Rated 3/5 stars by our editorial team
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3.2/5.0 from 16 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
Intro Purchase APR
Intro BT APR
Typical Credit Needed
$0 - $99
Foreign Transaction Fee
Cash Advance Fee
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
If you’re tired of getting denied for credit card offers after taking another hit to your credit score, then you’ll love the Indigo® Platinum Mastercard®. Applicants can check to see if they are pre-qualified for this credit card before submitting the full application. This means that you can know whether or not you will be approved before you apply, so you don’t have to waste a credit inquiry.
The Indigo® Platinum Mastercard® is designed for people who are trying to build credit. The standard APR is 23.9%, so it’s best to avoid carrying a balance. The annual fee varies depending on your creditworthiness; cardholders will have an annual fee of either $0, $59, or $75 the first year and $99 every year thereafter. There may also be some Set Up and Maintenance Fees depending on your credit rating, so be sure to read the Terms and Conditions before submitting your application.
One unique perk of this card is that you can choose a custom card design totally free. The Foreign transaction fee is only 1%, which is pretty low, and there is no cash advance fee during your first year. Overall, this card is a good tool for building credit. The fact that you get check your pre-qualification without hurting your credit score is a great perk!
The Indigo® Platinum Mastercard® is a good choice for people who are trying to rebuild credit and don’t want to have an unnecessary credit inquiry on their report.
Being able to choose your own card design is a unique feature to this card. Also, checking if you’re pre-approved is quick and easy; you can get a 60 second decision!
You won’t know which annual fee you get approved for until you submit the full application. Also, there’s no rewards program with this card, but that’s normal on credit card for building credit.
Editorial Note: This content is not provided by Genesis FS Card Services. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Genesis FS Card Services.
3.2 out of 5.0