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AvantCard Credit Card
AvantCard Credit Card Review
This card is a solid choice for consumers who don't want to put down $200 or more as a security deposit on a secured credit card.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
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AvantCard Credit Card
SIGN-UP BONUS
None
REWARDS RATE
Non-rewards card
Apply Online
Fast and easy application process
No Hidden Fees
No deposit required and no penalty APR
Regular APR
35.99%
Annual Fee
$59
Card Brand
Mastercard®
Recommended Credit Score
Limited / Poor / FairHighlights
- Fast and easy application process
- No deposit required
- No hidden fees
- No penalty APR
- Report to all three major credit bureaus
- Zero fraud liability for unauthorized charges
- Avant branded credit products are issued by WebBank, member FDIC
- Disclosure: If you are charged interest, the charge will be no less than $1.00
- Late Fee up to $39
- Returned Payment Fee: Up to $25
- Checking your eligibility does not affect your credit score
Additional Info
Foreign Transaction Fee
None
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Dec 13, 2024
If you're looking for a simple credit card to help you build credit, the AvantCard Credit Card could be a great option. This card comes with a small annual fee of $59, but it is an unsecured credit card which means you won't have to put down a security deposit to get approved.
This card is available to consumers with less than great credit and it reports to all three major credit bureaus – that means that with responsible use, you could build your credit score over time.
There are also no foreign transaction fees with this card. That's a rare feature on cards available to consumers with less than great credit. Also, since this card is a Mastercard, you can rest assured that you'll be able to use it anywhere in the world where Mastercard is accepted. The ongoing APR is fairly high at 35.99% so it would be best to pay your balance off in full each month.
The Good
- The annual fee is fairly low compared to other cards. Plus you'll pay no foreign transaction fees.
The Not So Good
- The APR is quite high, so if you don't pay off your balance in full each month you could rack up steep interest charges.
The Bottom Line
This card is a solid choice for consumers who don't want to put down $200 or more as a security deposit on a secured credit card.
Editorial Note: This content is not provided by Avant. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Avant.
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