard®'s secure site

PREMIER Bankcard® Grey Credit Card

 

Rated 2/5 stars by our editorial team

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(0) Over the Past 60 Days!
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on PREMIER Bankcard®'s secure site

  • Build Credit*

    Manageable credit limit, manageable payment, meant to fit your budget

  • Fast Application

    Fill out an application and know in 60 seconds if you’re approved!

  • Online Account Access

    A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    See Provider Website

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • You don’t need good credit to apply.
  • We help people with bad credit, every day.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • You can build* or rebuild your credit: apply for a PREMIER Bankcard credit card, keep your balance low, and pay all your monthly bills on time.
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
  • *Build credit by keeping your balance low and paying all your bills on time every month.

See additional details for PREMIER Bankcard® Grey Credit Card

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on PREMIER Bankcard®'s secure site

PREMIER Bankcard® Mastercard® Credit Card

 

Rated 2/5 stars by our editorial team

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(0) Over the Past 60 Days!
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on PREMIER Bankcard®'s secure site

  • Build Credit*

    Manageable credit limit, manageable payment, meant to fit your budget

  • Fast Application

    Fill out an application and know in 60 seconds if you’re approved!

  • Online Account Access

    A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    See Provider Website

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Don’t let a low FICO score stop you from applying – we approve applications others may not.
  • You don’t need good credit to apply.
  • Just complete the short application and find out in 60 seconds if you’re approved.
  • When you need assistance our award-winning US-based Customer Service agents are there to help.
  • FICO scores are used to represent the creditworthiness of a person and may be one indicator to the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any PREMIER Bankcard® product.
Apply Now

on Best Egg's secure site

Best Egg Visa® Credit Card

 

Rated /5 stars by our editorial team

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(0) Over the Past 60 Days!
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on Best Egg's secure site

  • Rewards Rate

    Earn 1% unlimited cash back on all purchases, with no caps or expirations

  • No Credit Score Impact

    No impact to your credit score if we’re unable to approve you

  • APR

    18.99% - 28.99% variable


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% unlimited cash back on all purchases, with no caps or expirations
  • No impact to your credit score if we’re unable to approve you
  • Proactive credit line increases may occur after 6 months
  • Redeem your rewards as a statement credit or finance purchase with our Pay Me Back option
  • Secure Mobile Wallet and contactless tap-to-pay options
  • $0 Visa® Fraud Liability
  • $0 Annual Fee, no Foreign Transaction Fees, and no Overlimit Fees
  • Free credit score access through Best Egg Financial Health
  • Use your card your way with the frictionless, uber-clickable Mobile App

See additional details for Best Egg Visa® Credit Card

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on Bank of Missouri's secure site

First Access VISA® Credit Card

 

Rated 3/5 stars by our editorial team

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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
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on Bank of Missouri's secure site

  • Get Approved Fast

    Quick and Easy Secure Online Application

  • VISA Access

    Enjoy VISA benefits and acceptance

  • Ongoing Purchase APR

    See Terms


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    See Terms

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Checking Account Required
  • Reporting monthly to all three major credit reporting agencies
  • Perfect credit not required for approval; we may approve you when others won’t
  • Easy and secure online application
  • $300 credit limit (subject to available credit)
  • The First Access Visa Card is issued by The Bank of Missouri pursuant to a license from Visa U.S.A. Inc.

See additional details for First Access VISA® Credit Card

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on Genesis FS Card Services's secure site

Destiny Mastercard®

 

Rated 2.5/5 stars by our editorial team

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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!

(0) Over the Past 60 Days!
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on Genesis FS Card Services's secure site

  • Easy Pre-qualification

    Prequalify for a card today and it will not impact your credit score

  • Regular Purchase APR

    24.9%

  • Build Credit

    Reports to all three major credit bureaus


Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5% cashback rewards on all of your eligible purchases!
  • Reports to all three major credit bureaus
  • Nationwide acceptance – use anywhere Mastercard is accepted in app, in store, and online
  • Reports to all three major credit bureaus

See additional details for Destiny Mastercard®

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on Credit One Bank's secure site

Credit One Bank® Platinum Visa®

 

Rated /5 stars by our editorial team

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(0) Over the Past 60 Days!
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on Credit One Bank's secure site

  • Rewards Rate

    Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply

  • Purchase APR

    28.24% Variable

  • Grow Your Credit Line

    Automatic reviews for credit line increase opportunities


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $39

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
  • With $0 Fraud Liability, you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase opportunities
  • Free Online Credit Score and Credit Report summary, terms apply
  • Choose your monthly payment due date for added convenience, terms apply
  • Never miss an account update with customizable text and email alerts
  • Manage your account on-the-go with the Credit One Bank mobile app
  • Show off your personality by selecting from a variety of card designs, a fee may apply
  • See additional Credit One Bank® Platinum Visa® details

See additional details for Credit One Bank® Platinum Visa®

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on MRV Banks's secure site

Revvi Card

 

Rated /5 stars by our editorial team

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(0) Over the Past 60 Days!
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on MRV Banks's secure site

  • Annual Fee

    $75 1st year, $48 after

  • Monthly Fee

    None 1st year, $6.25 after

  • Activation Fee

    $89


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $75 1st year, $48 after

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Revvi active cardholders get exclusive access to free Credit Monitoring powered by TransUnion!
  • Earn 1% cash back rewards^^ on payments made to your Revvi Credit Card
  • Jump on board with Revvi! Perfect credit not required
  • Fast and easy application; response provided in seconds
  • You asked, we listened – get the Revvi mobile app now
  • Reports monthly to all three major credit bureaus
  • $300 credit limit (subject to available credit)
  • Checking account required
  • *See rates, fees, costs and limitations for additional details and Revvi Rewards Program Terms & Conditions for details^^

See additional details for Revvi Card

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on Upgrade's secure site

Upgrade Cash Rewards Visa®

 

Rated 3/5 stars by our editorial team

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(0) Over the Past 60 Days!
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on Upgrade's secure site

  • Credit Line

    Up to $20,000*

  • Rewards Rate

    1.5% unlimited cash back on card purchases every time you make a payment

  • Annual Fee

    $0


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn 1.5% unlimited cash back on card purchases every time you make a payment
  • Earn a $200 bonus on your Upgrade Card after opening a Rewards Checking account and making 3 debit card transactions*
  • Combine the flexibility of a credit card with the predictability of a personal loan
  • $0 annual fee, $0 activation fees, $0 foreign transaction fees
  • No touch payments with contactless technology built in
  • See if you qualify in minutes without hurting your credit score
  • Great for large purchases with predictable payments you can budget for
  • Mobile app to access your account anytime, anywhere
  • Enjoy peace of mind with $0 Fraud liability 
  • * To qualify for the welcome bonus, you must open and fund a new Rewards Checking account and make 3 qualifying debit card transactions from your Rewards Checking account within 60 days of the date the Upgrade Card account is opened. To qualify, debit card transactions must have settled and exclude ATM transactions. Please refer to the applicable Upgrade VISA® Debit Card Agreement and Disclosures for more information. Your Upgrade Card and Rewards Checking account must be open and in good standing to receive a bonus. If you have previously opened a Rewards Checking account or do not open one as part of this application process, you are not eligible for this welcome bonus offer. Welcome bonus offers cannot be combined, substituted, or applied retroactively. The bonus will be applied to your Rewards Checking account as a one-time payout credit within 60 days after the 3rd qualifying card purchase.
  • See additional Upgrade Cash Rewards Visa® details

See additional details for Upgrade Cash Rewards Visa®

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on Petal's secure site

Petal® 1 No Annual Fee Visa® Credit Card

 

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on Petal's secure site

  • Rewards Rate

    Earn 2% to 10% cash back at select merchants

  • Build Credit

    Cash Score technology may help applicants without credit history get approved. Petal reports to all 3 major credit bureaus

  • Credit Limit

    $300 - $5,000 credit limits


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online
  • $0 Annual Fee
  • Variable APRs range from 24.24% - 33.74%
  • $300 - $5,000 credit limits
  • Earn a credit limit increase in as little as 6 months. Terms and conditions apply.
  • No credit score? No problem. If eligible, we'll create your Cash Score instead.
  • 2% - 10% cash back at select merchants
  • See if you're pre-approved within minutes without impacting your credit score.
  • No annual or foreign transaction fees.
  • Build credit alongside hundreds of thousands of Petal card members.
  • Petal's mobile app makes it easy to manage your money, track your spending, and automate payments.
  • Petal reports to all 3 major credit bureaus
  • No deposits required
  • Card issued by WebBank, Member FDIC
Apply Now

on Fortiva's secure site

Fortiva® MasterCard® Credit Card

 

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(0) Over the Past 60 Days!
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on Fortiva's secure site

  • Recurring Fees

    Annual fee and monthly fees vary, depending on credit limit. See terms.

  • Rewards Rate

    Up to 3% Cashback

  • Increase Credit

    Periodic Credit Increase Reviews


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    As low as $85

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • With the Fortiva® MasterCard® Credit Card, you earn up to 3% cash back reward.
  • Make contactless payments through Mobile Wallet
  • Periodic Credit Increase Reviews
  • Free access to your Vantage 3.0 score from Equifax†
  • † Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

See additional details for Fortiva® MasterCard® Credit Card

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on Aspire's secure site

Aspire® Cash Back Reward Card

 

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(0) Over the Past 60 Days!
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on Aspire's secure site

  • Rewards Rate

    Up to 3% Cashback Reward

  • Regular APR

    29.99% OR 36% (V)

  • Credit Line

    Up to $1,000 credit limit subject to credit approval


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    As low as $85

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • With the Aspire® Mastercard® Credit Card, you earn 3% cash back reward on Gas, Groceries and Utility Payments
  • Earn 1% cash back reward on all other purchases
  • Up to $1,000 credit limit subject to credit approval
  • Pre-qualify without affecting your credit score
  • No deposits or program fee
  • Free access to your Vantage 3.0 score from Equifax*
  • Simple Secure Online Application
  • Unsecured Mastercard®
  • *Your credit score will be available in your online account 60 days after your account is opened. (Registration required) The free VantageScore 3.0 credit score provided by Equifax is for educational purposes only and may not be used by The Bank of Missouri (the issuer of this card) or other creditors to make credit decisions.

See additional details for Aspire® Cash Back Reward Card

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on Oportun's secure site

Oportun® Visa® Credit Card

 

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on Oportun's secure site

  • Credit Line

    Credit line up to $1,000 – get a response in minutes

  • Increase Credit

    Automatic reviews for credit line increase

  • Fraud Protection

    Zero Fraud Liability – you won’t be responsible for unauthorized charges


Highlights

  • Click "APPLY NOW" to apply online
  • Credit line up to $1,000 – get a response in minutes
  • No security deposit or credit history required to apply
  • Zero Fraud Liability – you won’t be responsible for unauthorized charges
  • Automatic reviews for credit line increase
  • Worldwide acceptance in stores or online
  • Start establishing credit history – monthly reporting to all 3 major credit bureaus
  • 24/7 online account management – friendly support in English and Spanish
  • If you are assessed a finance charge, it will be no less than $1.00
  • Card issued by WebBank, Member FDIC
  • You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.

See additional details for Oportun® Visa® Credit Card

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on First Savings Bank's secure site

Blaze Mastercard® Credit Card

 

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(0) Over the Past 60 Days!
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on First Savings Bank's secure site

  • Get The Line You Deserve

    We automatically review your account for a Credit Line Increase after 6 months!

  • No Surprises

    No monthly maintenance fees, No set up fees, No security deposit!

  • Safe & Secure

    $0 fraud liability if your card is lost or stolen – our U.S. based Customer Care team is here for you.


  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $75

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Let's Grow Together!
  • Credit line up to $1,500 – most receive $350; some higher
  • In as little as 6 months you may get a credit line increase by making on-time payments and keeping your account in good standing
  • Don’t worry if you don’t have perfect credit, let’s work to rebuild together!
  • Skip the mail and apply easily and securely online
  • 24/7 on-the-go account access with our free mobile app

See additional details for Blaze Mastercard® Credit Card

*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.

Credit Card Offers for Fair Credit

If you have fair credit, or have had some credit history dings or other problems but are not yet in the bad credit category, then you should be able to apply for and get a credit card for fair credit. Those with bad credit generally have no choice but to apply for a secured or prepaid card, but in your case having average or fair credit qualifies you to be responsible for adhering to a credit limit and carrying a balance over from one month to the next if you decide to do that. That also means that you’ll have a great chance to improve your credit score and credit history – which will entitle you to even better rates, credit cards, and cardholder privileges.

It’s a good idea to shop for a good credit card with the most manageable fees and interest rates, because that will make it much easier for you to manage your budget and card payments. Cards with no annual fee, for example, are cheaper – and so are ones that have a lower APR. Use the info in the reviews in this section – and crunch the numbers using this site’s credit card calculators and other tools – to help you make a wise pick of the best credit cards for fair credit. FICO ranges for fair or average credit typically range from 620 to 680.

Try to use not more than 25-30% of your allowed limit each month, because that will look better on your credit report. Soon you may be offered a higher credit limit and as your credit score rises from fair to good it will be possible to shop for even more attractive and competitive interest rate card.

Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.

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