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Capital One® QuicksilverOne® Cash Rewards Credit Card

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Capital One® QuicksilverOne® Cash Rewards Credit Card

 

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  • Regular Purchase APR

    24.99% (Variable)

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $39

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Earn unlimited 1.5% cash back on every purchase, every day
  • Use your QuicksilverOne card and get 50% back as a statement credit on your monthly Spotify Premium subscription, now through April 2018
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • Get access to a higher credit line after making your first 5 monthly payments on time
  • Fraud coverage if your card is ever lost or stolen
  • Use online banking to access your account, even from your smartphone, with our mobile app
  • Help strengthen your credit for the future with responsible card use

Card Fees

  • Late Payment Fees

    Up to $35

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    $0

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10

  • Penalty APR

    None

  • Minimum Interest Charge

    See Terms*


Expert Reviews

  • Regular APR

    3.5

  • Intro APR

    3.0

  • Fees

    4.0

  • Benefits

    3.0

  • Overall Rating

    4.0 /5

From the CompareCards.com Editorial Team

The Capital One® QuicksilverOne® Cash Rewards Credit Card is available for consumers with fair/average credit who are looking for a solid rewards program. This card comes with unlimited 1.5% cash back on every purchase, every day, which is an excellent rewards rate for a card that doesn't require excellent or good credit to get approved. Your cash back won't expire for the life of the account and can be redeemed at any time and for any amount.

In interest rate on this credit card is 24.99% (Variable) which is pretty high, but thats normal for credit cards for fair credit. One unique feature of the Capital One® QuicksilverOne® Cash Rewards Credit Card is that comes with no balance transfer fee.

The Capital One® QuicksilverOne® Cash Rewards Credit Card has an annual fee of just $39, which is pretty reasonable when you consider all the benefits that come with it. Overall, this is an great offer for consumers in the fair credit range.

The Bottom Line

The Capital One® QuicksilverOne® Cash Rewards Credit Card is a great option for those with average/fair credit. Most cards for average credit are bleak in their benefits and reward offerings, but not this one.

The Good

With 1.5% cash back on all purchases and no balance transfer fee, this is a fantastic card for consumers with average credit.

The Not So Good

There’s a small $39 annual fee attached, but you can easily make that up with the rewards you earn.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One® QuicksilverOne® Cash Rewards Credit Card

  • Regular APR

    3.5

  • Intro APR

    3.0

  • Fees

    4.0

  • Benefits

    3.0

  • Overall Rating

    4.0 /5


Consumer Reviews 0 Reviews

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

These responses are not provided or commissioned by the bank advertiser. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.

+-7 users submitted a rating without a full review

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By: | Nov 16, 2016

simply love this card

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By: | Oct 14, 2016

Like the card and service. Bill pay is easy as pie and so far no issues.

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By: | Sep 7, 2016

Love this

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By: | Aug 12, 2016

Good credit card.. best cash rewards

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By: | Apr 20, 2016

This card has been a life saver! I was started off with $500 limit. You get "cash back" for using the chip instead of swiping. The app they have for this is amazing and so easy to use. I couldn't be happier. My one thing is they should advise people trying to build their credit that keeping your card at 30% utilization is what builds credit! For example my 500 limit should always have 350 available (or have 350 available when the credit report is updated between the 15-20th of each month)

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By: | Apr 2, 2016

Love this card!

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By: | Mar 17, 2016

So easy to use and understand and manage!


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