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Capital One Quicksilver Cash Rewards Credit Card

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Capital One Quicksilver Cash Rewards Credit Card

 

Rated 4.5/5 stars by our editorial team

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Your Rating:

3.9/5.0 from 21 Offer Ratings
Over the Past 60 Days!

(21) Over the Past 60 Days!

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  • Regular Purchase APR

    17.99% - 27.99% (Variable)

  • Intro Purchase APR

    0% intro on purchases for 15 months

  • Intro BT APR

    0% intro on balance transfers for 15 months

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
  • Earn unlimited 1.5% cash back on every purchase, every day
  • $0 annual fee and no foreign transaction fees
  • Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
  • No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
  • 0% intro APR on purchases and balance transfers for 15 months; 17.99%-27.99% variable APR after that; 3% fee on the amounts transferred within the first 15 months

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    3%

  • Cash Advance Fee

    3% of the amount of the cash advance, but not less than $10


Expert Reviews

  • Regular APR

    4.0

  • Intro APR

    5.0

  • Fees

    4.0

  • Benefits

    4.5

  • Overall Rating

    4.5 /5

From the LendingTree.com Editorial Team

The Capital One Quicksilver Cash Rewards Credit Card is perfect for those who want to earn a flat rewards rate on all of their purchases. Cardholders will earn unlimited 1.5% cash back on every purchase with no restrictions. This card also has a great introductory bonus offer of a one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening.

Unlike other cash back cards, you don't have to wait until you've accumulated $25 in cash back to redeem your rewards; you can redeem your cash back for any amount at anytime. Your cash back won't expire for the life of the account. There are also no foreign transaction fees which makes this card a great option to use while traveling overseas.

With an APR of 0% intro on purchases for 15 months, this card is also a great option for low interest. There is no annual fee, and no penalty APR if you happen to miss a payment. The ongoing APR is 17.99% - 27.99% (Variable) based on your creditworthiness. It's the same for balance transfers: an APR of 0% intro on balance transfers for 15 months followed by an ongoing APR of 17.99% - 27.99% (Variable).

The Bottom Line

This card has it all; a solid rewards rate and generous sign up bonus, a nice intro APR, and no annual fee.

The Good

The one-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening is a great way to kick-start your rewards earning. Plus, this card comes with the most flexible cash back program on the market.

The Not So Good

You'll need excellent or good credit to get approved.


Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.

Expert Reviews of the Capital One Quicksilver Cash Rewards Credit Card

  • Regular APR

    4.0

  • Intro APR

    5.0

  • Fees

    4.0

  • Benefits

    4.5

  • Overall Rating

    4.5 /5


Consumer Reviews 21 Reviews

Offer Rating

3.9 out of 5.0

5 Star
 
 
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(5)
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(1)
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Your Rating

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+20 users submitted a rating without a full review

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By: | Mar 4, 2016

Good cash back offer, good customer service. No complaints.


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