Rated 3/5 stars by our editorial team
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0.0/5.0 from 0 Offer Rating
Over the Past 60 Days!
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Regular Purchase APR
24.90%
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$0 - $99
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Easy pre-qualification process with fast response
- Don't have perfect credit? No problem!
- 24/7 access to your account, even on mobile!
- No security deposit
- Account history is reported to the three major credit bureaus in the U.S.
Card Fees
Foreign Transaction Fee
See terms
Cash Advance Fee
See terms
Additional Card Details
$0 Fraud Liability
Yes
Auto Rental Insurance
No
Extended Warranty Program
No
Roadside Assistance
No
Purchase Protection
No
Travel Assistance
No
Flight Accident Insurance
No
Lost Luggage Reimbursement
No
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Concierge Service
No
Expert Reviews
From the LendingTree.com Editorial Team
If you’re tired of getting denied for credit card offers after taking another hit to your credit score, then you’ll love the Indigo® Mastercard®. Applicants can check to see if they are pre-qualified for this credit card before submitting the full application. This means that you can know whether or not you will be approved before you apply, so you don’t have to waste a credit inquiry.
The Indigo® Mastercard® is designed for people who are trying to build credit. The standard APR is 23.9%, so it’s best to avoid carrying a balance. The annual fee varies depending on your creditworthiness; cardholders will have an annual fee of either $0, $59, or $75 the first year and $99 every year thereafter. There may also be some Set Up and Maintenance Fees depending on your credit rating, so be sure to read the Terms and Conditions before submitting your application.
One unique perk of this card is that you can choose a custom card design totally free. The Foreign transaction fee is only 1%, which is pretty low, and there is no cash advance fee during your first year. Overall, this card is a good tool for building credit. The fact that you get to check your pre-qualification without hurting your credit score is a great perk!
The Bottom Line
The Indigo® Mastercard® is a good choice for people who are trying to rebuild credit and don’t want to have an unnecessary credit inquiry on their report.
The Good
Being able to choose your own card design is a unique feature to this card. Also, checking if you’re pre-approved is quick and easy; you can get a 60 second decision!
The Not So Good
You won’t know which annual fee you get approved for until you submit the full application. Also, there’s no rewards program with this card, but that’s normal on credit card for building credit.
Editorial Note: This content is not provided by Genesis FS Card Services. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Genesis FS Card Services.
Consumer Reviews 0 Reviews
+-2 users submitted a rating without a full review
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By: Colene | Jan 2, 2017
This card semi like a great stepping stone to get back on track.
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Rewards Rate
1.5% Cash Back on every purchase, every day; 5% Cash Back on hotels and rental cars booked through Capital One Travel (terms apply)
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No Limits or Restrictions
No rotating categories, cash back won't expire for the life of the account and no limit to how much you can earn
-
Regular Purchase APR
29.74% (Variable)
-
Typical Credit Needed
-
Annual Fee
$39
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or limits to how much you can earn, and cash back doesn't expire for the life of the account. It's that simple
- Be automatically considered for a higher credit line in as little as 6 months
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Help strengthen your credit for the future with responsible card use
- Enjoy up to 6 months of complimentary Uber One membership statement credits through 11/14/2024
- Earn unlimited 5% cash back on hotels and rental cars booked through Capital One Travel, where you'll get Capital One's best prices on thousands of trip options. Terms apply
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- For Capital One products listed on this page, some of the above benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
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Apply Online
Fast and easy application process
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No Hidden Fees
No deposit required and no penalty APR
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Regular APR
29.49%
-
Typical Credit Needed
-
Annual Fee
$59
-
Card Brand
Mastercard®
Highlights
- Fast and easy application process
- No deposit required
- No hidden fees
- No penalty APR
- Report to all three major credit bureaus
- Zero fraud liability for unauthorized charges
- Avant branded credit products are issued by WebBank, member FDIC
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- Late Fee up to $39
- Checking your eligibility does not affect your credit score
See additional details for AvantCard Credit Card
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Credit Line Increase
Be automatically considered for a higher credit line in as little as 6 months
-
Annual Fee
Pay no annual fee
-
Regular Purchase APR
29.74% (Variable)
-
Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- No annual or hidden fees. See if you're approved in seconds
- Be automatically considered for a higher credit line in as little as 6 months
- Help build your credit through responsible use of a card like this
- Enjoy peace of mind with $0 Fraud Liability so that you won't be responsible for unauthorized charges
- Monitor your credit score with CreditWise from Capital One. It's free for everyone
- Get access to your account 24 hours a day, 7 days a week with online banking from your desktop or smartphone, with Capital One's mobile app
- Check out quickly and securely with a contactless card, without touching a terminal or handing your card to a cashier. Just hover your card over a contactless reader, wait for the confirmation, and you're all set
- Pay by check, online or at a local branch, all with no fee - and pick the monthly due date that works best for you
- For Capital One products listed on this page, some of the benefits are provided by Visa® or Mastercard® and may vary by product. See the respective Guide to Benefits for details, as terms and exclusions apply
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