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Capital One QuicksilverOne Cash Rewards Credit Card
Capital One QuicksilverOne Cash Rewards Credit Card Review
The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with fair-limited credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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Capital One QuicksilverOne Cash Rewards Credit Card
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Apply Now
on Capital One's secure site
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Capital One QuicksilverOne Cash Rewards Credit Card
SIGN-UP BONUS
N/A
REWARDS RATE
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
Rewards Rate
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
No Limits or Restrictions
No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn
Regular Purchase APR
29.99% (Variable)
Annual Fee
$39
Card Brand
Mastercard®
Recommended Credit Score
Limited / FairHighlights
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- For Capital One products listed on this page, some of the benefits may be provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
Balance Transfer Fee applies to balances transferred at a promotional rate
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Nov 12, 2024
The Capital One QuicksilverOne Cash Rewards Credit Card is available for consumers with fair-limited credit who are looking for a solid rewards program. This card comes with unlimited 1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply), which is an excellent rewards rate for a card that doesn't require excellent or good credit to get approved.
The interest rate on this credit card is 29.99% (Variable) which is pretty high, but thats normal for credit cards for fair-limited credit.
The Capital One QuicksilverOne Cash Rewards Credit Card has an annual fee of just $39, which is pretty reasonable when you consider all the benefits that come with it. Overall, this is a great offer for consumers in this credit range.
The Good
- With such a strong rewards rate on all purchases, this is a fantastic card for consumers with average credit.
The Not So Good
- There’s a small $39 annual fee attached, but you can easily make that up with the rewards you earn.
The Bottom Line
The Capital One QuicksilverOne Cash Rewards Credit Card is a great option for those with fair-limited credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
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How LendingTree Gets Paid
LendingTree is compensated by companies on this site and this compensation may impact how and where offers appear on this site (such as the order). LendingTree does not include all credit cards available in the marketplace.
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on Synchrony Bank's secure site
Rewards Rate
2% cash back* on every purchase
Annual Fee
$0 Annual Fee
Security
Secure online and mobile app account access
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Apply Now
on Wells Fargo's secure site
Welcome Offer
Earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months
Rewards Rate
Earn unlimited 2% cash rewards on purchases
Extra Perks
No categories to track or remember and cash rewards don't expire as long as your account remains open.
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on Citibank's secure site
Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases. To earn cash back, pay at least the minimum due on time. Plus, a special travel offer, earn 5% total cash back on hotel, car rentals and attractions booked on the Citi Travel℠ portal through 12/31/25.
Intro Balance Transfer APR
0% intro APR for 18 months on Balance Transfers
Regular Purchase & BT APR
18.49% - 28.49% (Variable)
See Our Review