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4.5/5.0 from 21 Offer Ratings
Over the Past 60 Days!
Regular Purchase APR
17.24% - 25.24% Variable APR
Intro Purchase APR
0% Introductory APR on purchases for 12 billing cycles
Intro BT APR
Typical Credit Needed
Foreign Transaction Fee
Balance Transfer Fee
Either $10 or 3% of the amount of each transaction, whichever is greater.
Cash Advance Fee
$0 Fraud Liability
Auto Rental Insurance
Extended Warranty Program
Flight Accident Insurance
Lost Luggage Reimbursement
The Bank of America® Travel Rewards credit card is similar to other rewards cards, but also includes some special promotional offers/features that make it worthy of consideration. Points can be redeemed for a statement credit to pay for flights, hotels, vacation packages, cruises, and more. As a new offer, cardholders can earn 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening — that can be a $250 statement credit toward travel purchases.
Additionally, you can earn 1.5 points per $1 spent on all purchases, which is 50% more than the average rewards programs you see out there. There is no limit to the number of points you can receive with the Bank of America rewards card and the points never expire. Furthermore, you can enjoy an additional 10% customer points bonus on every purchase when you have an active Bank of America® checking or savings account and you can increase that bonus to 25% - 75% if you’re a Preferred Rewards client.
International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers, and there’s no annual fee. Redeeming your points for statement credits towards your travel purchases is simple and fast – call or go online to redeem those points after you pay for your travel expenses with your Bank of America® Travel Rewards credit card.
If you prefer the personal touch of a phone call when you apply for a credit card or have a question on your account, Bank of America goes the extra mile. You can expect an “an outstanding customer service experience” for the live phone channel, according to the May 2017 certification by J.D. Power.
This card has its benefits when used for traveling purposes. It provides the card users with a huge opportunity for savings because consumers can utilize travel comparison websites in order to find the best deals instead of dealing with often marked-up rates common with company-specific rewards programs.
International travelers don’t have to deal with high costs on transactions that are processed outside the United States, unlike most credit card offers. The Bank of America® Travel Rewards credit card allows you to redeem points for a statement credit to pay for traveling expenses like hotels and cruises, and there's no annual fee.
There aren't many downsides to this card other than it is only available for consumers with Excellent/Good credit.
Editorial Note: This content is not provided by Bank of America. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Bank of America.
4.5 out of 5.0