Rated 4.5/5 stars by our editorial team
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3.7/5.0 from 86 Offer Ratings
Over the Past 60 Days!
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Regular Purchase APR
17.24% - 24.49% (Variable)
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Intro Purchase APR
N/A
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Intro BT APR
N/A
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Typical Credit Needed
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Annual Fee
$95
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Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- Earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months
- Earn unlimited 2X miles on every purchase, every day
- Miles won't expire for the life of the account and there's no limit to how many you can earn
- Receive up to $100 application fee credit for Global Entry or TSA Pre✓®
- Redeem on travel—from vacation rentals to car rentals and more. Plus transfer your miles to over 10+ travel loyalty programs
- No foreign transaction fees
Card Fees
Foreign Transaction Fee
None
Balance Transfer Fee
$0
Cash Advance Fee
3% of the amount of the cash advance, but not less than $10
Expert Reviews
From the LendingTree.com Editorial Team
The Capital One Venture Rewards Credit Card is a really exceptional piece of plastic for those who want to earn some fast and flexible travel rewards.
Not only that, but you can redeem miles for virtually any kind of travel related expense and there are no limitations on how many miles you can rack up and your accumulated miles won't expire for the life of the account. You can earn a earn 100,000 bonus miles when you spend $20,000 on purchases in the first 12 months from account opening, or still earn 50,000 miles if you spend $3,000 on purchases in the first 3 months. And for those who travel overseas there are no pesky foreign transaction fees.
This card is for people with excellent/good credit, and the annual fee is $95. The standard APR falls into the reasonable range of 17.24% - 24.49% (Variable), depending on your credit worthiness.
The Bottom Line
The Capital One Venture Rewards Credit Card is a really good travel rewards card for the frequent traveler. You can earn tons of miles and use them in many different ways with no expiration dates or hidden fees.
The Good
Your miles won't expire for the life of the account, there's no cap on how many miles you can earn, and you can redeem them for all sorts of travel products and services such as flights, hotels, and car rentals.
The Not So Good
Your credit has to be excellent/good and there is an annual fee of $95.
Editorial Note: This content is not provided by Capital One. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Capital One.
Consumer Reviews 86 Reviews
Offer Rating
3.7 out of 5.0
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+77 users submitted a rating without a full review
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By: Thomas Donaldson | Aug 3, 2017
Awesome rewards rate, flexible redemption with ANY airline... I love this card!
1 Reply
By: LendingTree | Aug 3, 2017
Thanks for your review!
By: Charles | Mar 21, 2016
Absolutely love this card. For a nominal annual fee you get double points on every purchase and a redemption value of 100 basis points (1%) on all travel-related purchases. So if you typically spend $3,000 a month on your credit card, a Venture card would give you 6,000 points in a month and 72,000 points in a year. That has a redemption value of $720 which, depending on where you travel, is probably enough to cover at least one round-trip flight anywhere in the US. And the redemption process is super easy, you just erase purchases on the Capital One website.
By: Sarah | Mar 21, 2016
The Capital One Venture card has a great rewards program. The bonus miles promotion is easily attainable and quickly adds to your travel miles rewards. From there, rewards on all purchases add up quickly. The only downside to this card is the APR. But, if you pay off your purchases in a timely manner, this should not be an issue. Overall, the best credit card I have owned.
By: Jeremy | Mar 20, 2016
Once of my favorite cards. Got this 3 years after my bankruptcy and in 6 months, got a limit increase. The purchase eraser is amazing and has saved us a bunch of money on vacations and travel purchases. The online system is easy to use, but the mobile app is so-so in features, but gets the job done.
By: Missy | Mar 9, 2016
good to have this card, only negative is that there is an annual fee but there are so many travel and cashback rewards it cancels out the annual fee.
By: Liz | Mar 9, 2016
Overall great card, covers all the basics - travel rewards, cashback rewards, low APR, no annual fee the first year.. easy to use and gives you rewards for basically every purchase
By: Janine | Mar 9, 2016
I travel a lot and this card is amazing, it has regular everyday cashback rewards also. Capital One in general is really user friendly. Definitely recommend!!
By: Claire | Mar 1, 2016
This card is wonderful. I use it for bigger purchases all the way down to my Netflix subscription and everyday items. I got this card before a trip to Europe (it doesn't have foreign transaction fees) and have been using it ever since!
Related Card Offers
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Rewards Rate
Unlimited 1.5% Cash Back on every purchase, every day
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Intro APR
0% intro on purchases for 15 months, then 15.49% - 25.49% (Variable)
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Cash Back Details
No minimums for redeeming and cash back won't expire for the life of the account
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Typical Credit Needed
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Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Click "APPLY NOW" to apply online
- One-time $200 cash bonus after you spend $500 on purchases within 3 months from account opening
- Earn unlimited 1.5% cash back on every purchase, every day
- No rotating categories or sign-ups needed to earn cash rewards; plus, cash back won't expire for the life of the account and there's no limit to how much you can earn
- 0% intro APR on purchases for 15 months; 15.49%-25.49% variable APR after that
- Pay no annual fee or foreign transaction fees
See additional details for Capital One Quicksilver Cash Rewards Credit Card
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Rewards Rate
Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
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Intro Balance Transfer APR
0% for 18 months on Balance Transfers
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Regular Purchase APR
13.99% – 23.99% (Variable)
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Typical Credit Needed
-
Annual Fee
$0
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Card Brand
Mastercard®
Highlights
- Earn 2% on every purchase with unlimited 1% cash back when you buy, plus an additional 1% as you pay for those purchases.
- To earn cash back, pay at least the minimum due on time.
- Balance Transfer Offer: 0% intro APR on Balance Transfers for 18 months. After that, the variable APR will be 13.99% – 23.99%, based on your creditworthiness.
- Balance Transfers do not earn cash back.
- If you transfer a balance, interest will be charged on your purchases unless you pay your entire balance (including balance transfers) by the due date each month.
- There is a balance transfer fee of either $5 or 3% of the amount of each transfer, whichever is greater.
- The standard variable APR for Citi Flex Plan is 13.99% – 23.99% based on your creditworthiness. Citi Flex Plan offers are made available at Citi's discretion.
- See additional Citi® Double Cash Card – 18 month BT offer details
See additional details for Citi® Double Cash Card – 18 month BT offer
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Intro APRs
0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days, then 13.99% - 23.99% Variable APR
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Sign Up Bonus
$200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
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Rewards Rate
3% cash back in the category of your choice, 2% cash back at grocery stores and wholesale clubs (for the first $2,500 in combined choice category/grocery store/wholesale club quarterly purchases), 1% cash back on all other purchases
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Typical Credit Needed
-
Annual Fee
$0
-
Card Brand
Visa®
Highlights
- Click "APPLY NOW" to apply online
- No annual fee
- $200 online cash rewards bonus after you make at least $1,000 in purchases in the first 90 days of account opening
- Earn 3% cash back in the category of your choice, automatic 2% at grocery stores and wholesale clubs (up to $2,500 in combined choice category/grocery store/wholesale club quarterly purchases) and unlimited 1% on all other purchases
- 0% Introductory APR for 15 billing cycles for purchases, and for any balance transfers made in the first 60 days. After the intro APR offer ends, 13.99% - 23.99% Variable APR will apply. A 3% fee (min $10) applies to all balance transfers
- No expiration on rewards
- If you're a Preferred Rewards member, you can earn 25% - 75% more cash back on every purchase
- Contactless Cards - The security of a chip card, with the convenience of a tap
See additional details for Bank of America® Cash Rewards credit card
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