Expert Review

Editor's Overall Rating

Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.

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Features

Our pick for best unlimited cash rewards card

From the LendingTree editorial team, updated on Nov 14, 2024

This card is a game-changer with one of the highest rates of unlimited cash rewards we’ve ever seen on a no-annual fee credit card: cardholders can earn unlimited 2% cash rewards on purchases, no ifs ands or buts. 2% is just about as good as it gets when it comes to rewards cards, so if you’re on the hunt for a card that is very low maintenance that still allows for a substantial accumulation of rewards this one is tough to beat. The Wells Fargo Active Cash^® Card also comes with a solid if uninspiring welcome offer – new cardholders can earn a $200 cash rewards bonus after spending $500 in purchases in the first 3 months. This isn’t the best welcome offer on the market, but we feel that the ongoing rewards program is strong enough to offset it.

This card also comes with a year of 0% intro APR on both purchases and balance transfers: 0% intro APR for 12 months from account opening for purchases and 0% intro APR for 12 months from account opening on qualifying balance transfers; in both cases, an APR of 19.49%, 24.49%, or 29.49% Variable APR applies after that intro period is up. 

Editorial Note: This content is not provided by Wells Fargo. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Wells Fargo.