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AvantCard Credit Card

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AvantCard Credit Card

 

Rated 4/5 stars by our editorial team

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Your Rating:

3.7/5.0 from 95 Offer Ratings
Over the Past 60 Days!

(95) Over the Past 60 Days!


  • Regular Purchase APR

    25.99% Variable

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    550

    600

    660

    720

    850

  • Annual Fee

    $39

  • Card Brand

    Mastercard®

Highlights

  • Fast and easy application process
  • No deposit required
  • No hidden fees
  • No penalty APR
  • Report to all three major credit bureaus
  • Zero fraud liability for unauthorized charges
  • Avant branded credit products are issued by WebBank, member FDIC
  • Disclosure: If you are charged interest, the charge will be no less than $1.00

Card Fees

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    The greater of $10 or 3% of the amount of the cash advance

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    3.0

  • Intro APR

    0.0

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5

From the LendingTree.com Editorial Team

If you're looking for a simple credit card to help you build credit, the AvantCard Credit Card could be a great option. This card comes with a small annual fee of $39, but it is an unsecured credit card which means you won't have to put down a security deposit to get approved.
 
This card is available to consumers with less than great credit and it reports to all three major credit bureaus – that means that with responsible use you could build your credit score over time. Cardholders will also love that there are no hidden fees and no penalty rate. The AvantCard Credit Card keeps things simple so you can focus on building credit.
 
There are even no foreign transaction fees with this card. That's a rare feature on cards available to consumers with less than great credit. Also, since this card is a Mastercard, you can rest assured that you'll be able to use it anywhere in the world where Mastercard is accepted. The ongoing APR is fairly high at 25.99% Variable so it would be best to pay your balance off in full each month.

The Bottom Line

This card is a solid choice for consumers who don't want to put down $200 or more as a security deposit on a secured credit card.

The Good

The annual fee is fairly low compared to other cards. Plus you'll pay no foreign transaction fees and there is no penalty rate.

The Not So Good

The APR is quite high, so if you don't pay off your balance in full each month you could rack up steep interest charges.


Editorial Note: This content is not provided by Avant. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Avant.

Expert Reviews of the AvantCard Credit Card

  • Regular APR

    3.0

  • Intro APR

    0.0

  • Fees

    4.0

  • Benefits

    4.0

  • Overall Rating

    4.0 /5


Consumer Reviews 95 Reviews

Offer Rating

3.7 out of 5.0

5 Star
 
 
(20)
4 Star
 
 
(41)
3 Star
 
 
(26)
2 Star
 
 
(6)
1 Star
 
 
(2)

Your Rating

There is nothing we value more than the opinions of our customers. We encourage open discussions among all users and hope we can all share advice. Please keep our site clean and safe by following our posting guidelines and please, don’t disclose personal information like your credit card numbers or account information.

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+93 users submitted a rating without a full review

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By: | Mar 1, 2019

So far so good with communicating

By: | Sep 25, 2018

Easy to qualify and rebuild your credit status. Highly recommend


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