Ink Business Cash® Credit Card
Ink Business Cash® Credit Card Review
This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for a great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash® Credit Card.
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
Ink Business Cash® Credit Card
SIGN-UP BONUS
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
REWARDS RATE
Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year. Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other card purchases with no limit to the amount you can earn.
Intro Purchase APR
0% Intro APR on Purchases for 12 months, then 18.49% to 24.49% Variable
Sign-Up Bonus
Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening.
Cash Back Rewards
Earn 5% cash back in select business categories
Annual Fee
$0
Card Brand
Visa®
Recommended Credit Score
ExcellentHighlights
- Earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening
- Earn 5% cash back on the first $25,000 spent in combined purchases at office supply stores and on internet, cable and phone services each account anniversary year
- Earn 2% cash back on the first $25,000 spent in combined purchases at gas stations and restaurants each account anniversary year. Earn 1% cash back on all other purchases
- 10% Business Relationship Bonus If you have the Ink Business Cash card plus a Chase Business Checking account on your first card anniversary
- With Zero Liability you won't be held responsible for unauthorized charges made with your card or account information.
- No Annual Fee
- Redeem rewards for cash back, gift cards, travel and more through Chase Ultimate Rewards®.
- 0% introductory APR for 12 months on purchases
- Member FDIC
Additional Info
3% of each transaction in U.S. dollars
Either $5 or 5% of the amount of each transfer, whichever is greater.
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Yes
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Expert Review
Editor's Overall Rating
Our editors rate credit cards objectively based on the features the credit card offers consumers, the fees and interest rates, and how a credit card compares with other cards in its category. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site receives from card issuers.
From the LendingTree editorial team, updated on Apr 02, 2024
Chase offers two different versions of the Ink card, and with this one you can earn $350 when you spend $3,000 on purchases in the first three months and an additional $400 when you spend $6,000 on purchases in the first six months after account opening. The Ink Business Cash® Credit Card has a $0 annual fee and is considered one of the best business credit cards by many consumers because of how generously it rewards you with cash back rebates.
To sweeten the deal, the Ink Business Cash® Credit Card gives you an APR for purchases and balance transfers with relatively low interest rates.
The Good
- This business credit card has it all. You get an awesome rewards program, a big sign up bonus, a lengthy intro APR, and $0 annual fee.
The Not So Good
- Like most rewards cards, if you don't make a lot of purchases on the card, you won't get a lot of rewards.
The Bottom Line
This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for a great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash® Credit Card.
Editorial Note: This content is not provided by Chase. Any opinions, analyses, reviews, or recommendations expressed on this page are those of the author’s alone, and may not have been reviewed, approved or otherwise endorsed by Chase.
Related Card Offers
on Chase's secure site
Sign-Up Bonus
Earn $750 bonus cash back after you spend $6,000 on purchases in the first 3 months from account opening.
Rewards Rate
Earn unlimited 1.5% cash back on every purchase made for your business
Rates & Fees
$0 annual fee and 0% Intro APR on Purchases for 12 months, then an APR of 18.49% - 24.49% Variable.
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on American Express's secure site
Welcome Offer
Earn 70,000 Membership Rewards<sup>®</sup> points after you spend $10,000 on eligible purchases with the Business Gold Card within the first 3 months of Card Membership.*
Rewards Rate
Get 4X Membership Rewards<sup>®</sup> points on the 2 select categories where your business spent the most each month on the first $150,000 in combined purchases each calendar year (then 1X thereafter). Earn 3X Membership Rewards<sup>®</sup> points on flights and prepaid hotels booked on amextravel.com using your Business Gold Card. Earn up to $20 in statement credits monthly after you use the Business Gold Card for eligible U.S. purchases at FedEx, Grubhub, and Office Supply Stores. This can be an annual savings of up to $240. Enrollment required.
Extra Perks
No foreign transaction fees & many helpful business tools*
See Our Review
on Capital One's secure site
Rewards Rate
1.5% Cash Back on every purchase; 5% Cash Back on hotels and rental cars booked through Capital One Travel
Sign-Up Bonus
$750 Cash Back once you spend $6,000 on purchases within the first 3 months from account opening
APR
18.49% - 24.49% (Variable) on purchases and balance transfers
See Our Review