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Bank of America® Travel Rewards Credit Card

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on Bank of America's secure site

Bank of America® Travel Rewards Credit Card

Apply for a Bank of America Rewards Card

 

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  • Regular Purchase APR

    15.99% - 23.99% Variable APR

  • Intro Purchase APR

    0% Introductory APR on purchases for 12 billing cycles

  • Intro BT APR

    N/A

  • Typical Credit Needed

    500

    600

    700

    850

  • Annual Fee

    $0

  • Card Brand

    Visa®

Highlights

  • Click "APPLY NOW" to apply online or call 800-821-8749
  • Earn unlimited 1.5 points per $1 spent on all purchases, with no annual fee and no foreign transaction fees and your points don't expire
  • 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days - that can be a $200 statement credit toward travel purchases
  • Use your card to book your trip how and where you want – you’re not limited to specific websites with blackout dates or restrictions
  • Redeem points for a statement credit to pay for flights, hotels, vacation packages, cruises, rental cars, or baggage fees
  • Comes with chip technology for enhanced security and protection at chip-enabled terminals
  • 0% Introductory APR for 12 billing cycles for purchases, then 15.99% - 23.99% Variable APR
  • Get an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account
  • If you’re a Preferred Rewards client, you can increase that bonus to 25% - 75%

Card Fees

  • Late Payment Fees

    Up to $38

  • Foreign Transaction Fee

    None

  • Balance Transfer Fee

    3% of the amount of each transaction or $10, whichever is greater.

  • Returned Payment Fee

    Up to $27

  • Penalty APR

    Up to 29.99% APR

  • Minimum Interest Charge

    $1.50

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    Yes

  • Extended Warranty Program

    Yes

  • Roadside Assistance

    Yes

  • Purchase Protection

    Yes

  • Travel Assistance

    Yes

  • Flight Accident Insurance

    Yes

  • Lost Luggage Reimbursement

    Yes

  • Concierge Service

    Yes


Expert Reviews

  • Regular APR

    4.5

  • Intro APR

    4.5

  • Fees

    4.5

  • Benefits

    5.0

  • Overall Rating

    5.0 /5

From the CompareCards.com Editorial Team

The Bank of America® Travel Rewards Credit Card is similar to other rewards cards, but also includes some special promotional offers/features that make it worthy of consideration. Points can be redeemed for a statement credit to pay for flights, hotels, vacation packages, cruises, and more. As a new offer, cardholders can earn 20,000 online bonus points if you make at least $1,000 in purchases in the first 90 days — that can be a $200 statement credit toward travel purchases.

Additionally, you can earn unlimited 1.5 points per $1 spent on all purchases, which is 50% more than the average rewards programs you see out there. There is no limit to the number of points you can receive with the Bank of America rewards card and the points never expire. Furthermore, you can enjoy an annual 10% customer points bonus on your total purchases when you have a Bank of America® checking or savings account.  

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers, and there’s no annual fee. Redeeming your points for statement credits towards your travel purchases is simple and fast – call or go online to redeem those points after you pay for your travel expenses with your Bank of America® Travel Rewards Credit Card.

If you prefer the personal touch of a phone call when you apply for a credit card or have a question on your account, Bank of America goes the extra mile. You can expect an “an outstanding customer service experience” for the live phone channel, according to the May 2017 certification by J.D. Power.

The Bottom Line

This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.

The Good

International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The Bank of America® Travel Rewards Credit Card allows you to redeem points for a statement credit to pay for traveling expenses like hotels and cruises, and there's no annual fee.

The Not So Good

There aren't many downsides to this card other than it is only available for consumers with Excellent/Good credit.


Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.

Expert Reviews of the Bank of America® Travel Rewards Credit Card

  • Regular APR

    4.5

  • Intro APR

    4.5

  • Fees

    4.5

  • Benefits

    5.0

  • Overall Rating

    5.0 /5


Consumer Reviews 0 Reviews

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