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Over the Past 60 Days!
Credit Line Increase
Be automatically considered for a higher credit line in as little as 6 months
Annual Fee
Pay no annual fee
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$0
Card Brand
Mastercard®
See additional details for Capital One Platinum Credit Card
Rewards Rate
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
No Limits or Restrictions
No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn
Regular Purchase APR
29.74% (Variable)
Typical Credit Needed
Annual Fee
$39
Card Brand
Mastercard®
See additional details for Capital One QuicksilverOne Cash Rewards Credit Card
Rewards Rate
Earn 1% cash back on eligible purchases right away, and 2% to 10% cash back at select merchants
Build Credit
Those with thin to no credit file may be accepted based on Cash Flow underwriting alone. Petal card is reported to all 3 major credit bureaus.
No Fees Of Any Kind
No late fee, foreign transaction fee, or annual fee.
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Petal® 2 Cash Back, No Fees Visa® Credit Card
Apply Online
Fast and easy application process
No Hidden Fees
No deposit required and no penalty APR
Regular APR
29.24%
Typical Credit Needed
Annual Fee
$59
Card Brand
Mastercard®
See additional details for AvantCard Credit Card
Mastercard Benefits
Accepted Worldwide and $0 Fraud Liability
Mobile Access
Access your account online or from your mobile device 24/7
Regular Purchase APR
24.9%
Typical Credit Needed
Annual Fee
$35-$99, depending on creditworthiness*
Card Brand
Mastercard®
See additional details for Milestone Mastercard®
Rewards Rate
Earn 5% cash back rewards on the first $5,000 of eligible gas, grocery, internet, cable, satellite TV, and mobile phone service purchases each year, and then 1% thereafter. Plus 1% cash back rewards on all other purchases, terms apply
Cash Back
Automatically earn More Cash Back Rewards for using your Credit One Bank card at participating merchants, terms apply
Fraud Protection
With $0 Fraud Liability, you won’t be responsible for unauthorized charges
Typical Credit Needed
Annual Fee
$95
Card Brand
Visa®
See additional details for Credit One Bank® Platinum X5 Visa®
Easy Pre-qualification
Quick pre-qualification available with no impact to your credit score*
Custom Card Design
Pick from multiple card designs at no extra charge*
Reports to Credit Bureaus
Account history is reported to the three major credit bureaus in the U.S.
Typical Credit Needed
Annual Fee
$0 - $99
Card Brand
Mastercard®
See additional details for Indigo® Mastercard®
Build Credit*
Manageable credit limit, manageable payment, meant to fit your budget
Fast Application
Fill out an application and know in 60 seconds if you’re approved!
Online Account Access
A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
Typical Credit Needed
Annual Fee
See Provider Website
Card Brand
Mastercard®
See additional details for PREMIER Bankcard® Grey Credit Card
Build Credit*
Manageable credit limit, manageable payment, meant to fit your budget
Fast Application
Fill out an application and know in 60 seconds if you’re approved!
Online Account Access
A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
Typical Credit Needed
Annual Fee
See Provider Website
Card Brand
Mastercard®
See additional details for PREMIER Bankcard® Mastercard® Credit Card
Rewards Rate
Earn 1% unlimited cash back on all purchases, with no caps or expirations
No Credit Score Impact
No impact to your credit score if we’re unable to approve you
APR
18.99% - 28.99% variable
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Best Egg Visa® Credit Card
Get Approved Fast
Quick and Easy Secure Online Application
VISA Access
Enjoy VISA benefits and acceptance
Ongoing Purchase APR
See Terms
Typical Credit Needed
Annual Fee
See Terms
Card Brand
Visa®
See additional details for First Access VISA® Credit Card
Easy Pre-qualification
Prequalify for a card today and it will not impact your credit score
Regular Purchase APR
24.9%
Build Credit
Reports to all three major credit bureaus
Typical Credit Needed
Annual Fee
$59-$99
Card Brand
Mastercard®
See additional details for Destiny Mastercard®
Rewards Rate
Earn 1% cash back rewards on eligible gas, grocery purchases and mobile phone service, internet, cable and satellite TV services, terms apply
Purchase APR
28.24% Variable
Grow Your Credit Line
Automatic reviews for credit line increase opportunities
Typical Credit Needed
Annual Fee
$39
Card Brand
Visa®
See additional details for Credit One Bank® Platinum Visa®
Annual Fee
$75 1st year, $48 after
Monthly Fee
None 1st year, $6.25 after
Activation Fee
$89
Typical Credit Needed
Annual Fee
$75 1st year, $48 after
Card Brand
Visa®
*See rates, fees, costs and limitations for additional details and Revvi Rewards Program Terms & Conditions for details^^
See additional details for Revvi Card
Credit Line
Up to $20,000*
Rewards Rate
1.5% unlimited cash back on card purchases every time you make a payment
Annual Fee
$0
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Upgrade Cash Rewards Visa®
Rewards Rate
Earn 2% to 10% cash back at select merchants
Build Credit
Cash Score technology may help applicants without credit history get approved. Petal reports to all 3 major credit bureaus
Credit Limit
$300 - $5,000 credit limits
Typical Credit Needed
Annual Fee
$0
Card Brand
Visa®
See additional details for Petal® 1 No Annual Fee Visa® Credit Card
Recurring Fees
Annual fee and monthly fees vary, depending on credit limit. See terms.
Rewards Rate
Up to 3% Cashback
Increase Credit
Periodic Credit Increase Reviews
Typical Credit Needed
Annual Fee
As low as $85
Card Brand
Mastercard®
See additional details for Fortiva® MasterCard® Credit Card
Rewards Rate
Up to 3% Cashback Reward
Regular APR
29.99% OR 36% (V)
Credit Line
Up to $1,000 credit limit subject to credit approval
Typical Credit Needed
Annual Fee
As low as $85
Card Brand
Mastercard®
See additional details for Aspire® Cash Back Reward Card
Credit Line
Credit line up to $1,000 – get a response in minutes
Increase Credit
Automatic reviews for credit line increase
Fraud Protection
Zero Fraud Liability – you won’t be responsible for unauthorized charges
Typical Credit Needed
Annual Fee
$0–$49
Card Brand
Visa®
You must respond directly to this offer to receive these terms. Applications in response to other offers may result in different terms. See the online provider's credit card Cardholder Agreement for details about terms and conditions. Reasonable efforts are made to maintain accurate information. When you click on the "Apply Now" button, you can review the credit card terms and conditions on the provider's website.
See additional details for Oportun® Visa® Credit Card
Get The Line You Deserve
We automatically review your account for a Credit Line Increase after 6 months!
No Surprises
No monthly maintenance fees, No set up fees, No security deposit!
Safe & Secure
$0 fraud liability if your card is lost or stolen – our U.S. based Customer Care team is here for you.
Typical Credit Needed
Annual Fee
$75
Card Brand
Mastercard®
See additional details for Blaze Mastercard® Credit Card
*General Disclaimer: See the online credit card application for details about terms and conditions. We make every effort to maintain accurate information. However, all credit card information is presented without warranty. To confirm terms and conditions, click the "Apply Now" button and review info on the secure credit card terms page.
If you have fair credit, or have had some credit history dings or other problems but are not yet in the bad credit category, then you should be able to apply for and get a credit card for fair credit. Those with bad credit generally have no choice but to apply for a secured or prepaid card, but in your case having average or fair credit qualifies you to be responsible for adhering to a credit limit and carrying a balance over from one month to the next if you decide to do that. That also means that you’ll have a great chance to improve your credit score and credit history – which will entitle you to even better rates, credit cards, and cardholder privileges.
It’s a good idea to shop for a good credit card with the most manageable fees and interest rates, because that will make it much easier for you to manage your budget and card payments. Cards with no annual fee, for example, are cheaper – and so are ones that have a lower APR. Use the info in the reviews in this section – and crunch the numbers using this site’s credit card calculators and other tools – to help you make a wise pick of the best credit cards for fair credit. FICO ranges for fair or average credit typically range from 620 to 680.
Try to use not more than 25-30% of your allowed limit each month, because that will look better on your credit report. Soon you may be offered a higher credit limit and as your credit score rises from fair to good it will be possible to shop for even more attractive and competitive interest rate card.
Disclaimer: FICO scores are used to represent the creditworthiness of a person and may be one indicator of the credit type you are eligible for. However, credit score alone does not guarantee or imply approval for any credit card product.