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Milestone® Gold Mastercard®

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Milestone® Gold Mastercard®

 

Rated 3/5 stars by our editorial team

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Your Rating:

3.0/5.0 from 3 Offer Ratings
Over the Past 60 Days!

(3) Over the Past 60 Days!

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on Genesis FS Card Services's secure site


  • Regular Purchase APR

    24.9%

  • Intro Purchase APR

    N/A

  • Intro BT APR

    N/A

  • Typical Credit Needed

    549

    600

    660

    720

    850

  • Annual Fee

    $35-$99, depending on creditworthiness*

  • Card Brand

    Mastercard®

Highlights

  • Click "APPLY NOW" to apply online
  • Instant pre-qualification is available for those who qualify
  • Less than perfect credit is okay
  • Access your account online or from your mobile device 24/7
  • Choice of card image at no extra charge
  • Account history is reported to the three major credit bureaus in the U.S.

Card Fees

  • Foreign Transaction Fee

    1% of each transaction

  • Balance Transfer Fee

    N/A

  • Cash Advance Fee

    $0 during the first year; after the first year, either $5 or 5% of the amount of each transaction, whichever is greater (not to exceed $100)

Additional Card Details

  • $0 Fraud Liability

    Yes

  • Auto Rental Insurance

    No

  • Extended Warranty Program

    No

  • Roadside Assistance

    No

  • Purchase Protection

    No

  • Travel Assistance

    No

  • Flight Accident Insurance

    No

  • Lost Luggage Reimbursement

    No

  • Concierge Service

    No


Expert Reviews

  • Regular APR

    2.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    3.0

  • Overall Rating

    3.0 /5

From the LendingTree.com Editorial Team

One of the main benefits of this particular card is that it allows consumers with less than good credit to re-establish their credit, or build credit if you have no credit history. Each cardholder account is reported to the three major credit bureaus to help you improve your credit score if your manage your account responsibly. 

The credit limit on your Milestone® Gold Mastercard® will be determined by your credit worthiness and, if approved, will be a minimum of $300. This credit card also allows applicants to determine their eligibility by pre-qualifying without affecting their credit score.

The card comes with an APR of 24.9%, which is in the higher end of the spectrum, but is still pretty typical for those with less than perfect credit. The card also comes with an annual fee of $35-$99, depending on your creditworthiness. The Milestone® Gold Mastercard®includes access to the Mastercard Gold Benefits program, which is accepted worldwide, and you will receive $0 Liability Protection from unauthorized purchases. 

The Bottom Line

The Milestone® Gold Mastercard® is geared towards consumers who need to find a card that will give them the tools necessary to improve their credit score and credit history. In that respect, the card does a good job of offering a full-fledged card with some financial management and account oversight tools.

The Good

Cardholders have access to the Mastercard Gold Benefits program, which offers $0 Fraud Liability protection and you can also choose your own custom card design. The best part about this credit card is that it's an unsecured card and works just like traditional credit cards.

The Not So Good

The annual fee can be as low as $35 or as high as $99, depending on creditworthiness, and does not come with a rewards program.


Editorial Note: This content is not provided by Genesis FS Card Services. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Genesis FS Card Services.

Expert Reviews of the Milestone® Gold Mastercard®

  • Regular APR

    2.0

  • Intro APR

    0.0

  • Fees

    3.0

  • Benefits

    3.0

  • Overall Rating

    3.0 /5


Consumer Reviews 3 Reviews

Offer Rating

3.0 out of 5.0

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Your Rating

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+1 users submitted a rating without a full review

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By: | Feb 25, 2017

Great

By: | Dec 27, 2016

This will help when others ones would not.


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