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Indigo® Platinum Mastercard®

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on Genesis FS Card Services's secure site

Indigo® Platinum Mastercard®

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.2/5.0 from 16 Offer Ratings
Over the Past 60 Days!

(16) Over the Past 60 Days!

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on Genesis FS Card Services's secure site


  • Regular Purchase APR

    24.90%

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $0 - $99

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Easy pre-qualification process with fast response
  • Don't have perfect credit? No problem!
  • 24/7 access to your account, even on mobile!
  • No security deposit
  • Account history is reported to the three major credit bureaus in the U.S.

Card Fees

  • Foreign Transaction Fee

    See terms

  • Cash Advance Fee

    See terms

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

  • Fees

    3.0

  • Benefits

    3.0

  • Overall Rating

    3.0 /5

From the LendingTree.com Editorial Team

If you’re tired of getting denied for credit card offers after taking another hit to your credit score, then you’ll love the Indigo® Platinum Mastercard®. Applicants can check to see if they are pre-qualified for this credit card before submitting the full application. This means that you can know whether or not you will be approved before you apply, so you don’t have to waste a credit inquiry.

The Indigo® Platinum Mastercard® is designed for people who are trying to build credit. The standard APR is 23.9%, so it’s best to avoid carrying a balance. The annual fee varies depending on your creditworthiness; cardholders will have an annual fee of either $0, $59, or $75 the first year and $99 every year thereafter. There may also be some Set Up and Maintenance Fees depending on your credit rating, so be sure to read the Terms and Conditions before submitting your application.

One unique perk of this card is that you can choose a custom card design totally free. The Foreign transaction fee is only 1%, which is pretty low, and there is no cash advance fee during your first year. Overall, this card is a good tool for building credit. The fact that you get check your pre-qualification without hurting your credit score is a great perk!

The Bottom Line

The Indigo® Platinum Mastercard® is a good choice for people who are trying to rebuild credit and don’t want to have an unnecessary credit inquiry on their report.

The Good

Being able to choose your own card design is a unique feature to this card. Also, checking if you’re pre-approved is quick and easy; you can get a 60 second decision!

The Not So Good

You won’t know which annual fee you get approved for until you submit the full application. Also, there’s no rewards program with this card, but that’s normal on credit card for building credit.


Editorial Note: This content is not provided by Genesis FS Card Services. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Genesis FS Card Services.

Expert Reviews of the Indigo® Platinum Mastercard®

  • Regular APR

    3.0

  • Intro APR

  • Fees

    3.0

  • Benefits

    3.0

  • Overall Rating

    3.0 /5


Consumer Reviews 16 Reviews

Offer Rating

3.2 out of 5.0

5 Star
 
 
(2)
4 Star
 
 
(3)
3 Star
 
 
(8)
2 Star
 
 
(2)
1 Star
 
 
(1)

Your Rating

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+14 users submitted a rating without a full review

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By: | Feb 18, 2017

This is very convenient thanks

By: | Jan 2, 2017

This card semi like a great stepping stone to get back on track.


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