Rated 2/5.0 stars by our editorial team
Click the stars to submit your rating.
Rating already submitted!
Thanks for rating!
2/5.0 from 0 Offer Ratings
Over the Past 60 Days!
PREMIER Bankcard® Grey Credit Card
PREMIER Bankcard® Grey Credit Card Review
The PREMIER Bankcard® Grey Credit Card could serve as a lifeline for those struggling to get credit elsewhere due to their credit history, offering a chance to rebuild credit despite its costs.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.
PREMIER Bankcard® Grey Credit Card
Apply Now
Apply Now
on PREMIER Bankcard®'s secure site
Add to Compare
PREMIER Bankcard® Grey Credit Card
SIGN-UP BONUS
None
REWARDS RATE
Non-rewards card
Build Credit
Start building credit by keeping your balance low and paying all your bills on time each month.
Pre-Qualify
Pre-qualify with no impact to your credit score
Online Account Access
A full-service website means PREMIER Bankcard® customers enjoy 24-hour access to easily manage personal account needs.
Annual Fee
See Provider Website
Card Brand
Mastercard®
Recommended Credit Score
PoorHighlights
- Click APPLY NOW to apply online.
- Pre-qualify with no impact to your credit score
- Helping people build credit is our first priority – start your credit-building journey today.
- Start building credit by keeping your balance low and paying all your bills on time each month.
- We report monthly to the Consumer Reporting Agencies to help you build your credit.
- Award-winning, U.S.-based customer service
Additional Info
Foreign Transaction Fee
See Provider Website
Balance Transfer Fee
N/A
Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Mar 12, 2025
We don't have a review for this card yet, but sit tight! There's one coming soon.
The Good
- The PREMIER Bankcard® Grey Credit Card is for folks with less-than-stellar credit histories, offering you an opportunity to obtain credit and potentially improve your credit scores by reporting monthly to the major credit bureaus. This card also provides a straightforward application process that can result in a speedy approval, which is beneficial for those urgently needing to begin their credit rebuilding journey.
The Not So Good
- On the downside, the PREMIER Bankcard® Grey Credit Card carries a high annual fee along with other potential charges, such as a one-time program fee and monthly servicing fees, which can significantly increase the cost of holding the card. Moreover, its credit limit may start low, and combined with the fees, can limit the available credit and thus its utility in both spending and credit-building efforts.
The Bottom Line
The PREMIER Bankcard® Grey Credit Card could serve as a lifeline for those struggling to get credit elsewhere due to their credit history, offering a chance to rebuild credit despite its costs.
Editorial Note: This content is not provided by PREMIER Bankcard®. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by PREMIER Bankcard®.
Related Card Offers
Apply Now
on American Express's secure site
Streaming Benefits
Get up to a $7 monthly statement credit after using your enrolled Blue Cash Everyday® Card for a subscription purchase, including a bundle subscription purchase, at Disneyplus.com, Hulu.com, or Plus.espn.com U.S. websites. Subject to auto-renewal.
Welcome Offer
Earn a $200 statement credit after you spend $2,000 in purchases on your new Card within the first 6 months.
Rewards Rate
Earn 3% cash back at U.S. supermarkets, 3% cash back on U.S. online retail purchases, 3% cash back at U.S. gas stations, on eligible purchases for each category on up to $6,000 per year in purchases (then 1%). Cash back is received in the form of Reward Dollars that can be redeemed as a statement credit and at Amazon.com checkout.
See Our Review
Apply Now
on Discover's secure site
Intro APR
0% Intro APR for 6 months on purchases and 0% Intro APR for 18 months on balance transfers, then 17.99% - 26.99% Variable APR
Rewards Rate
2% cash back at Gas Stations and Restaurants on up to $1,000 in combined purchases each quarter. 1% unlimited cash back on all other purchases - automatically
Ongoing APR
17.99% - 26.99% Variable APR
See Our Review
Apply Now
on Bank of America's secure site
Intro APR
0% Intro APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 17.99% - 27.99% Variable APR will apply. A 3% Intro balance transfer fee will apply for the first 60 days your account is open. After the Intro balance transfer fee offer ends, the fee for future balance transfers is 4%. Balance transfers may not be used to pay any account provided by Bank of America.
Sign-Up Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
Rewards Rate
6% cash back for the first year in the category of your choice, 2% cash back at grocery stores and wholesale clubs, and unlimited 1% cash back on all other purchases. After the first year from account opening, you’ll earn 3% cash back on purchases in your choice category. Earn 6% and 2% cash back on the first $2,500 in combined purchases each quarter in the choice category, and at grocery stores and wholesale clubs, then earn unlimited 1% thereafter. After the 3% first-year bonus offer ends, you will earn 3% and 2% cash back on these purchases up to the quarterly maximum.
See Our Review
Methodology
Our editors take a comprehensive, data-driven approach to identify the best credit cards in various categories. We use an objective rating and ranking system that evaluates over 100 credit cards from more than 50 issuers. While this site receives compensation from companies listed here, this does not influence our ratings or reviews. Learn more here.